Circle (NYSE: CRCL) is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com.

What you’ll be part of:

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

What you'll be responsible for

As a Creative Producer, you’ll turn ambitious creative ideas into exceptional work in the world. You’ll lead production workstreams from concept through delivery, helping determine how ideas can best be realized across channels, formats, and production approaches. You’ll bring deep knowledge of traditional production methods alongside fluency in emerging approaches, including AI-enabled production, and have a continual drive and curiosity to explore the very latest ways to make great work. You’ll be responsible for staying at the forefront of cutting-edge AI production techniques, developing an informed point of view on what’s possible, and sharing that knowledge across the Creative & Design team to surface new creative opportunities. As a thought partner to Creative leadership, you’ll help determine the right approach, partners, tools, and resources for individual productions while maintaining an exceptionally high bar for craft. You’ll be the connective tissue when the team is in making mode—bringing creative teams, agency and production partners, and cross-functional stakeholders together to navigate complexity and deliver work that does justice to the idea.

What you'll work on

Lead production workstreams from concept through final delivery, translating ambitious ideas into exceptionally crafted work.
Stay at the forefront of evolving production techniques and use that knowledge to recommend the right approach for ideas across film, digital, social, experiential, immersive, and emerging formats.
Partner closely with Creative leadership and creative teams to assess feasibility, shape production approaches, solve complex challenges, and protect the integrity of the creative idea throughout execution.
Research, experiment with, and operationalize cutting-edge AI production techniques and tools, translating what you learn into practical opportunities and sharing what’s possible with the wider Creative & Design team.
Identify, engage, and manage agency and production partners for assigned workstreams, building collaborative relationships that help Circle produce its best work.
Manage production timelines, project budgets, workflows, dependencies, and communication, bringing clarity and momentum to complex projects involving multiple internal and external stakeholders.
Champion exceptional executional quality across your productions, balancing creative ambition, craft, resources, constraints, and new ways of making without compromising what makes the idea great.

What you'll bring to Circle

Core Requirements

10+ years of relevant creative production experience with a portfolio of exceptional, highly crafted work.
Demonstrated experience producing creative across multiple formats and surfaces, including film, digital, social, experiential, immersive, and other emerging channels.
Day-to-day fluency with modern AI-assisted production tools and workflows: you routinely use generative and assistive techniques (for ideation, asset generation, iteration, or post-production), apply prompt-engineering and iterative refinement, and translate model outputs into editorial and production decisions.
Practical familiarity with core AI/ML concepts (for example, generative models, synthetic media, model evaluation and iteration) and the judgment to know when to rely on AI-driven approaches versus traditional production methods.
Deep knowledge of the creative production process, with the judgment to recommend how an idea can best be made based on the creative ambition, audience, channel, resources, and constraints.
A track record of leading complex production workstreams from concept through delivery while maintaining an exceptionally high standard of creative execution.
Strong creative judgment and the ability to recognize a great idea, advocate for it, and ensure the production approach serves the idea rather than the technique or technology.
Experience partnering directly with creative teams, agencies, production companies, and other specialist partners to bring ambitious creative work to life.

Preferred Requirements

Hands-on experience experimenting with AI production tools and workflows, with a learn-by-making mindset and an informed perspective on emerging capabilities and broader industry developments.
Practical experience applying prompt design, model output curation, quality evaluation, and integration of AI-generated assets into production pipelines.
Experience working across both in-house creative teams and agency environments, with an understanding of how to get exceptional work made in each.
Experience producing creative within financial services, technology, or another highly regulated environment.

Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.

Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.

Base Pay Range: $172,500 - $222,500

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law.

Should you require accommodations or assistance in our interview process because of a disability, please reach out to [email protected] for support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs.

#LI-Remote

About the company

Circle is a global fintech company that helps businesses use digital currencies and public blockchains for payments, commerce, and financial applications. It provides a platform for digital payments and related financial services built on blockchain technology, charging transaction fees and service charges for its activities. How it works: Circle offers digital currency and blockchain-based payment capabilities that enable fast, secure transfers and cross-border transactions for businesses of all sizes; revenue comes from fees on these services. How it differs from competitors: Circle targets a broad range of business customers and focuses on integrating digital currencies and public blockchains into everyday commercial and financial processes, emphasizing security and efficiency. Circle's goal is to become a leading provider of enterprise-grade digital finance tools, helping many organizations adopt and use digital currencies and blockchain-based payments globally.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

New York City, New York

Founded

2013

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Simplify's Take

What believers are saying

Binance invested $100 million on September 22, 2026, expanding USDC distribution globally.
Circle launched Arc mainnet September 16, 2026, with over 100 builders day-one.
Circle signed Tazapay September 8, 2026, adding 100-plus payout markets.

What critics are saying

Jeremy Fox-Geen exits by December 31, 2026, and Sean Neville already left.
Drift investors sued Circle in April 2026 over delayed asset freezing and CCTP transfers.
A stablecoin security ruling freezes USDC distribution and wrecks Circle's business.

What makes Circle unique

Circle holds an OCC national trust bank charter, rare among stablecoin issuers.
USDC sits inside Binance, Coinbase, and Volante distribution channels.
Arc launched September 16, 2026, tying USDC directly to payments infrastructure.

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Benefits

Paid time off - We offer flexible paid time off — take what you need as long as it works with you and your team, and all Circle employees get mobile phone and home office reimbursements.
Health coverage - No matter where you live, we offer a market competitive suite of benefits. Enroll in health, dental, vision, disability, and life insurances, and Circle covers some or all of the premiums.
Invested in your future - All U.S. full-time and part-time employees enjoy 401(k) and pensions (with 4% company match if you contribute 5% or more), and share Circle’s success via company equity awards.
Learning & development - Your individual growth and development is important to us and we provide the resources to help you grow your career while at Circle.

Growth & Insights and Company News

6 month growth

1 year growth

2 year growth

Yahoo Finance

Oct 26th, 2026

Circle falls 7% as Mizuho warns of AI agent risk, cuts target to $43

Circle Internet Group shares fell 7% after Mizuho kept its Underperform rating and cut its price target to $43 from $45. The bank warned that AI personal-assistant engines pose a "marked risk" to Circle's revenue. Mizuho asked AI agents where to hold cash. They steered users out of USDC toward higher-yielding, FDIC-insured alternatives. The bank sees $4 billion to $9 billion of medium-term downside to USDC in circulation, and a 10% to 20% hit to reserve revenue. Circle earned 95.2% of its second-quarter revenue from interest on USDC reserves. Coinbase, which received about $1.4 billion of Circle's $2.6 billion in 2025 reserve income, fell 5%. Circle reports third-quarter results on November 4.

Bitcoin News

Oct 22nd, 2026

Circle's Hourly Match auctions reshape how USDC minters capture value.

Circle's Hourly Match auctions reshape how USDC minters capture value. Circle has launched Hourly Match auctions for USDC, passing redemption clearing fees back to minters with charges capped at the Express rate. Circle has quietly restructured a core piece of the economics underpinning its USD Coin (USDC) ecosystem, launching what it calls Hourly Match auctions - a mechanism that routes redemption clearing fees back to the minters who generate stablecoin supply in the first place. It is a subtle but meaningful shift in how value flows inside one of the world's largest stablecoin operations, and it signals that Circle is thinking seriously about incentive design as competition in the stablecoin market intensifies ahead of and following its public listing. The mechanics are straightforward in principle, even if the underlying market structure is anything but. When USDC is redeemed, a clearing fee is generated as part of the settlement process. Under the Hourly Match auction framework, that fee is no longer simply absorbed by Circle - instead, it is passed through to minters, effectively functioning as a rebate on their minting activity. The auctions run on an hourly cadence, which means the price discovery and fee distribution cycle is near-continuous rather than batched over longer settlement windows. That rhythm matters: it compresses the lag between economic activity and economic reward, making the rebate more predictable and the minting business more attractive for institutional participants who optimize around tight margins. Critically, the charges under this new structure are capped at Circle's Express rate. The Express tier has historically represented Circle's faster, premium-service clearing pathway. By anchoring the auction's fee ceiling to that rate, Circle is effectively guaranteeing that minters participating in Hourly Match auctions will never pay more than they would under the existing Express framework - while opening the door for them to pay considerably less, or receive net positive rebates, depending on how auction dynamics play out in any given hour. This is institutional incentive engineering dressed in auction-market clothing. The design borrows from familiar financial market structures - think Treasury auction mechanics or repo market clearing - and applies them to stablecoin issuance infrastructure. For sophisticated minters, particularly those operating at scale, the ability to participate in a competitive clearing process rather than accepting a fixed fee schedule represents genuine economic agency. It transforms minting from a cost-center activity into something closer to a yield-generating position, at least at the margin. The timing is not incidental. The stablecoin market is crowded and growing more so. Tether's USDt continues to dominate by total supply, while a wave of bank-issued and fintech-issued stablecoins is beginning to emerge following regulatory clarity in key jurisdictions. In that environment, Circle cannot rely solely on USDC's first-mover brand recognition among compliant institutional users. It needs to compete on economics. Offering minters a structural rebate through an auction mechanism is one way to deepen loyalty among the large-volume participants who drive the bulk of USDC issuance and, by extension, the reserve income that underpins Circle's business model. There is also a strategic dimension that points toward Circle's decentralized finance (DeFi) ambitions. The company has been aggressively building out its Converge blockchain, a network specifically designed to bridge traditional finance and on-chain activity. Auction-based minting incentives fit neatly into that architecture - they create a more dynamic, market-driven relationship between Circle and its largest counterparties, which is precisely the kind of infrastructure logic that makes sense for a company trying to position USDC not just as a payment instrument but as foundational rails for institutional DeFi. A minter who is earning rebates through Hourly Match auctions has more reason to keep capital cycling through USDC rather than rotating into a competitor's token. What remains to be seen is how minters will actually behave inside the auction. If participation is deep and competitive, clearing fees could compress significantly below the Express rate cap, generating meaningful rebates. If participation is thin, the mechanism may function more like a modest discount program than a genuine market-clearing event. The hourly frequency helps here - more auctions mean more opportunities to establish price norms and attract consistent participation - but liquidity in any new market structure takes time to develop. For the broader stablecoin industry, Circle's Hourly Match auctions are worth watching as a precedent. Stablecoin issuers have historically treated fee structures as internal pricing decisions, not as market mechanisms. Introducing competitive dynamics into that layer of the stack is a meaningful architectural choice. If the auctions prove successful at deepening minter engagement and growing USDC supply, expect rivals to experiment with similar models. The race to build the most economically compelling stablecoin infrastructure is accelerating, and Circle just moved the goalposts. Alex nakamoto. Bitcoin analyst and market strategist. Covers BTC price action, halving cycles, and macroeconomic impacts on digital assets. § Comments Open discussion no account needed

Forkast

Oct 21st, 2026

Proof and Circle demonstrate end-to-end agentic commerce: the x401/x402 handshake.

Proof and Circle demonstrate end-to-end agentic commerce: the x401/x402 handshake. At Money20/20 in Las Vegas, Proof and Circle showcased an AI agent completing an identity-gated purchase in USDC, proving that open protocols can bridge the trust gap where legacy banks have stalled. Blair Hayes Forkast mind | 2026-10-21 4:55 PM PDT While traditional financial institutions remain locked in a cycle of blocking agentic traffic, the open-protocol ecosystem is demonstrating a functional alternative. On October 19, 2026, at Money20/20 USA, Proof and Circle jointly unveiled an end-to-end demo of an AI agent completing an identity-gated merchant purchase. This 'Protocol Handshake' bypasses the bank blockouts currently stalling the agent economy by replacing institutional gatekeeping with cryptographic verification. The mechanics of the demo rely on the extension of two emerging standards: HTTP 401 (x401) for identity and HTTP 402 (x402) for payments. Beyond the two demo partners on stage, the release names Visa and Okta among x401's ecosystem contributors, market weight the demo alone would not show. In the demonstration flow, a merchant returns an x401 request naming the specific identity fact required for the transaction. The agent then presents a selectively disclosed, NIST IAL2-certified Proof credential with a signed per-purchase authorization. Crucially, the merchant verifies the signature against Proof's public keys without needing a live call to the identity provider or storing the agent's full PII. Settlement occurs over the x402 protocol using USDC from a Circle Agent Wallet. Unlike human card flows that require multiple rounds of redirection and consent, the x401/x402 handshake allows for machine-speed settlement while maintaining a tamper-evident audit trail. Pat Kinsel, Founder and CEO of Proof, described the shift: 'The question isn't whether agents can spend; it's who vouches for the agent at the moment of the spend. By tying Kantara-certified credentials to the payment handshake, Forkast give the merchant certainty without the agent needing a human to click approve.' The significance of this demo lies in its decoupling of trust from centralized intermediaries. By using verifiable credentials to gate stablecoin purchases, Proof and Circle are providing a blueprint for agentic commerce that is vendor-neutral and highly scalable. As institutional agent volume grows, the ability to selectively disclose identity facts, rather than sharing entire profiles, will become the baseline for secure agent-to-merchant interactions.

CryptoNinjas

Oct 21st, 2026

Circle CPN wins Money20/20 Bronze with 175+ financial institutions driving network.

Circle CPN wins Money20/20 Bronze with 175+ financial institutions driving network. October 21, 2026 Key Takeaways: * Circle Payments Network (CPN) has been named Bronze for Payments in the Money20/20 awards. * Circle stated over 175 financial institutions assist to scale up CPN into a global payments network. * CPN revealed in previous reports that it would have $14.7B in annualized transaction volume at the end of Q2 2026. User Score Circle has attained new clarity and endorsement for its stablecoin payment initiative, with Circle Payments Network (CPN) earning Bronze at the Money20/20 awards. The company emphasized that it has an expanding institutional base, as it has over 175 financial institutions behind the network. Table of contents. Circle highlights 175+ institutions behind CPN. Circle announced the award on X, thanking both its payments team and the financial institutions helping build CPN. The 175-plus number is similar to that of Circle, which reported 175 financial institutions at the end of June 2026. This was up from a 24% rise in the previous one. Note that not all schools will necessarily be running active payment processing, although if they have enrolled this should mean they are. The firms are assisting in globalizing CPN, but Circle's award announcement didn't give a new breakdown of active transaction participants. CPN aims to link financial institutions, payment providers and fintech firms via stablecoins-based settlement systems, with USDC being the key point of value transport across borders. CPN reached $14.7 billion in annualized payment volume. Based on transactions completed over the last 30 days of the quarter, CPN now reports the number of annualized transactions at $14.7 billion, according to circle. The figure was up 76% quarter over quarter. This shouldn't be interpreted as the annual volume of settlement, but as the annualized number. It is also called the sales velocity of the transactions and is the rate of transactions in the reference period forecasted for 12 months. Separately, Circle also reported that an additional $14.8 trillion worth of USDC was transacted onchain in Q2, and that by the end of Q2, there were $73.3 billion worth of USDC in circulation, indicating much deeper USDC activity outside of CPN as a whole. Circle pushes stablecoins deeper into financial infrastructure. Circle is testing out CPN expansion to make it easier for traditional finance institutions to settle with stablecoins. Its Managed Payments service enables banks and payment companies and fintech platforms to connect with one another in their existing fiat value chain, and Circle to handle the underlying asset minting, burning, blockchain infrastructure and compliance. All that structure has been created to lighten the burden on institutions which would like to settle with stablecoins but do not wish to maintain crypto assets. Circle has also been increasing by way of partnership with Games across large markets when it comes to providing payout connectivity. The firm has stated that Nium settled USDC with more than 190 countries' payout infrastructure before. The other corridor partner firms include those that are building payouts in the United States, European Union, India, Philippines, Singapore & the United Arab Emirates. Now that stablecoins are starting to challenge traditional banking methods, particularly with bank settlement, payments for merchants, payroll systems, and global payout systems, Money20/20 is another feather in the cap for Circle. Isabella Flores Blockchain Adoption Reporter Isabella specializes in tracking how blockchain technology is transforming industries worldwide. She previously worked as a business analyst for a fintech startup before pivoting to journalism. Her pieces explore the real-world applications of blockchain, from supply chain to healthcare. Isabella is passionate about highlighting underrepresented use cases in the crypto space.

TokenPost

Oct 20th, 2026

Circle says Payments Network won bronze at Money20/20 Money Awards.

Circle says Payments Network won bronze at Money20/20 Money Awards. At June 30, CPN had 175 enrolled institutions and a $14.7 billion annualized transaction pace based on activity during the quarter's final 30 days. Published Oct 19, 2026, 11:43 PM EDT Mentioned assets Circle announced Monday, Oct. 19, that Circle Payments Network (CPN) had won bronze in the Payments category at the Money20/20 Money Awards, drawing attention to its cross-border payments service built around USDC settlement and local payouts. At June 30, 2026, CPN had 175 enrolled financial institutions, 29% more than a quarter earlier. The count had grown from 55 institutions enrolled on Feb. 20, 2026. Circle's October announcement described more than 175 financial institutions as helping make the network, while the June figure measured enrollment. The two descriptions refer to different aspects of CPN's scale. CPN's annualized transaction volume reached $14.7 billion at June 30, up 76% from the previous quarter. Circle calculated the figure from activity during the quarter's final 30 days and expressed that pace as a yearly rate. It is not the amount transferred during the entire second quarter. The volume figure measures recent payment activity; enrollment counts institutions. CPN connects participating financial institutions for cross-border payments using USD Coin (USDC) settlement and local payout partners. The network links institutions across borders, with USDC serving as the settlement asset and local partners providing payout routes to recipients. Circle launched CPN Managed Payments on April 8, 2026. The service lets participating firms work in fiat while Circle handles USDC minting and burning, payment orchestration and blockchain infrastructure. Circle and Nium announced a partnership on May 27, 2026, giving CPN institutions access to Nium's payout infrastructure, which spans more than 190 countries and 100 currencies. Those figures describe the infrastructure's reach; they do not mean CPN payments have been completed in every covered market. The Nium arrangement adds payout coverage to CPN's cross-border payment setup. Together, the June enrollment and annualized-volume figures describe CPN's participating base and recent transaction pace, while the Nium figures describe available payout reach. They measure separate parts of the network and should not be combined into a count of completed payments. John Kim. John Kim reports on the digital-asset business for TokenPost. Send corrections or tips to [email protected].

Circle

Principal Creative Producer

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