W

Wise

Low-cost international money transfers with API

Staff Software Engineer - Onboarding and KYC

Backend EngineeringPosted on Nov 13
Full-timeSingapore

About the Job

Requirements

  • At least 10 years of professional experience in software engineering or related roles, with a track record of delivering high-impact, production-grade systems.
  • Extensive experience with JVM-based systems, including Java 17 or later, and the Spring Boot ecosystem.
  • Experience leading the architecture and delivery of large-scale systems with measurable business impact beyond a single team.
  • At least 3 years in a technical leadership role, leading project teams and setting technical direction.
  • Expertise in distributed systems and designing highly available, fault-tolerant services.
  • Experience with relational and non-relational databases, schema design, and query optimization.
  • A product mindset, using data-driven insights to address complex customer pain points.
  • Ability to communicate high-level technical strategies to non-technical stakeholders and mentor senior engineers.
  • Familiarity with deployment frameworks and experience managing a service lifecycle from design through deployment and production observability.

Responsibilities

  • Design scalable onboarding solutions for diverse APAC markets, reducing redundancies and increasing conversion rates.
  • Implement scalable KYC controls across multiple regulatory markets while minimizing friction in the customer journey.
  • Build and maintain automations and tooling to process customer documents and sensitive identity data at scale and cost-efficiently.
  • Use the observability stack and analytics to identify gaps and opportunities for growth and operational excellence.
  • Contribute to the team's technical roadmap and ensure progress and delivery.
  • Lead large projects exceeding 10 engineering weeks with meaningful impact on Wise products and customers.
  • Own the team's technical domain and define how it should progress.
  • Propose ideas to improve and grow the team's product.
  • Take long-term ownership of projects and train other engineers to reduce single points of failure.
  • Architect and design services that support iterative delivery and future scaling.
  • Collaborate with product, analytics, design, and operations to support effective delivery.

Desired Qualifications

  • Experience with financial systems, particularly global money movement.
  • Understanding of integrating third-party verification providers, managing sensitive identity data, and building modular KYC workflows adaptable to different regulatory bodies.

About the Company

Wise

Low-cost international money transfers with API

Wise enables international money transfers with lower fees by using a peer-to-peer model to match transfers across borders. It offers a multi-currency account for holding and managing money in different currencies and provides an API for businesses to integrate Wise transfers into their platforms. Unlike traditional banks that charge higher fees and poor exchange rates, Wise uses transparent, small-per-transaction fees and real-time exchange rates to reduce costs. Its approach differentiates it from competitors by emphasizing simplicity, cost transparency, and a broad API for business integration. The goal is to make cross-border payments cheaper, faster, and more transparent for individuals and businesses around the world.

Company size
10,001+
Company stage
IPO
Headquarters
London, United Kingdom
Founded
2011

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