Full-Time

Principal Security Engineer

Posted on 7/25/2025

Ethos Life

Ethos Life

501-1,000 employees

Tech-driven online life insurance provider

Compensation Overview

$114k - $269k/yr

San Francisco, CA, USA

Hybrid

Hybrid role; must be in SF office at least once per week.

Category
IT & Security (1)
Requirements
  • Ten or more years of experience in security engineering or architecture roles.
  • Bachelor’s degree in Cybersecurity, Information Technology, Computer Science, or a related field from a reputable institution.
  • Deep expertise in cloud platforms, particularly Amazon Web Services, including infrastructure-as-code such as Terraform or CloudFormation.
  • Strong experience in secure software development and application security, including OWASP Top 10, SAST, DAST, and threat modeling.
  • Experience designing and implementing zero-trust architectures, secure API gateways, and identity and access controls.
  • Proficient in scripting or development languages such as Python, Go, or JavaScript, and secure coding practices.
  • Demonstrated leadership in cross-functional security initiatives and technical mentorship.
  • Ability to come into the San Francisco, California office once a week.
Responsibilities
  • Design and implement secure architectures for applications, APIs, microservices, and containerized workloads.
  • Develop and enforce application security best practices across the software development lifecycle and partner with DevOps and engineering teams to integrate security into continuous integration and continuous deployment pipelines.
  • Conduct threat modeling, security design reviews, and risk assessments for new and existing systems.
  • Evaluate and implement cloud security tools, controls, and frameworks (for example cloud security posture management, cloud workload protection platforms, identity and access management, key management service, logging, and monitoring).
  • Provide technical leadership and mentorship to security engineers, software developers, and DevOps personnel.
  • Lead response to complex security incidents or architectural flaws; conduct root cause analysis and recommend strategic remediations.
  • Contribute to and influence security policies, standards, and governance.
  • Stay current with emerging threats, vulnerabilities, and security technologies, advising stakeholders on evolving risks and mitigations.
Desired Qualifications
  • Certifications such as CISSP, CCSP, AWS Security Specialty, GIAC certifications (GCSA, GWEB, GDSA).
  • Familiarity with Kubernetes security, service mesh, and cloud-native security tooling.
  • Experience in regulated industries such as fintech, healthcare, SaaS at scale.

Ethos Life offers online life insurance with a focus on simplicity and speed. What it does: Ethos provides term and whole life policies through an online platform, using partner carriers to issue coverage. How it works: Potential customers receive instant online quotes and can apply without a medical exam; the platform asks health and lifestyle questions to assess risk, with many applications approved in minutes. Revenue model: Ethos earns commissions on policies sold by its partner carriers. Value adds: Complimentary estate planning tools such as free wills and estate plans for eligible policyholders. How it differs from competitors: It eliminates medical exams, provides a fully online application process, and adds estate planning resources, positioning itself as a tech-driven, customer-friendly alternative in life insurance. The goal: Make life insurance easy to obtain and affordable for individuals and families while providing quick coverage and helpful planning tools.

Company Size

501-1,000

Company Stage

IPO

Headquarters

Austin, Texas

Founded

2016

Simplify Jobs

Simplify's Take

What believers are saying

  • Liberty Mutual partnership launches white-labelled platform expanding Ethos reach in 2026.
  • IPO at $19 per share on Nasdaq LIFE raises $97.5M valuing firm at $1.2 billion.
  • Banner Life collaboration adds two whole life products launched in under five months.

What critics are saying

  • Liberty Mutual white-label diverts 60-80% direct-to-consumer sales within 6-12 months.
  • NYDFS bans no-exam policies over $1.5M starting July 2026 slashing high-value market.
  • Bestow and Ladder capture share with lower-premium AI underwriting in 12-24 months.

What makes Ethos Life unique

  • Ethos eliminates medical exams using machine learning underwriting engine founded in 2016.
  • Ethos platform issues policies in minutes via online applications for term and whole life.
  • Ethos partners with carriers like Legal & General America and Banner Life for instant coverage.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-1%
Yahoo Finance
Mar 24th, 2026
Ethos and Banner Life launch two whole life insurance products in under five months

Ethos Technologies has expanded its partnership with Banner Life Insurance Company to offer two new Ethos-branded whole life insurance products: Simplified Issue Whole Life and Guaranteed Issue Whole Life. The products will be available through Ethos' technology platform, extending the company's final expense solutions to more families. The collaboration moved from concept to market launch in under five months. Ethos now offers 12 products through its platform, working with carriers including Banner Life, TruStage Financial Group, Ameritas Life Insurance, Protective, North American Sammons and Aflac. The new whole life products will initially be available through select agencies and aim to help families cover end-of-life and other expenses. Both companies emphasised their shared commitment to closing the US life insurance coverage gap through more accessible and affordable solutions.

Yahoo Finance
Mar 3rd, 2026
Citi raises Ethos Technologies price target to $16 on strong Q4 revenue of $110M

Citi has raised its price target on Ethos Technologies Inc. to $16 from $15, maintaining a Buy rating following the company's strong Q4 results. The bank cited sustained operational momentum and acceleration continuing into Q1. Ethos reported Q4 revenue of $110.1 million, beating consensus estimates of $108.32 million, with 65% year-over-year growth. The digital life insurance platform reached 500,000 activated policies, a key milestone for adoption. The company projects fiscal 2026 revenue between $510 million and $514 million, representing approximately 32% year-over-year growth, with adjusted EBITDA of $99 million to $103 million. Founded in 2016, the Austin-based company uses AI and data science to modernise life insurance distribution through a no-medical-exam application process.

Carousel Capital
Feb 4th, 2026
Carousel Capital closes continuation vehicle for Ethos with Dextra Partners

Carousel Capital has closed a continuation vehicle for Ethos, a national provider of tech-enabled insurance claims investigation and medical management solutions. The vehicle is anchored by Dextra Partners, with Carousel Capital Partners VI making a significant investment alongside. Since partnering with Ethos in 2020, Carousel has supported the company's transformation from a specialised investigations provider into an integrated platform offering comprehensive services. Under CEO Micah Smith, Ethos has expanded nationally, completed strategic acquisitions and invested in its proprietary Sightline operating system and AI-enabled tools like Pathfinder. The continuation vehicle will support further technology investment, expansion of medical management offerings and deeper market penetration. Ethos has also established a new senior credit facility led by Freeport Financial, with participation from Apogem Capital and Barings.

Seeking Alpha
Jan 29th, 2026
Ethos IPO prices at $19 per share, raises $97.5M in middle of expected range

Ethos, a life insurance technology platform, priced its initial public offering at $19 per share, the middle of its expected range of $18-$20. The company offered 5.13 million shares of class A stock in the listing.

Yahoo Finance
Jan 29th, 2026
Insurance platform Ethos Technologies, backers raise about $200 million in US IPO

The company and the selling shareholders ‌sold 10.5 million shares at $19 apiece, the midpoint of its targeted range of $18 to $20 a ‌share. The IPO valued Ethos at about $1.2 billion, based on the number of shares outstanding mentioned in its prospectus. Ethos, backed by venture capital firms Accel and Sequoia, said its platform and underwriting engine transform the buying, selling, and ⁠risk management of life ‌insurance, helping customers secure coverage in minutes rather than months.

INACTIVE