Trainee Analyst
Shift
Trainee Analyst
Shift
Revolving SME credit via streaming data
Who is Shift?
Shift provides business finance to small, established and corporate sized businesses in Australia, including Business Overdraft, Equipment Line, Asset Finance, Term Loan and Trade Account. Founded in 2014, Shift has funded more than 30,000 Australian businesses.
At Shift, our unique approach to product innovation combined with our collaborative culture means you can build your career in a supportive environment. You’ll be joining a diverse team of over 300 people who are always looking to deliver better outcomes for Australian businesses.
About the role:
We are seeking a highly detail-oriented and motivated Trainee Analyst to join our Bangalore (JP Nagar) team. This role offers an opportunity to build a strong foundation in financial operations, supporting end-to-end loan settlement processes within a structured, high-performance environment. You will play a critical role in ensuring accuracy, efficiency, and adherence to regulatory and internal compliance standards, while collaborating with cross-functional teams to deliver seamless outcomes.
What You'll Do:
Manage the disbursal and collection of loan documentation with precision
Review and verify documents in line with banking and compliance standards
Perform reconciliations and maintain accurate settlement records
Ensure timely updates across trackers and internal systems
Adhere to AML, CTF, and internal risk and compliance frameworks
Deliver within defined SLAs and reporting timelines
Collaborate with internal stakeholders to resolve queries effectively
What You'll Bring:
Bachelor’s or Master’s degree in Commerce, Finance, Business, or a related discipline
Strong attention to detail with a high standard of accuracy
Working knowledge of MS Excel and data handling
Clear communication skills with fluent English
Ability to manage multiple tasks within structured processes
A proactive mindset with a strong willingness to learn and grow
Australian shift timings (3:00–4:00 AM start, Mon–Fri)
Key benefits:
Hybrid working: we’re headquartered in North Sydney with state-based workplaces and offer a hybrid work policy. Our offices have spaces for collaboration, socialising and focused work.
Parental leave: up to 26 weeks paid.
Strategy Week: twice a year the whole team comes together to hear the business strategy and product and technology roadmap first-hand, with fortnightly all-company business updates in between.
Flat structure: everyone can learn from each other and senior leaders across the business.
Wellbeing: benefits supporting your physical, psychological and financial wellbeing, from a day off on your birthday to end of trip facilities.
Additional information:
If you don’t meet all the qualifications or skills but think you’d be a great fit, please apply anyway.
Learn more about working at Shift at shift.com.au/careers.
#LI-Hybrid
Shift is an Australian financial technology provider that offers credit and payment products to small and medium-sized businesses. It works by streaming bank transaction data from a business’s accounts and using proprietary credit models to continuously monitor cash flow and creditworthiness, instead of relying on periodic statements. This enables revolving, limit-based facilities such as a business overdraft, equipment finance, and trade finance, where funds can be drawn and repaid as needed with dynamic credit limits. Shift differentiates itself by applying real-time cash-flow insights to extend ongoing access to capital, rather than fixed-term loans, and by delivering these services through digital channels and partner networks. The company’s goal is to help Australian SMEs manage cash flow, acquire assets, and streamline trade by providing flexible, accessible financing as they grow.
Explore more opportunities at Shift