V

Visa

Runs a global network for digital payments

Senior Financial Analyst

Full-TimeUpdated on 10/23/2026
No salary listed
Senior
Bachelor's, Master's, MBA, PhD, JD, MD
Toronto, ON, Canada
HybridHybrid in the Toronto office, with at least 3 days per week in office.
Finance & BankingCorporate Finance & FP&A

About the job

Requirements
  • At least 5 years of relevant work experience with a Bachelor's Degree, at least 2 years of work experience with an advanced degree (such as a Master's, MBA, JD, or MD), or 0 years of work experience with a PhD.
  • Demonstrated analytical and problem-solving skills.
  • Strong data research and manipulation skills.
  • Experience in investment, valuation, or transactional analysis.
  • Ability to be objective in analysis.
  • Strong written, verbal, and formal presentation skills, with the ability to adjust communication style and messaging for different audiences.
  • Ability to articulate and explain financial constructs to a non-financial audience.
  • Strong interpersonal skills and ability to work as part of a cross-functional team and influence internal and external stakeholders.
  • Ability to find and articulate win-win solutions in contract negotiations.
  • Strong organizational and time-management skills.
  • Ability to translate data effectively into actionable information to drive results.
  • Proficiency in Microsoft Outlook, Word, Excel, PowerPoint, and Adobe PDF.
  • Ability to work in and bring structure to ambiguous environments.
Responsibilities
  • Develop detailed financial models and analyses to evaluate client incentive contract offers, producing financial outputs including Visa profit and loss, projected cash flow, and amortization schedules.
  • Manage deals through the offer approval and execution process on behalf of Finance, coordinating and supporting internal stakeholders.
  • Identify, communicate, and solve business issues related to incentive structures, contract language, and incentive negotiations.
  • Collaborate with Sales and Legal teams to provide support and direction on appropriate contract structures and terms.
  • Resolve financial structure and contractual issues during client negotiations and approve contract language for consistency with approved financial terms.
  • Prepare presentation documents and assist in presenting findings to all levels of management.
  • Prepare ad hoc analyses and reports as needed.
  • Support training and development of junior team members and account executives on deal processes and tools.
  • Provide stakeholders with expertise on deal best practices.
Desired Qualifications
  • At least 6 years of work experience with a Bachelor's Degree, at least 4 years of relevant experience with an advanced degree, or up to 3 years of relevant experience with a PhD.
  • Three to five years of work experience, preferably in financial services or payments.
  • Financial transaction analysis experience; contract or pricing negotiation experience is a plus.

About the company

Visa runs a global payment network that connects banks, merchants and consumers so card purchases and money transfers move between financial institutions. Its VisaNet system handles authorization, clearing and settlement, linking the bank behind a buyer's card with the bank that accepts a merchant's payment. The company earns fees from payment activity, transaction processing and international transactions, and sells fraud prevention tools, payment software and consulting services to businesses. Banks and other partners issue Visa branded cards and use its technology to build their own payment products. Visa traces its roots to a Bank of America card program launched in 1958 and is headquartered in San Francisco.

Company Size

10,001+

Company Stage

N/A

Total Funding

$24.2M

Headquarters

San Francisco, California

Founded

1958

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Simplify's Take

What believers are saying

  • Visa demand keeps growing: July 2026 results showed quarterly revenue up 14% to $11.6 billion.
  • Advisory staff get structured training: Visa University has over 50 learning modules for its consulting and analytics teams.
  • Visa is capturing stablecoin activity: September 2026 settlement volume exceeded a $20 billion annualized run rate.

What critics are saying

  • Visa must pay partners more: July 2026 results showed client incentives up 18%, faster than revenue.
  • Visa faces pressure on its debit contracts: the Justice Department seeks restrictions on alleged anticompetitive practices.
  • Technology and product jobs face cuts: Visa announced about 2,600 planned layoffs in July 2026.

What makes Visa unique

  • Visa reaches everyday checkout at scale: its cards are accepted at over 175 million merchant locations.
  • Visa avoids consumer lending exposure: it bears no cardholder credit risk.
  • Visa Direct extends beyond cards: it reaches approximately 12 billion bank account, wallet and card endpoints.

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Benefits

  • Health Insurance.
  • Life Insurance.
  • Dental Insurance.
  • Disability Insurance.
  • Accidental Death & Dismemberment Insurance.

Company News

Fortune
Oct 26th, 2026
AI is giving cybercrime a makeover, and this startup just raised $15 million to fight back | Fortune

Overwatch’s CEO says AI is merging fraud, hacking and money laundering into one threat.

TechCabal
Aug 12th, 2025
HoneyCoin raises $4.9M for expansion

Kenyan fintech HoneyCoin raised $4.9 million in seed funding to expand its stablecoin cross-border payment services into Africa, Latin America, and Asia. Led by Flourish Ventures, the round included TLcom Capital, Stellar Development Foundation, and Visa Ventures. HoneyCoin processes $150 million monthly, serving 350 enterprise clients. The funds will be used to hire executives, secure licenses, and expand into new markets, with plans for new products by Q3 2025.

Business Wire
May 15th, 2025
Nekuda Raises $5M Led by Madrona, Together with Amex Ventures and Visa Ventures, to Power Agentic Payments

Nekuda raises $5M led by Madrona, Amex Ventures & Visa Ventures to power agentic aayments. For the infrastructure of the future of online commerce.

Forbes
May 6th, 2025
Visa Invests in BVNK, $50M Funding

Visa Ventures has invested in stablecoin infrastructure platform BVNK, marking Visa's first direct investment in a stablecoin payments player. This move supports the future of stablecoins in payments, enhancing BVNK's credibility and penetration with Visa's partners. BVNK, which raised $50 million in a Series B round in December 2024, processes $12 billion in annualized volume and offers solutions for B2B and B2C payments using stablecoins.