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Bank of Montreal

Runs Canadian and US banks for people and firms

Associate Banker

Retail & Commercial BankingUpdated on Nov 9
Part-timeTolleson, AZ, USA

About the Job

Requirements

  • Typically have 1–2 years of relevant experience and/or certification in a related field of study, or an equivalent combination of education and experience.
  • For Canada-only positions, registration to sell investment products must be completed or in progress and completed within 12 months, as appropriate for the jurisdiction.
  • Have confidence and experience using social media, tablets, smartphones, online tools, and applications.
  • Have some experience in consultative customer service or sales roles and a drive to deliver a personal customer experience.
  • Have basic knowledge of specialized sales and business banking solutions to refer customers to specialists.
  • Have basic specialized knowledge.
  • Have good verbal and written communication skills.
  • Have good organizational skills.
  • Have good collaboration and team skills.
  • Have good analytical and problem-solving skills.

Responsibilities

  • Deliver service to customers and prospects by identifying their needs and providing advice and guidance on financial solutions that are in their best interests.
  • Collaborate with BMO partners to identify referral opportunities that grow customer relationships beyond personal banking.
  • Welcome and guide customers entering the branch lobby, and advise them about digital and self-service options to make banking easy, simple, and fast.
  • Lead lobby client conversations about banking services, recommend alternative banking channels, and provide personal banking and investment advice.
  • Meet customers’ transaction-based needs with seamless execution.
  • Review customer profiles and conduct needs-based conversations to identify opportunities and address everyday banking plans and credit card needs.
  • Contribute to branch business results and the customer experience.
  • Support operational activities, including inventory management, escalated service requests, following up on customer applications, filing, and opening and closing activities.
  • Work as a member of a collaborative and versatile branch and market team.
  • Probe to understand customers’ personal banking and credit card needs, and integrate marketing promotions and programs into conversations to provide strategic advice.
  • Organize work information to ensure accuracy and completeness.
  • Use creative approaches to make each customer’s experience personal.
  • Identify opportunities to improve the overall customer experience.
  • Work at multiple branches or through various channels when market needs require; the schedule may vary from week to week in days, hours, and shifts.
  • Follow risk and compliance processes and policies to safeguard customers’ assets, maintain privacy, and act in customers’ best interests.
  • Stay current with the financial services marketplace and legal and regulatory environment, and uphold the industry’s ethical requirements.
  • Maintain current knowledge of personal banking products, practices, and trends and integrate that knowledge into customer conversations.
  • Identify and report suspicious activity patterns suspected to relate to money laundering.
  • Comply with legal and regulatory requirements for the jurisdiction.
  • Protect the bank’s assets in compliance with regulatory, legal, and ethical requirements.
  • Complete complex and diverse tasks within established rules and limits.
  • Analyze issues, determine next steps, and escalate as required.
  • Take measured risks by applying the Risk Management Framework in line with the Risk Culture and approved Risk Appetite, making sound, risk-informed decisions aligned with business strategy, asset protection, applicable policies and supporting documents, laws, and regulations.

Desired Qualifications

  • A passion for helping customers.
  • A focus on results and the ability to work in a consultative sales and team-based environment.
  • Resourcefulness and initiative when approaching customers.
  • Readiness to collaborate and work in different capacities as part of a team.
  • Strong interpersonal skills to build rapport and connections with customers.
  • An aptitude for listening, solving problems, and responding flexibly and creatively to new challenges.

About the Company

Bank of Montreal

Runs Canadian and US banks for people and firms

Bank of Montreal, known as BMO, runs a Canadian bank and a large American bank, serving households and businesses on both sides of the border. Until the Bank of Canada opened in 1935, it acted as the Canadian government's banker. People use its branches and apps for accounts, mortgages, credit cards, and investments, while companies borrow from it and turn to its BMO Capital Markets arm to raise money and trade securities. BMO makes money on the gap between the interest it charges on loans and pays on deposits, plus fees from managing wealth and advising on deals. Bank of Montreal was founded in 1817 as Canada's first bank, and it keeps its legal head office in Montreal and its executive offices in Toronto, Canada.

Company size
10,001+
Company stage
IPO
Headquarters
Toronto, Canada
Founded
1817

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