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The Hartford

Sells business insurance and employee benefits

Associate Director - Product Management, Alternative Distribution

Product ManagementUpdated on Nov 10
Full-time

About the Job

Requirements

  • At least 7 years of experience in Commercial Lines or Personal Lines Product Management, Product Development, Pricing, Underwriting, or a comparable role.
  • Strong analytical and problem-solving skills, including the ability to challenge current approaches and identify improved solutions.
  • Ability to conduct competitor analysis and develop an in-depth understanding of market dynamics, underwriting initiatives, rate levels, policy forms, economic trends, and emerging issues.
  • Financial acumen and ability to understand the business impact of product, pricing, underwriting, and channel decisions.
  • Ability to evaluate loss cost models and support innovative, effective risk pricing strategies.
  • Strong presentation, communication, interpersonal, and relationship management skills, with emphasis on customer focus, collaboration, and influence.
  • Solution-oriented mindset with ability to think strategically, implement change, and balance long-term priorities with short-term business needs.
  • Strong organization, documentation, attention to detail, and decision-making skills.
  • Team-oriented approach with demonstrated ability to build strong internal and external relationships.
  • Drive-for-results mentality, with ability to manage multiple priorities and make decisions in a business context.
  • Independent thinker who can effectively challenge and advocate to ensure sound product, pricing, and business decisions.

Responsibilities

  • Achieve or exceed revenue, income, growth, and profitability targets for assigned channels and Partner Agencies.
  • Develop a strategic vision and tactical plan to profitably expand market share within Alternative Distribution Channels and Partner Agencies.
  • Address day-to-day needs of functional partners supporting assigned channels and Partner Agencies.
  • Use countrywide data, channel insights, and market trends to anticipate shifts in competitiveness, conversion, and profitability.
  • Partner with cross-functional teammates to develop, customize, launch, and improve products and capabilities across distribution platforms.
  • Maintain competitiveness in non-ICON platforms using levers including product presentment, pricing options, and classification and underwriting policies.
  • Build effective working relationships across Product, Pricing, Underwriting, Agency Sales, Data Analytics, Claims, Service, Digital Experience, Marketing Communications, Legal/Compliance, and Transformation.
  • Monitor market dynamics, customer needs, and partner/channel performance to lead improvements to business offerings and processes.
  • Cultivate external relationships that support business performance and strategic goals.
  • Travel up to 10% for market-related or partner-related meetings.

Desired Qualifications

  • Knowledge of state laws and regulatory considerations.

About the Company

The Hartford

Sells business insurance and employee benefits

The Hartford sells insurance to businesses and individuals, covering property, liability, workers' compensation and auto risks, along with group disability, life and paid-leave benefits that employers offer their staff. Its business unit insures everything from local shops to large corporations and writes specialty coverage in the United States and abroad, while its personal unit sells car and home policies to individual customers. Agents, brokers and direct channels sell the policies, and the company earns money from premiums and from investing them before claims are paid. Its oldest insurer was founded in 1810, and the company is based in Hartford, Connecticut.

Company size
10,001+
Company stage
IPO
Headquarters
Hartford, CT
Founded
1810

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