Full-Time
Posted on 12/19/2025
Freemium digital banking for small businesses
No salary listed
Hyderabad, Telangana, India
In Person
Tide.co offers digital banking for small and medium businesses, including business accounts, invoicing, expense management, and instant card controls in one platform. It automatically tags income and spending, uploads and matches receipts, and stores digital records, while invoicing can be sent, paid, and tracked within the app and a free business Mastercard can be managed from the same interface. It uses a freemium model with a free basic account and Plus/Premium tiers, earning revenue from membership fees and transaction fees like ATM withdrawals. Its edge comes from an integrated, digital-first toolkit that combines expense tagging, receipt management, and in-app invoicing, along with onboarding risk assessments to determine eligibility.
Company Size
1,001-5,000
Company Stage
Growth Equity (Venture Capital)
Total Funding
$539.7M
Headquarters
London, United Kingdom
Founded
2015
Help us improve and share your feedback! Did you find this helpful?
Flexible Work Hours
Stock Options
Life Insurance
Health Insurance
Paid Vacation
Paid Holidays
Professional Development Budget
401(k) Retirement Plan
Parental Leave
Sabbatical Leave
Round raises $6M to scale its AI-powered finance automation platform. Round raised seed funding to scale its AI-powered finance automation platform, alongside the launch of new tools designed to streamline financial operations and reduce manual workloads. London-based Round, an AI-powered finance automation platform, has raised $6 million in seed funding to accelerate the development of its financial infrastructure and expand its product offering. The round was led by Alstin Capital, with participation from Backed VC and Love Ventures. Around 10 per cent of Round's existing customers joined the round, alongside angel investors including Paul Forster, founder of Indeed. Existing investors, such as Passion Capital and early backers of Monzo, Tide, and GoCardless, also took part. Alongside the funding, Round announced the launch of two new products: Agentic Workflow Builder and Autonomous Payroll, both designed to streamline financial operations and reduce manual workload. Despite significant investment in finance software, many finance teams continue to operate across fragmented systems, manually managing tasks such as invoice approvals, payment execution, and payroll funding. Round addresses this challenge by combining intelligence with financial infrastructure to automate these workflows. Its platform integrates with existing banks and accounting systems, enabling finance teams to define rules for approvals, payment schedules, and cash management, while the system executes these processes automatically and synchronises data with enterprise resource planning (ERP) systems. Pac O'Shea, co-founder of Round, said the company is not aiming to replace finance leaders with an AI-driven CFO but instead focuses on automating the repetitive operational tasks that finance teams typically handle manually. We are building for the finance team of the future, one that understands the importance of automation to keep up with the pace of modern companies. AI tools are rapidly being deployed across the industry, and finance teams do not need to be left behind, The newly launched Agentic Workflow Builder enables finance teams to describe workflows in natural language, which the platform converts into automated processes running continuously in the background. Meanwhile, Autonomous Payroll streamlines the entire payroll cycle, from importing payslips and routing approvals to funding and executing payments, eliminating the need to manage multiple systems manually. The new funding will be used to accelerate product development, expand the company's engineering and go-to-market teams, deepen integrations with banks and financial systems, and scale its infrastructure. Round also plans to support community-led growth initiatives, including finance-focused hackathons, workshops, and webinars aimed at helping organisations adopt automated financial workflows.
Tide appoints Bernie Miles as CDTO to help Tide accelerate at scale. Posted On 19 March 2026 Tide, the business management platform used by 1.8m members, has appointed Bernie Miles as Chief Data and Technology Officer (CDTO). Reporting to CEO Oliver Prill, Bernie's arrival provides a major boost to Tide's Executive Team. Bernie brings more than two decades of senior technology leadership experience from global fintech and ecommerce businesses. He joins from payments firm PPRO, where he served as Chief Technology Officer and Managing Director since 2021. Before that, Bernie held senior technology leadership roles at Wayfair and Klarna, where he led large international engineering teams supporting rapid product and platform growth. Tide's next stage of growth - elevating the business management platform proposition Bernie's arrival marks an inflection point for Tide as it moves from a fast-growing fintech into a globally leading, AI-first business management platform for small and medium enterprises (SMEs). His appointment follows last year's strategic investment from TPG, a leading global alternative asset manager, which valued Tide at $1.5 billion. Tide is evolving from a financial services pure-play firm into a platform that delivers key products and services for small businesses including credit, accounting, tax, payroll and subscriptions. Alongside, Chief Product Officer, Vinay Ramani, Bernie will help steer Tide's progression into a full service business management stack with highly connected services spanning finance, admin and adjacent products, such as insurance, cash savings, and transport payments, so crucial to keeping small businesses growing. Member-first AI Tide already benefits hugely from agentic tailwinds and under Bernie's leadership the company will responsibly apply advanced intelligence to unlock operational leverage. Tide is among the first companies to deploy AI to drive growth in regulated environments. Micro SMEs are time poor, busy, hardworking individuals and Tide will make AI work for their businesses. Intersection of finance and business admin Designed entirely with small businesses' finance and admin needs at its core, Tide is uniquely positioned to deliver laser-focussed products and services for its members. For example, its proprietary dataset - one of the largest globally focused on SMEs - provides a rich, real-time view of how small businesses operate, within a strong risk-management framework. This powerful and defensible data advantage means Tide can turn advanced AI into intuitive, practical tools that solve everyday business challenges, such as access to finance, at scale. To help spearhead this step change, Bernie will lead a global team of more than 700 engineers in the UK, Bulgaria, Serbia, Romania, Lithuania and India, united by a single goal: to give small business owners back their time. Tide's mission With SMEs forming the backbone of most economies, Tide's purpose across its four live markets (UK, India, Germany, and France) is to provide the right technology environment for the creation of new businesses, and the management and growth of existing ones. By focussing on their needs unlike other providers - Tide gives entrepreneurs the confidence, support and know-how to pursue their ambitions. The goal is simple: to let Tide's 1.8 million members focus on what they do best, while Tide handles the complexity, including the back office, of running a business. Oliver Prill, CEO of Tide, said: "Bernie is a proven technology leader with world-class experience in building and scaling complex platforms in high-growth, customer-centric environments. "With 1.8m members and an ambition to become the world's leading business management platform for SMEs, data and AI will be fundamental to how Fintechboostup differentiate and deliver value to its members. "His track record of delivering reliable, mission-critical platforms makes him an outstanding addition to our executive team, and I'm delighted to welcome him to Tide." Bernie Miles, Chief Data and Technology Officer at Tide, said: "I've always been inspired by the sheer grit of entrepreneurs, and I'm thrilled to join a team that truly puts the small business owner at the heart of everything they do. My mission as CDTO is to ensure its technology works tirelessly behind the scenes so its members don't have to. That means giving small businesses access to AI-powered tools and connectivity and making them simple, intuitive and embedded into everyday workflows. "By moving beyond the AI hype to deliver practical, intuitive tools, we can strip away the daily grind of administrative complexity. Whether it's automating painful manual processes or providing deeper financial insights, our goal is to make the 'boring stuff' invisible, giving our members back the most valuable resource of all: the time to focus on their passion."
Bernie Miles, a former Klarna executive, has joined SME financial platform Tide as chief data and technology officer. In his new role, Miles will oversee the company's transition to an AI-first business management platform approach, reporting directly to the CEO. The appointment marks a significant hire for Tide as it expands its technology capabilities in the fintech sector.
Tide becomes first business banking provider to launch mobile plans globally, powered by Gigs. Posted On 9 March 2026 Tide, the UK's leading business management platform, and Gigs, the leader in embedded connectivity, today announced the launch of Tide Business Phone Number (BPN), a mobile service built for small businesses and fully embedded in the Tide app. This marks the first time a business banking provider has integrated a full mobile plan with UK phone number directly into its platform. The launch is designed to help Tide's nearly 800,000 UK members (14% of the small business market), better separate their personal and professional lives. For many founders, running a business still means juggling personal phones, contracts, and suppliers alongside their work. Tide BPN removes that friction by giving business owners a simple and affordable way to manage communications separately on a single device, without compromising their privacy or credibility. Tide BPN is available for free to members on Smart, Pro, and Max plans, offering a business number with unlimited calls and texts. For those wanting data in addition to the BPN, the Unlimited Boost plan provides unlimited 5G data, plus 10GB of EU roaming data for a highly competitive £15 per month. Unlike comparable plans, Tide BPN does not impose annual price increases or credit checks and users can cancel at any time in the Tide app. Heather Cobb, UK Managing Director at Tide, said: "Small business owners tell us time and again that admin gets in the way of doing what they actually set out to do - running and growing their business. Tide BPN is a natural extension of our mission to save small businesses time and money. By bringing business phone numbers directly into the Tide app, we are removing yet another task from their to-do list and helping founders keep their business and personal lives clearly separate." Tide BPN allows members to set up a dedicated business number directly within the Tide app via eSIM (no additional device required), either by transferring an existing number or activating a new one. Members and their teams can easily switch between personal and business numbers when making or receiving calls. Incoming calls clearly show whether they are coming through a business or personal line, while outbound calls can be made from the business number, helping protect personal details and maintain professional boundaries. Everything is managed in one place, with a single bill and no need to deal with multiple providers or contracts. Rafa Plantier, VP Go-To-Market at Gigs, said: "Every new business requires the same essentials. Tide brings them together in one digital experience, combining company formation, a business account and now a mobile plan to help entrepreneurs get up and running faster and at lower cost than ever before. Gigs is proud to partner with Tide to power the UK's first fully embedded mobile plan designed for small businesses."
Tide embeds phone services for small businesses in app. By Dalvinder Kular 09/03/2026 Tide, the London-based FinTech specialising in business banking and management services, has launched a mobile phone service for small businesses embedded directly in the Tide app. Tide Business Phone Number (BPN), rolled out in partnership with mobile infrastructure provider Gigs, enables members to set up and manage a dedicated business mobile line from within their existing Tide account. Tide claims the move marks the first time a business banking provider has integrated a full mobile plan with a UK phone number directly into its platform. The launch is aimed at helping Tide's nearly 800,000 UK members, representing around 14 per cent of the small business market, separate their personal and professional lives more effectively. For many founders, running a business still means juggling personal phones, contracts and suppliers alongside their day-to-day work. Tide said BPN is designed to remove that friction by giving business owners a simple way to manage business communications on a single device, without compromising privacy or credibility. Members can set up a dedicated business number in the Tide app via eSIM, with no need for an additional handset. They can either transfer an existing number or activate a new one, and extend the service to their teams. Users can switch between personal and business numbers when making or receiving calls. Incoming calls clearly indicate whether they are coming through a business or personal line, while outbound calls can be made from the business number, which Tide said helps to protect personal details and maintain professional boundaries. All usage is managed in one place, with a single bill and no need to deal with multiple providers or contracts. Tide BPN is available at no extra cost to members on Smart, Pro and Max plans, providing a business number with unlimited calls and texts. For those wanting data in addition to the BPN, Tide has introduced an Unlimited Boost option, which offers unlimited 5G data and 10GB of EU roaming for £15 per month. Unlike comparable plans, Tide said BPN does not impose annual price rises or require credit checks, and users can cancel at any time from within the app. "Small business owners tell us time and again that admin gets in the way of doing what they actually set out to do - running and growing their business," said Heather Cobb, UK managing director at Tide. "Tide BPN is a natural extension of its mission to save small businesses time and money. "By bringing business phone numbers directly into the Tide app, we are removing yet another task from their to-do list and helping founders keep their business and personal lives clearly separate." Rafa Plantier, VP go-to-market at Gigs, added that every new business needs the same core services, and that integrating mobile plans with business banking can help entrepreneurs get up and running faster and at lower cost than traditional providers.