Retail Mortgage Loan Originator
No salary listed
Junior
Bachelor's
Blacksburg, VA, USA+1 moreMore locations: Christiansburg, VA, USA
In PersonTravel up to 75%.
Finance & BankingRetail & Commercial Banking
About the job
Requirements
- At least 1 year of experience in a banking and/or lending environment, with basic knowledge of residential property types.
- Good organizational, written, and verbal communication skills.
- Solid interpersonal and negotiation skills.
- Demonstrated proficiency in relevant computer applications.
- Must comply with the SAFE Mortgage Licensing Act within 30 days of employment, including new or transfer registration, and pass the applicable NMLS acceptable background check.
- Must be able to work all scheduled hours, including overtime as directed by a manager or supervisor and required by business needs.
- Must be able to sit, stand, and walk frequently; lift up to 25 pounds; access and interpret client information on a computer; communicate in person and by phone; and use standard office equipment, including a PC keyboard and mouse, copy/fax machines, and printers.
Responsibilities
- Execute mortgage marketing and development plans to meet or exceed agreed-upon mortgage production goals.
- Maintain thorough knowledge of Mortgage Strategies, Policies and Procedures, as well as secondary-market investor guidelines used by Truist.
- Comply with Truist policies and procedures related to internal and external rules and regulations, particularly state and federal law.
- Provide clients sound mortgage advice based on a full understanding of their needs and Truist Mortgage products and benefits.
- Consistently follow Truist's referral process by introducing mortgage clients to other bank solutions to deepen client opportunities.
- Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review.
Desired Qualifications
- A bachelor's degree in Business, Marketing, Accounting, or related studies, or equivalent financial sales experience.
- Two or more years of experience in residential mortgage lending, with solid knowledge of the local market and regulations.
- Previous sales awards and leadership positions.
About the company
Truist Bank runs consumer and commercial banking for households, small businesses, and larger companies across the United States. Its services connect everyday accounts and borrowing with business cash management and wealth planning through the wider Truist group. Customers manage money through branches and digital banking, while businesses use the bank to collect payments, move funds, and finance operations. It earns interest on loans and fees for banking and trust services, with brokerage and investment advice handled by separate affiliates. The Truist brand emerged from the BB&T and SunTrust merger in 2019, and the bank is headquartered in Charlotte, North Carolina.
Company Size
10,001+
Company Stage
IPO
Headquarters
Washington DC, District of Columbia
Founded
2019
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Simplify's Take
What believers are saying
- Eligible Truist teammates gain another retirement income source: the company fully funds a defined-benefit pension.
- Teammates get time for community work: Truist allocates 24 volunteer hours through its onboarding program.
- Truist rewards deeper relationships: One Checking automatically increases perks across five account levels as eligible balances grow.
What critics are saying
- Rate exposure dominates: December 2025 figures put net interest at 71% of Truist parent revenue.
- Credit costs persist: December 2025 results show Truist's parent recorded $1.89 billion in credit-loss provisions.
- New Truist hires wait for employer retirement contributions: eligible 401(k) matching starts after one year.
What makes Truist Bank unique
- Truist cushions small shortfalls: qualifying One Checking customers receive a $100 overdraft buffer without overdraft-related fees.
- Truist competes on borrowing cost: LightStream beats qualifying rival unsecured loan rates by 0.10 percentage points.
- Truist builds leadership skills through psychology: its Leadership Institute draws on more than 60 years of training.
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Benefits
- Health Insurance
- Dental Insurance
- Vision Insurance
- Life Insurance
- Disability Insurance
- Health Savings Account/Flexible Spending Account
- Unlimited Paid Time Off
- Paid Vacation
- Paid Sick Leave
- Paid Holidays
- Hybrid Work Options
- 401(k) Retirement Plan