Full-Time

Software Engineer New Grad

Posted on 9/1/2026

Valon

Valon

501-1,000 employees

Technology-driven mortgage servicing platform

Compensation Overview

$135k - $160k/yr

+ Equity

San Francisco, CA, USA + 1 more

More locations: New York, NY, USA

In Person

Bachelor's

Category
Software Engineering
Required Skills
Kubernetes
Python
Distributed Systems
React.js
Docker
Google Cloud Platform

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Requirements
  • The candidate must have 0–1 year of software engineering experience building quality software applications at scale.
  • The candidate must have a bachelor's degree in Computer Science or a related field.
  • The candidate must be able to communicate effectively and work cross-functionally to balance product and technical requirements.
  • The candidate must be able to build scalable systems from scratch with a fast turnaround.
  • The candidate must have experience with one or more of the following: web application development, mobile application development, large-scale distributed systems, or infrastructure management.
  • The candidate must have time management skills to maximize efficiency in a fast-paced startup environment.
Responsibilities
  • Learn new concepts and technologies quickly and apply them to challenging problems.
  • Design and build robust and extensible infrastructure to handle evolving and complex federal, state, and agency regulations.
  • Develop a deep understanding of the inner workings of a highly complex industry.
  • Work with Product and Design to define the best experience for customers.

Valon is a digital mortgage servicing platform that helps homeowners manage their mortgages more easily. It provides online tools to handle day-to-day loan administration—such as collecting payments, managing escrow accounts, and handling loan modifications—while offering real-time, transparent information through a mobile-friendly interface. Users can explore mortgage options with no commitment and receive fast, responsive customer service. Valon differentiates itself by prioritizing the customer experience, clear financial information, and a seamless online workflow that replaces traditional, paper-based processes. The company’s goal is to empower homeowners and transform the mortgage industry by making mortgage management more accessible, efficient, and user-friendly.

Company Size

501-1,000

Company Stage

Series C

Total Funding

$348.8M

Headquarters

New York City, New York

Founded

2019

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Simplify Jobs

Simplify's Take

What believers are saying

  • Carrington closed the 810,000-loan acquisition on August 4, 2026, proving commercial demand.
  • Rithm's February 2026 expansion extends ValonOS across more than 4 million homeowners.
  • Valon raised $100 million in October 2024, giving runway for product and sales expansion.

What critics are saying

  • Carrington bought Valon Mortgage in August 2026, shrinking Valon's direct servicing revenue base.
  • Newrez starts ValonOS transition in 2027; implementation slippage delays fees and references.
  • ICE Mortgage Technology and Black Knight can block enterprise wins; one lost anchor client hurts survival.

What makes Valon unique

  • ValonOS replaces legacy mortgage servicing stacks with one AI-native system of record.
  • Carrington adopted ValonOS in August 2026, validating enterprise-grade regulated workflow software.
  • Rithm owns a minority stake and plans Newrez migration for 4 million homeowners.

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Benefits

Medical, dental, & vision insurance plans

flexible sick days

Equity

Company holidays

Generous vacation policy

Laptop, custom accessories, & ergonomic equipment

Paid parental leave

Growth & Insights and Company News

Headcount

6 month growth

8%

1 year growth

5%

2 year growth

5%
FinSMEs
Jun 15th, 2026
Copperlane raises $4.1M to develop AI mortgage loan officer 'Penny

Copperlane, a New York City-based developer of an AI-native autonomous mortgage origination platform, has raised $4.1 million in seed funding led by TQ Ventures. Y Combinator, US News Digital Ventures, Mercor and Valon Mortgage also participated. Founded by Athan Zhang and Brianna Lin, Copperlane develops "Penny", an autonomous AI mortgage loan officer that processes borrower assets, credit files and income patterns to generate instant underwriting recommendations and draft compliance explanations. The Y Combinator Winter 2026 company launched its automated processing engine in June 2026. The funds will be used to scale operations, expand the AI loan officer's capabilities and accelerate development of software that shortens pre-approval timelines.

HousingWire
May 7th, 2026
Carrington to acquire Valon Mortgage, add 800,00 loans to servicing book

Carrington will adopt ValonOS and acquire Valon Mortgage, adding about 800,000 loans as both target Ginnie Mae servicing modernization.

Benzinga
May 7th, 2026
Carrington selects ValonOS as core platform and acquires Valon Mortgage's 800,000 loans

Carrington Mortgage Services, a leading Ginnie Mae servicer, has formed a strategic partnership with Valon Technologies to adopt ValonOS as its core servicing platform. As part of the agreement, Carrington will acquire Valon Mortgage in collaboration with a private equity partner, adding approximately 800,000 loans to its portfolio. ValonOS is an AI-native operating system designed to consolidate workflows, loan data and compliance logic for mortgage servicing. The partnership combines Carrington's government lending expertise with Valon's modern technology platform to enhance efficiency in Ginnie Mae servicing. For Valon, which has raised over $290 million from investors including Andreessen Horowitz, the transaction allows the company to shift focus from operating as a mortgage servicer to becoming a technology provider for the broader mortgage industry.

National Mortgage Professional
Feb 2nd, 2026
Rithm Expands Valon Partnership To Modernize Newrez Mortgage Servicing

Rithm Capital Corporation has announced an expansion of its long-standing partnership with Valon Technologies, further integrating Valon’s AI-native mortgage servicing platform into operations at Newrez, a Rithm subsidiary. The expanded collaboration is aimed at modernizing mortgage servicing systems and enhancing customer experience for more than four million homeowners.

StreetInsider
Feb 2nd, 2026
Rithm Capital takes minority stake in mortgage tech firm Valon to serve 4M homeowners

Rithm Capital has acquired a minority stake in Valon Technologies, a mortgage servicing technology company that developed an AI-native operating system called ValonOS. The partnership will bring Valon's platform to over 4 million homeowners serviced by Newrez, Rithm's subsidiary and one of America's largest mortgage servicers. Newrez plans to begin transitioning to ValonOS in 2027. The platform captures servicing data and decision logic, including exceptions, precedents and compliance context used in loan servicing. Rithm has supported Valon since its inception. The expanded partnership aims to enhance servicing capabilities and reduce operational costs for Newrez's mortgage servicing operations. Valon operates as both a technology provider and mortgage servicer, ranking among the top 10 US mortgage servicers.