Full-Time
Software Engineer
Backend
Plaid
1,001-5,000 employees
Connects financial accounts to apps securely
Compensation Overview
$163.2k - $223.2k/yr
Junior, Mid
Company Historically Provides H1B Sponsorship
New York, NY, USA
Hybrid
Hybrid position, requiring some in-office presence.
- 2-4 years as a backend engineer.
- Working knowledge of one or more programming languages such as Go, Python, Java, or Node.js.
- Experience with MySQL or other relational databases.
- Experience working with microservices.
- Excellent coding and testing skills.
- High ownership. You are excited to roll up your sleeves and figure things out that don’t have precedent at Plaid.
- Customer empathy. You want to be face to face with customers (internal or external) to understand their needs and design products together.
- Build and maintain backend services with a focus on performance, reliability and scalability.
- Work closely with product managers and other stakeholders to define and implement new features that meet product and customer needs.
- Write clean, maintainable and efficient code.
- Develop automated tests to ensure the quality and reliability of the codebase. Troubleshoot and resolve issues.
Plaid simplifies financial data management for individuals and businesses by connecting various financial accounts to apps and services. Its main product is a set of APIs that allow developers to integrate financial data into their applications, enabling users to track spending, initiate payments, and access financial services all in one place. Plaid serves a wide range of clients, including app developers and financial institutions, and is used by popular apps like LendingTree and Square. Unlike many competitors, Plaid focuses on providing a comprehensive suite of APIs that cover various financial use cases, ensuring secure and seamless data sharing. The company's goal is to enhance the way users interact with their financial information, making it easier and more efficient.
Company Size
1,001-5,000
Company Stage
Late Stage VC
Total Funding
$1.3B
Headquarters
San Francisco, California
Founded
2013
Simplify's Take
What believers are saying
- Plaid's partnership with Experian enhances credit access using real-time cashflow insights.
- Plaid's Request for Payment feature boosts its real-time payment capabilities.
- Plaid's collaboration with Ozone API could increase market penetration in North America.
What critics are saying
- Plaid's delayed IPO plans might affect investor confidence and capital access.
- Increased competition from alternative data providers could pressure Plaid's market share.
- Plaid's valuation drop may impact talent attraction and partnership negotiations.
What makes Plaid unique
- Plaid offers a robust API platform for seamless financial data integration.
- Plaid's partnerships enhance its capabilities in real-time payments and credit analytics.
- Plaid's global presence strengthens its position in the fintech market.
Help us improve and share your feedback! Did you find this helpful?
Benefits
We've got you covered: From medical, life, and 401ks, we’re here to support your physical, mental, and financial wellbeing.
Everyone is an owner: We want everyone to feel ownership over their work - literally, which is why we offer equity to full-time Plaids.
Vacation your way: We want to make sure you have time to meet your personal needs with unlimited PTO and two weeks of synchronous, company-wide vacation.
Grow your skills: Every Plaid is in control of their career development with our learning stipends, tools, and trainings.
Growth & Insights and Company News
6 month growth
↑ 12%1 year growth
↑ 11%2 year growth
↑ 10%Plaid has raised $575 million in common stock, valuing the company at $6.1 billion, down from its $13.4 billion valuation in 2021. Despite the drop, Plaid remains confident in its market position and has delayed its IPO plans beyond 2025. The company emphasizes that the valuation decrease is market-driven, not due to its performance. Plaid continues to focus on long-term growth, leveraging its strong position in fintech connectivity and open banking.
Prime Minister Keir Starmer will warn of the dangers of a "backroom stitch up" between the Tories, Reform and Plaid ahead of next year's Senedd elections at the Welsh Labour conference.
Ozone API, the global leader in Open Banking technology, is proud to announce a new partnership with Plaid, the leading financial data network powering the digital financial tools that millions of people rely on.
In its efforts to empower credit unions with cutting-edge technology that enhances efficiency, strengthens member relationships, and secures their place in the evolving financial landscape, Flexcutech has partnered with Plaid.
Cross River Bank, a technology infrastructure provider for fintech firms and other institutions, announced on Monday the launch of its Request for Payment (RfP) program. This is designed to improve instant payment capabilities, streamline inbound money movement, and enhance funding agility across the Real-Time Payments network. Plaid, a fintech solutions firm with offices in New York and San Francisco with an ongoing business relationship with Cross River, will be the first to implement the feature, unlocking instant purchases through its bank payments platform, Plaid Transfer. Cross River, an early adopter of the RTP network, moves more than $1 billion monthly in real-time disbursements across RTP and FedNow platforms combined. The new RTP program addresses the need to accelerate inbound funding, which has depended on ACH and wire transfers and lagged behind outbound payments. Cross River will be one of the first financial institutions to support RfP on the RTP network, making for faster and more reliable pay-in options