Full-Time

Structurer

Director

Updated on 8/18/2026

Deadline 9/29/26
Citi

Citi

10,001+ employees

Global financial services including banking, investment

Compensation Overview

$300.9k/yr

+ Incentive awards + Retention awards

New York, NY, USA

Hybrid

Hybrid work is permitted within a commutable distance from the New York worksite.

Bachelor's, Master's

Category
Finance & Banking (1)

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Requirements
  • A Master's degree or foreign equivalent in Finance, Financial Economics, Mathematics, Economics, Physics, Computer Science, or a related quantitative field, plus 8 years of experience as a Structurer, Quantitative Analyst, Associate, or related position involving structured financing and solutions and fixed income derivatives at a financial institution; alternatively, a Bachelor's degree or foreign equivalent in the stated fields and 10 years of specified progressive, post-baccalaureate experience.
  • At least 8 years of experience pricing interest rate derivatives, including analysis of swap profiles, Credit Valuation Adjustment, curve construction, and mapping the Greeks across the term structure.
  • At least 8 years of experience drafting and negotiating non-standard technical term sheets within the ISDA and GMRA frameworks for complex derivatives and repo transactions.
  • At least 8 years of experience leading end-to-end internal approval processes for first-of-its-kind products and navigating tax, legal, and accounting hurdles.
  • At least 8 years of experience serving as lead technical authority in negotiations between Trading, Sales, and control functions to determine risk appetite and strategies for new business opportunities.
  • At least 8 years of experience designing and pricing derivative payoffs in note or deposit format as yield-enhancement tools for clients.
  • At least 6 years of experience in structured financing, including non-recourse and structured repo solutions.
  • At least 6 years of experience using tools to analyze liquidity metrics for liquid, readily marketable securities.
  • At least 6 years of experience designing and executing bespoke liquidity solutions, including asymmetric credit support annexes, repo facilities, and financing using special purpose vehicles.
  • At least 6 years of experience in regulatory capital and risk-weighted-asset optimization, Basel III, and United States rules to structure transactions that provide risk-weighted-asset relief and optimized capital treatment.
  • At least 6 years of experience structuring fixed-income solutions that bridge North American and Asian markets while managing tax, accounting, and regulatory nuances.
Responsibilities
  • Lead the North America Solution business with a focus on developing new products and initiatives, including fund solutions, non-recourse financing, structured repo solutions, and other bespoke offerings for institutional clients.
  • Provide non-flow and non-vanilla structures for financing, liquidity management, hedging, risk and capital optimization, bespoke accounting, and cross-border solutions tailored to corporates, banks, insurance companies, asset managers, and securities firms.
  • Design and execute bespoke liquidity solutions, including asymmetric credit support annexes and special purpose vehicles.
  • Structure fixed-income solutions bridging North American and Asian markets while managing tax, accounting, and regulatory nuances.
  • Offer customized solutions addressing complex client problems.
  • Apply structured finance and derivatives to create financial solutions that help clients manage liquidity, mitigate risk, and meet capital requirements.
  • Use tools to analyze liquidity metrics for liquid, readily marketable securities.
  • Price derivative products using pricing and booking systems.
  • Comply with Citi's capital framework and legal documentation standards, and collaborate with capital and legal teams to ensure they are practical and compliant.
  • Analyze swap profiles, Credit Valuation Adjustment, curve construction, and the Greeks across the term structure.
  • Analyze regulatory capital and risk-weighted-asset optimization, Basel III, and United States rules to structure transactions providing risk-weighted-asset relief and optimized capital treatment.
  • Lead the development of new products and key franchise projects.
  • Conceptualize and develop new products.
  • Map out business and growth plans.
  • Draft and negotiate non-standard term sheets within ISDA and GMRA frameworks for complex derivatives and repo transactions.
  • Identify market opportunity gaps and leverage team insights to expand product suites and the client base.
  • Originate transactions through product pitches.
  • Apply understanding of the regional solution business to make informed decisions aligned with Citi's goals.

Citi provides financial services including consumer banking, credit, investment banking, and wealth management to individuals, corporations, and governments. The company operates by earning interest on loans and collecting fees for managing investments, processing trades, and facilitating cross-border transactions through its digital platforms. Unlike many local banks, Citi maintains a physical and digital presence in over 160 countries, allowing it to serve as a single partner for clients with global financial needs. Its goal is to drive growth and profitability for its clients and shareholders while supporting environmental and social sustainability initiatives.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1812

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Simplify Jobs

Simplify's Take

What believers are saying

  • Services revenue rose 17% in first-half 2026, with custody assets up 22%.
  • Citi acquired Kard on August 13, 2026, targeting 70 million cardmembers.
  • Adam Clark joins Citi Wealth in November 2026, strengthening ultra-high-net-worth planning.

What critics are saying

  • Federal Reserve and OCC keep pressure on Citi's data controls after repeated failures.
  • A June 2026 lawsuit alleges Citi illegally fired a risk executive for raising issues.
  • Bitcoin custody pits Citi against Coinbase, BNY Mellon, and JPMorgan in low-margin infrastructure.

What makes Citi unique

  • Citi spans 160 countries, combining global banking, services, and wealth under one franchise.
  • Custody+ launched August 18, 2026, unifying real-time servicing, FX, liquidity, and Bitcoin custody.
  • Citi trained 4,000 AI stewards and reports nearly 90% employee AI-tool usage.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Retirement Plan

401(k) Company Match

Wellness Program

Paid Vacation

Paid Sick Leave

Paid Holidays

Company News

Yahoo Finance
Aug 19th, 2026
Citigroup launches Custody+ platform to strengthen digital asset capabilities

Citigroup is expanding its digital asset infrastructure with the launch of Custody+, a new platform combining faster settlement, real-time asset servicing, foreign exchange, liquidity management and planned digital asset custody. The platform complements Citi Token Services, which enables round-the-clock transfers of tokenised deposits. Citigroup's Services segment showed strong momentum in the first half of 2026, with revenues up 17% year-on-year. Assets under custody rose 22% to approximately $35 trillion, whilst Securities Services deposits increased 15% to $165 billion. The bank invests over $2 billion annually in its Services platform. An initial Bitcoin offering is expected later in 2026. Morgan Stanley has also entered the space with the launch of Ethereum and Solana trusts.

Yahoo Finance
Aug 18th, 2026
BlackRock reaffirms 1-2% Bitcoin allocation as Citi launches crypto custody this year

Bitcoin tested $65,000 on Tuesday as two Wall Street institutions deepened their cryptocurrency commitments. BlackRock reiterated its recommendation for a 1–2% portfolio allocation to Bitcoin, arguing the recent selloff stemmed from forced selling rather than weakened fundamentals. The asset manager's iShares Bitcoin Trust held over $47 billion by March 2026. Meanwhile, Citi unveiled Custody+, a new platform that will offer Bitcoin custody alongside traditional assets later this year. The bank is investing over $2 billion annually in platform infrastructure covering more than 100 markets. Amit Agarwal, head of custody at Citi Investor Services, said the platform matches clients' strategy speeds. Bitcoin traded near $64,708 at press time, roughly 50% below its October 2025 peak.

PR Newswire
Aug 18th, 2026
Hopscotch Primary Care raises $53M to expand tech-enabled healthcare in rural America

Hopscotch Primary Care, a technology-enabled primary care provider serving rural communities, has raised $53 million in Series D funding. Lead investors include 8VC and Townhall Ventures, with participation from existing backers and new investors including the Autism Impact Fund, John Doerr, Dr Richard Merkin, and the Leon Levine Foundation. Founded in 2021, Hopscotch serves over 15,000 patients across 12 locations in the southeastern United States, with its largest concentration in rural Western North Carolina. The company will use the funding to expand access across the region, enter new rural markets, and scale its technology operations. Hopscotch reports a Net Promoter Score of 89, patient retention above 90%, and profitable operations in Western North Carolina. The company offers same-day visits and 24/7 access to care teams.

Associated Press
Aug 18th, 2026
Citi launches Custody+ with real-time solutions and Bitcoin custody after $2B annual platform investment

Citi Investor Services has launched Custody+, a suite of near- and real-time custody solutions designed for institutional investors navigating compressed settlement cycles and continuous markets. The announcement follows completion of the US rollout of Citi's patented Single Event Processing technology. Custody+ offers a modular ecosystem adaptable to client workflows at scale. Key capabilities include real-time asset servicing, which has reduced processing times for voluntary corporate actions by up to 92%, with 96% of US voluntary events now processed under two hours. The suite also features instant settlements, on-demand foreign exchange, and real-time cash and liquidity solutions. Citi expects to launch digital asset custody later this year, starting with Bitcoin. The bank invests over $2 billion annually in its platform strategy, supporting clients in over 100 markets worldwide.

Yahoo Finance
Aug 17th, 2026
Citigroup names Adam Clark wealth planning head after JP Morgan departure

Citigroup has appointed Adam Clark as head of wealth planning, according to an internal memo. Clark will join from J.P. Morgan, where he served as global head of Trusts and Estates, overseeing 500 staff across 40 offices worldwide. He replaces Mike Troth, who held the position on an interim basis. Clark is set to begin in November after completing garden leave and will be based in New York. At J.P. Morgan, Clark managed the bank's global trusts and estates operations and worked with ultra-high-net-worth clients on complex financial matters. Previously, he spent seven years at Goldman Sachs in roles including president of the Goldman Sachs Trust Company. Clark will report to Keith Glenfield, Citi Wealth's investment solutions head.