Senior Software Engineer
About the job
- A bachelor's or master's degree in Computer Science or a related field.
- At least 5 years of software development experience, including substantial backend and cloud infrastructure experience.
- Expert-level proficiency in designing and developing high-performance, concurrent applications with Java, Python, Ruby, or Scala.
- A strong understanding of data structures, algorithms, and software design principles.
- Experience with distributed systems, microservices architecture, and containerization, such as Docker or Kubernetes.
- Knowledge of software testing methodologies and tools, including unit and integration testing for backend applications.
- Demonstrated ability to lead projects, collaborate with teams, and mentor junior engineers.
- Provide technical leadership and guidance to a team of software engineers.
- Mentor and coach junior engineers and foster continuous learning.
- Contribute to the design and architecture of complex software solutions.
- Collaborate with cross-functional teams to align with overall system architecture.
- Write high-quality, scalable, and maintainable code.
- Participate in code reviews to ensure code quality and adherence to coding standards.
- Lead or contribute to project planning and estimation.
- Collaborate with product managers to understand requirements and translate them into technical solutions.
- Create and maintain technical documentation for code, design, and architecture, keeping it up-to-date and accessible to the team.
- Work with cross-functional teams, including product management, quality assurance, and operations.
- Collaborate with other software engineers to promote best practices and knowledge sharing.
- Familiarity with additional programming languages, such as Golang.
About the company
YouTrip offers a multi-currency mobile wallet with a Mastercard (physical and virtual) for payments, focusing on travelers and SMEs who deal with multiple currencies. Users load funds, exchange currencies in-app at wholesale rates, and pay with the card in 150+ countries or transfer money internationally to 40+ countries. The service is transparent about fees, charges no foreign exchange fees, and uses wholesale rates rather than retail; it also provides YouBiz, a corporate card with unlimited 1% cashback for all spending. Its goal is to make cross-border spending cheaper and simpler for individuals and small to medium-sized businesses by providing affordable multi-currency wallets, flexible payments, and straightforward corporate expense tooling.
Company Size
201-500
Company Stage
Series B
Total Funding
$105.5M
Headquarters
Singapore, Singapore
Founded
2016
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Simplify's Take
What believers are saying
- On May 28, 2026, YouTrip said it already secured licenses for two more markets.
- On August 19, 2026, YouTrip launched its 8th birthday campaign with 3% cashback.
- YouTrip's Singapore site updated August 26, 2026, advertising zero ATM fees from June 15.
What critics are saying
- On February 24, 2026, transaction declines and delayed charges hit users, damaging trust.
- Australia expansion and two planned markets intensify direct competition with Wise and Revolut.
- YouTrip funds are not SDIC-insured; a safeguarding failure triggers a fatal run.
What makes YouTrip unique
- YouTrip Family launched May 28, 2026, giving parents up to 10 child accounts.
- YouTrip entered Australia on January 6, 2026, its third active market.
- YouBiz gives Singapore SMEs S$0 monthly fees, unlimited 1% cashback, and 0% FX fees.
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Growth & Insights and Company News
6 month growth
-3%1 year growth
-2%2 year growth
1%In the financial year that concluded in March 2022, YouTrip reported a 49% year-on-year increase in revenue, reaching $2.6 million.
MULTI-CURRENCY payments platform YouTrip has raised a US$50 million Series B round, as the startup rides the wave of recovery in tourism. Read more at The Business Times.
YouTrip, a Singapore-based fintech that offers multi-currency wallet for consumers and business accounts with corporate cards for SMEs, has its eyes on growth throughout Southeast Asia after landing a Series B led by Lightspeed. The round was $50 million, and brings YouTrip’s total raised to $100 million since it launched in 2018.The new funding will be used to develop YouTrip’s product technology and hire more than 100 new positions for its regional team as it launches in new Southeast Asian markets, including Indonesia, Malaysia, the Philippines and Vietnam. The company is a Major Payment Institution licensed by the Monetary Authority of Singapore, and its services include payments, foreign exchange, remittances and cards.Since its inception five years ago, YouTrip has processed close to $10 billion USD in annualized transaction volume and its e-commerce payment volume has grown 238% in annualized transaction volume since its Series A in 2021.TechCrunch last covered YouTrip in November 2021, when it raised a $30 million Series A led by prominent family offices in Asia who wanted to be unnamed, but were returning investors. Chu tells TechCrunch that YouTrip’s backing by family offices gave it an advantage, because those relationships tend to be very long-term. This time YouTrip made the decision to work with a venture backed company.At the time of our last conversation with Chu two years ago, YouTrip was recovering from the pandemic as travel resumed in Southeast Asia, especially Singapore. It was also preparing for the launch of YouBiz, its corporate card, as more SMBs adopted digital financial services
YouTrip, a digital financial services platform and aspiring neobank, has raised US$ 30 million in Series A funding, according to a company statement.