Internship

Software Engineering Internship

Confirmed live in the last 24 hours

Perpay

Perpay

51-200 employees

Facilitates interest-free paycheck deduction payments

Fintech
Financial Services

Philadelphia, PA, USA

This is not a remote opportunity; it is 100% onsite.

Category
Full-Stack Engineering
Software Engineering
Required Skills
Data Science
Data Analysis

You match the following Perpay's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • Currently enrolled in or will receive a Bachelor’s or higher in Computer Science, Mathematics, or related technical discipline with an expected graduation date between winter 2025 – summer 2026
  • Cumulative GPA of 3.0 or better
  • Knowledge and experience with some if not all of our stack
  • Ability to pick up new technologies quickly, with software engineering fundamentals being valued more than familiarity with specific tools or languages
  • A strong focus on writing and deploying clear, readable, testable code
Responsibilities
  • Learn and gain real work experience before graduation
  • Work on features within the existing product roadmap
  • Contribute to the codebase, test & release features into production
  • Partner with other teams like product, design, data science & analytics, operations, and other stakeholders to ship new features and products
  • Develop skills to succeed in a fast-paced tech start-up environment
Desired Qualifications
  • Enrolled in a Master’s Degree or advanced technical degree
  • Previous work experience in a technical field

Perpay.com provides a financial solution that allows consumers to shop without the burden of high-interest rates. Users can purchase products and pay for them over time through interest-free payments that are automatically deducted from their paychecks. The process begins with users answering a few questions to determine their spending limit, which can range from $500 to $2,500. Once approved, they can shop immediately, with payments spread over a series of installments, typically eight. This model is particularly beneficial for those who may not have access to traditional credit or prefer to avoid interest charges. What sets Perpay apart from its competitors is its focus on interest-free payments and the simplicity of direct paycheck deductions, making the repayment process hassle-free. The company's goal is to make shopping more accessible and affordable for its members, providing a straightforward alternative to traditional credit options.

Company Size

51-200

Company Stage

N/A

Total Funding

$2.4M

Headquarters

Philadelphia, Pennsylvania

Founded

2016

Simplify Jobs

Simplify's Take

What believers are saying

  • Rising demand for flexible payment options boosts Perpay's interest-free installment model.
  • AI integration can refine Perpay's spending limit assessments, improving user experience.
  • Embedded finance trends offer Perpay expansion opportunities through e-commerce partnerships.

What critics are saying

  • Increased competition from fintech startups may erode Perpay's market share.
  • Regulatory scrutiny on income-based limits could raise compliance costs for Perpay.
  • Economic downturns may affect users' repayment ability, impacting Perpay's financial stability.

What makes Perpay unique

  • Perpay offers interest-free payments deducted directly from paychecks, simplifying user experience.
  • The company targets consumers avoiding traditional credit, providing a unique market position.
  • Perpay's model supports significant credit score increases, enhancing user financial health.

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Benefits

Competitive salary + company equity

401k with company match

Medical / Dental / Vision insurance

Pre-tax Public Transportation benefit

Relocation assistance

Student loan company match

Gym subsidy with City Fitness

Cell phone plan

Paid parental leave

Unlimited PTO

Optional work from home (WFH) up to 4 weeks per year

Growth & Insights

Headcount

6 month growth

5%

1 year growth

10%

2 year growth

1%