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American Express

Issues credit cards and runs a payment network

Senior Product Manager - Agentic Commerce

Technical Product ManagementConfirmed live in the last 24 hours
Full-timeNew York, NY, USAIn-person

About the Job

Requirements

  • At least 4 years of experience in product management, product development, or a similar role.
  • Demonstrated customer empathy, product intuition, and ability to articulate product functionality.
  • Curiosity and ability to understand how systems work, make connections, identify opportunities, and advance innovation within a large company.
  • Strong organization, self-direction, ownership, and business track record.
  • Understanding of technology and product development processes, with ability to communicate with and influence technical and non-technical partners.
  • Ability to reconcile competing needs across customers, stakeholders, and partners, make effective decisions, and gain buy-in.
  • Experience partnering with engineering and discussing technical trade-offs while connecting business and technology.
  • Attention to detail and ability to identify key questions and assess how components interact and affect the overall product.
  • Ability to recognize issues and determine resolutions through creative and efficient problem-solving.
  • Ability to balance strategy with tactical details.
  • Ability to work comfortably with ambiguity and adapt while remaining accountable and organized.
  • Ability to communicate across cross-functional teams and engage, influence, and inspire partners to drive collaboration and alignment.
  • Creativity within a highly regulated financial services environment.
  • Employment eligibility to work in the United States is required; American Express will not pursue visa sponsorship.

Responsibilities

  • Define and deliver foundational capabilities that enable secure, scalable agentic commerce across the payments ecosystem.
  • Align product strategy, requirements, and roadmaps across issuer and network perspectives to ensure scalable, interoperable solutions.
  • Monitor industry trends and balance near-term execution priorities with long-term strategy to support the product vision.
  • Collaborate on capabilities related to authentication, authorization, tokenization, spend controls, identity, merchant enablement, and trust infrastructure.
  • Drive alignment on long-term platform architecture, operating models, and ecosystem strategy for future scale.
  • Partner with engineering teams to evaluate how emerging technologies—including Agent-to-Agent Protocol, Agentic Payments Protocol, x402, Web Bot Auth, Trusted Agent Protocol, and Model Context Protocol—can be applied to AI agent-facilitated payments.
  • Balance customers', internal stakeholders', leadership's, and external partners' needs; work with engineering to identify technical solutions, shape product requirements, and deliver platform capabilities for Agentic Commerce.
  • Structure ambiguous, cross-ecosystem problems by defining data flows across merchants, payment service providers, and AI/large language model partners for fraud, servicing, and Card Member experiences.
  • Work with Business Development to evaluate, influence, and operationalize partner requirements, and with Product Enablement on go-to-market strategies.
  • Partner with Fraud and Servicing to define strategies for fraud prevention, dispute management, and call or chat handling related to agentic transactions.
  • Partner with Legal, Compliance, and Risk stakeholders to develop and follow governance principles and payments regulations for compliant, secure payment experiences.

Desired Qualifications

  • Experience with digital payments, including digital wallets, fraud prevention, disputes, and payment processing.

About the Company

American Express

Issues credit cards and runs a payment network

American Express issues credit and pay-in-full charge cards to consumers and businesses, and unlike most card issuers it also runs the payment network its cards use. Its Travelers Cheque, launched in 1891, made carrying money abroad safer, and in 1959 it became the first major issuer of plastic cards. Cardholders earn points toward flights and hotels plus perks such as airport lounges, while companies use its corporate cards for employee travel and expenses. American Express earns a fee from merchants on each purchase, plus annual fees and interest on balances cardholders carry. Henry Wells and William Fargo, who later started Wells Fargo, co-founded it in 1850 as a freight delivery business; it is based in New York City.

Company size
10,001+
Company stage
IPO
Headquarters
New York City, New York
Founded
1850

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