Internship
Posted on 4/2/2025
Online banking platform offering fee-free services
$34 - $49/hr
San Francisco, CA, USA
Hybrid work policy with in-office days required.
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Chime is a financial technology platform that provides online banking services without physical branches. It offers features like SpotMe, which allows customers to overdraft up to $200 without fees, and direct deposit that can deliver paychecks up to two days early. Chime does not charge monthly fees or foreign transaction fees and provides access to over 60,000 fee-free ATMs. The company's goal is to simplify banking and help customers manage their finances effectively.
Company Size
1,001-5,000
Company Stage
Series G
Total Funding
$2B
Headquarters
San Francisco, California
Founded
2012
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Competitive salary based on experience
401k match plus the usual medical, dental, vision, life, and disability benefits
Generous vacation policy and company-wide Take Care of Yourself Days
Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
Mobile banking app Chime launched a premium membership program alongside several new features.Chime+ is available exclusively to members who direct deposit, the company said in a Monday (March 31) news release. Benefits include a 3.75% APY savings rate, exclusive merchant deals and priority customer support.“In addition to Chime+, Chime is also rolling out a redesigned app experience that features a variety of new, smarter tools to help all members manage money, build credit and save with confidence…,” the release said.Members can build credit on purchases from the day they open an account, rather than needing to direct deposit via Chime, per the release. In addition, Chime’s app now allows members to see FICO tracking and view the factors affecting their credit scores.“With today’s launches, we’re making it even easier for our members to manage their money and grow their credit,” Chime Chief Product Officer Madhu Muthukumar said in the release.The company is also debuting Chime Workplace, a suite of financial wellness services, according to a separate Monday news release. This gives employees access to Chime products that help with income management, savings, credit, and loyalty and rewards.Earlier this month, Chime introduced Instant Loans, which lets pre-approved members who receive direct deposits to their Chime Checking Accounts access three-month installment loans of up to $500.In other mobile banking news, PYMNTS last week examined efforts by credit unions (CUs) to update their banking apps in a conversation with David Durovy, senior vice president of transformation at i2c.“We’re in a mobile-first and mobile-native world, and we have to be transacting there,” Durovy said. “But that’s one of the key areas where even today, a large number of credit unions still haven’t been provided the capabilities from their existing partners to be able to get there.”Due to those limitations, CUs cannot fully capitalize on one of their competitive differentiations: the close knowledge of the markets they serve. To fully digitize, CUs must deliver new capabilities, new services and new ways of interacting
Mobile banking app Chime launched a premium membership program alongside several new features.
In 2020, Chime launched a credit card designed to help users build and improve their credit by setting purchase limits based on account balance, functioning more like a debit card.
In a strategic expansion beyond consumer banking, Chime has launched Chime Workplace(TM), an all-in-one financial wellness suite for employers to offer their workforce.
Card issuing platform Marqeta has launched a collaboration with retail technology firm Upside. The partnership, announced Tuesday (March 25), lets Marqeta customers integrate Upside’s cash-back offers into their consumer debit and prepaid card programs. “At Marqeta, we’re always looking for ways to help our customers create stronger connections with their users,” Todd Pollak, Marqeta’s chief revenue officer, said in a news release. “Integrating Upside’s personalized cash-back offers makes it easier for customers to deliver meaningful rewards and keep their cardholders engaged where they spend most — grocery stores, restaurants and fuel stations.”