Software Engineer II @ Affirm

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Issuing Engineering team owns the virtual card issuing platform at Affirm. Virtual cards enable consumers to leverage Affirm’s financial products at effectively any merchant that accepts card payments, supporting online ecommerce, physical instore, and digital wallet integrations such as Apple Pay and Google Pay. By providing the systems that bridge Affirm and external open-loop credit networks like Visa, the Issuing team is critical in enabling increased scale beyond Affirm’s direct merchant integration network.

We are looking for a highly motivated software engineer to join us as we continue to build a better buying experience predicated on honesty and trust.

What You’ll Do

Work with Issuing tech leads to enable the Affirm issuing platform to reliably support an accelerating growth in the scope and scale of card issuing through both new product launches and the evolution of the system as a whole
Drive feature definition or support Issuing tech leads with the design, execution, and delivery of projects, taking into account multiple factors, including tradeoffs between speed, quality, usability, and upkeep
Partner with individuals on other teams as well as our internal and external stakeholders to help resolve project dependencies
Actively participate in making your team and workplace an inclusive environment for people from all backgrounds

What We Look For

You model integrity and a high standard of excellence for your work
2+ years of experience
You follow through on your commitments, take responsibility for your work, and deliver on time, resolving blockers either individually or by escalation
You’re able to translate ideas into clear code, written to be read as well as executed, and easily understood or leveraged by others
You proactively identify and advocate for opportunities to improve the current state of projects, and team processes, and contribute ideas to address them
You actively contribute to a positive sense of community on the team and are invested in team morale
You have well-developed interpersonal, written, and verbal communication skills
If you have experience in card issuing, issuer processors, or general experience in open or closed loop payment networks, that’s a plus

Pay Grade - USA29

Employees new to Affirm or promoted into a new role, typically begin in the min to mid range.
USA base pay range (CA, WA, NY, NJ, CT) per year:

Min: $138,800
Mid: $173,500
Max: $208,200

USA base pay range (all other U.S. states) per year:

Min: $124,900
Mid: $156,100
Max: $187,300

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

What You’ll Do

What We Look For

6 month growth

1 year growth

2 year growth

Benefits