Field Sales Representative

Compare card payment providers: What should your business really be looking for? If you're reviewing your business costs, it's easy to focus on one number: the rate you're paying to take card payments. But in its experience at Switch4Profit, that's only part of the picture. The right payment solution needs to work with your EPOS, support your team when things go wrong, get your money into your bank quickly and give you the flexibility to change as your business grows. That's why Switch4Profit Ltd believe it's worth looking at the whole package, rather than simply comparing headline rates. So, how do they compare? There are plenty of payment providers competing for UK businesses, from established names such as Worldpay and Barclaycard to newer providers including Dojo, Teya, Square, SumUp and Flatpay. They all have their strengths, but there can be some important differences when you look beyond the headline price. It's not just about the headline rate. Switch4Profit Ltd has seen businesses spend far too much time comparing transaction rates without looking at what they're actually paying overall. For example, a flat rate might look attractive when you're processing a relatively small amount each month. But as your turnover increases, the difference between a flat rate and a properly structured pricing model can become significant. There can also be other costs to consider - monthly fees, settlement charges, terminal rental, PCI fees, authorisation fees and contract termination costs. The rate on the sales proposal isn't necessarily the number that matters most. Your total cost is. That's why Switch4Profit Ltd always recommend looking at your actual statements and invoices before deciding whether you're getting a good deal. Technology matters too. For a busy pub, restaurant, club or retail business, your card machine doesn't operate in isolation. It needs to work with your tills and EPOS, keep transactions moving when you're busy and make life easier for the people running the business. Dojo has integrations with more than 450 EPOS systems, meaning businesses have a wide choice of technology rather than being forced into one particular ecosystem. For hospitality businesses in particular, the ability to connect payments with EPOS, bookings and other systems can make a real difference. It can reduce manual keying, speed up service, simplify reconciliation and give you better visibility of what's happening across the business. And then there's support. A payment system can work perfectly for months - until it doesn't. When you're standing behind a busy bar on a Saturday night and payments stop working, being able to speak to someone quickly is very different from submitting an online support request and waiting for a response. Dojo provides 24/7 UK-based human support, which is particularly relevant for businesses that trade evenings and weekends. Cash flow is another big consideration. Getting paid isn't the same as having access to your money. For businesses with significant weekend turnover, waiting several days for funds to reach the bank can put unnecessary pressure on cash flow. Dojo offers next-business-day settlement, with faster settlement options also available. For a hospitality business that can take a significant amount of money over a weekend, that can make a meaningful difference. What about the other providers? There isn't a single payment provider that is right for every business. Square has built a strong reputation for simplicity and ease of getting started, particularly among smaller businesses. However, businesses wanting more advanced functionality may need to move onto paid plans, and its approach is more closely tied to the Square ecosystem. SumUp is another popular option for smaller businesses and mobile traders, with simple hardware and straightforward pricing. However, flat-rate pricing can become less attractive as transaction volumes increase. Flatpay promotes a very simple proposition and a low headline transaction rate. But businesses should look closely at the length of the agreement, terminal costs and what is included within the headline rate. Teya offers an increasingly broad range of payment, EPOS and financial services for SMEs. As with any provider, it's important to look beyond the headline offer and understand the full pricing structure, settlement options and contract terms. Worldpay, Elavon and Barclaycard are established providers with extensive experience and large customer bases. However, businesses should check contract length, settlement times, additional fees and termination arrangements before signing up. The point isn't that one provider is automatically right for everyone. It's about finding the right fit for your business. So, what should you actually compare? Before switching payment provider, Switch4Profit Ltd'd suggest looking at these five things: 1. Your total monthly cost. Don't just compare the transaction rate. Look at every fee you're paying. 2. Your contract. How long are you tied in for? What happens if you want to leave? Are there automatic renewals or termination charges? 3. Your technology. Will the payment system integrate properly with your existing EPOS, bookings and other systems? 4. Your cash flow. How quickly will your money reach your bank account, particularly after busy weekends? 5. The support you'll receive. That's where Switch4Profit comes in. At Switch4Profit, Switch4Profit Ltd don't believe businesses should switch provider simply because someone has offered them a lower rate. Switch4Profit Ltd look at the bigger picture. Switch4Profit Ltd review your current setup, your costs, your technology and your contracts, then help you understand where there may be opportunities to save money or improve the way your business operates. And its advice is completely free. If you're a pub, restaurant, club, retailer or other SME and you're wondering whether you're getting a good deal, send Switch4Profit Ltd your current statement. Switch4Profit Ltd'll take a look and tell you what Switch4Profit Ltd find. No hard sell. No obligation. Just straightforward advice.

SumUp becomes Manchester United's Official Sleeve Partner. * Infrastructure * 08.09.2026 11:00 am Manchester United and SumUp today announced a multi-year partnership that will see the leading global fintech company become the club's Official Shirt Sleeve Partner. The new agreement, which begins with Manchester United's return to the UEFA Champions League on Thursday, will see the SumUp logo feature on the shirt sleeve of the men's, women's and academy teams across all competitions. SumUp will also feature prominently on matchdays at Old Trafford and the Progress with Unity Stadium. Through the partnership, fans will have more opportunities to connect with the club through exclusive giveaways, competitions and experiences. Together, Manchester United and SumUp will also launch a co-branded payment card which will offer fans special offers and rewards when used with official club outlets, as well as businesses across the UK. Marc Armstrong, Chief Business Officer at Manchester United, said: "SumUp is a rapidly growing global business and Financial IT is delighted to welcome them to Manchester United as its Official Sleeve Partner. The new agreement supports its commercial growth strategy and reflects the continued appeal of Manchester United as a platform for ambitious brands looking to connect with audiences around the world. "We look forward to working closely with SumUp to bring them closer to our global fanbase, helping them tell their story on a worldwide stage and supporting the next chapter of their impressive growth journey." Luke Griffiths, Chief Commercial Officer and UK CEO, SumUp, said: "Manchester United is one of the most iconic and followed clubs in the world, with a fanbase that continues to grow across generations and borders. That extraordinary reach and passion make this partnership a natural fit for SumUp. "Football is about the moments people share: watching the match with friends, travelling to see the team, wearing the shirt with pride and celebrating together, wherever you are. From fans using SumUp Personal Account to manage and spend their money simply, to the businesses that help make matchdays special, SumUp is part of the everyday moments that bring people together. "Through this partnership, we want to connect with Manchester United fans in those moments, introducing more people to SumUp and creating experiences that make being a supporter even more rewarding. We look forward to bringing the energy, ambition and spirit of Manchester United to life for fans everywhere." SumUp empowers businesses of all sizes with simple, smart tools to help them run and grow. For consumers, the SumUp Personal Account provides an easier, more intelligent way to manage and spend their money.