Corporate Banking Analyst
About the job
- A bachelor's degree in finance or a related field.
- A master's degree or graduate diploma.
- Other combinations of qualifications and relevant experience may be considered.
- 0 to 5 years of relevant experience.
- Relevant experience in corporate banking, credit analysis, financial advisory services, accounting, or a capital markets environment.
- Have or be in the process of obtaining a professional designation such as Chartered Financial Analyst, Certified Public Accountant, or Chartered Alternative Investment Analyst.
- Knowledge of French is required.
- Intermediate knowledge of English is required due to the nature of the duties, work tools, or interactions with English-speaking partners, members, or clients.
- Advanced knowledge of credit and capital markets analysis.
- Knowledge of financial structuring and financial modelling.
- Knowledge of corporate banking mechanisms, bank syndication, credit documentation, and the main capital markets products.
- Support financing portfolio management for large public and private companies, primarily in the form of syndicated loans.
- Prepare analyses and documentation for internal governing bodies regarding new financing applications, annual reviews, and amendments for existing or prospective clients.
- Analyze and monitor changes in financial performance, risk ratings, contractual commitments, and the principal risks of borrowers.
- Participate in the due diligence process and risk assessment for new and existing transactions, particularly by reviewing industry analyses, financial statements, financial models, credit agreements, and transaction documentation.
- Contribute to preparing transaction memoranda, client presentations, letters of intent, and profitability analyses supporting origination, structuring, and business development.
- Collaborate with internal partners, including operations, risk management, structuring and syndication, corporate financing, derivatives, banking, and capital markets teams, as well as external legal and financial advisors.
- Support portfolio managers and client relationship managers in carrying out transactions, managing portfolios, and developing strategic business relationships.
- Contribute to credit analysis, preparing financing applications, financial modelling, transaction documentation, and following up with borrowers.
- Support the origination process and prepare materials for clients and internal approval bodies.
- Formulate analyses and recommendations on complex files while considering profitability, capital allocation, the employer's position in banking syndicates, and relationship-development potential.
About the company
Desjardins Group is the largest cooperative financial group in North America, offering a full range of banking and financial services to individuals and businesses through branches, online platforms, and subsidiaries across Canada. Its products include savings and checking accounts, loans, mortgages, credit, investment services, insurance, and corporate finance. The cooperative model and strong capital ratios help it deliver reliable services while maintaining financial stability. Its goal is to meet members’ and clients’ financial needs with accessible, well-capitalized solutions and a trusted, stable partner.
Company Size
N/A
Company Stage
N/A
Total Funding
$202.5M
Headquarters
Quebec City, Canada
Founded
1900
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Simplify's Take
What believers are saying
- Q2 2026 surplus jumped 34.8% to $1.213 billion on stronger revenue.
- Guardian integration expands wealth-management cross-sell across Canada and international channels.
- Mortgage and card-platform modernization should lift conversion, retention, and operating efficiency in 2026.
What critics are saying
- Fiserv card-system migration in October 2026 disrupts millions of accounts and support workflows.
- Nagar v. Desjardins sécurité financière keeps Quebec class-action exposure alive into 2026.
- Financed emissions stagnated in absolute terms, threatening credibility and future lending constraints.
What makes Desjardins Group unique
- Desjardins closed Guardian Capital on March 23, 2026, reaching C$280 billion AUM.
- Its cooperative model returned $151 million dividends in Q1 2026.
- Digital lending now runs online for 85% of loan and line applications.
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Benefits
Health Insurance
Group Insurance including telemedicine
Health Savings Account/Flexible Spending Account
Home Office Stipend
Phone/Internet Stipend
Unlimited Paid Time Off
Flexible Work Hours
Remote Work Options
Paid Vacation
401(k) Retirement Plan
401(k) Company Match
Wellness Program
Mental Health Support
Conference Attendance Budget
Professional Development Budget
Stock Options
Company Equity
Family Planning Benefits
Fertility Treatment Support
Adoption Assistance
Childcare Support
Elder Care Support
Tuition Reimbursement
Professional Certification Support
Mentorship Program
Gym Membership
Parental Leave
Relocation Assistance
Employee Referral Bonus
Meal Benefits
Phone/Internet Stipend
Home Office Stipend
Commuter Benefits
Legal Services
Employee Discounts
Company Social Events
Company News
Desjardins makes applying for loans a lot easier. * By The Digital Banker Requesting loans and credit lines at Desjardins is now easier than ever and can be done from the comfort of one's home, at any time, with just a few clicks. The Canadian financial services group has enhanced its omnichannel experience with a new loan origination platform, enabling members to easily apply for and manage financing in self-service mode, creating a seamless financing experience across its channels. Desjardins Group is the largest cooperative financial group in Canada and the eighth largest in the world, with assets of $524.3 billion as at March 31, 2026. According to Desjardins, members can initiate and complete an online financing request on their own. If they need assistance at any point, they can immediately connect with an employee for personalised support through the channel of their choice, and that person can continue processing the application without interruption. Furthermore, enhancements such as reduced form completion time, as well as Desjardins's new omnichannel financing platform, which makes credit simpler and faster, have directly contributed to an improved overall customer experience while reinforcing trust and cooperative values. To add to that, a major improvement has been the integration of insurance directly into the loan process, ensuring it is systematically offered as part of the customer journey. Since the transformation, the platform has seen exceptional adoption rates, with approximately 85% of loan and line of credit applications now completed online. This represents a significant improvement compared to pre-transformation levels, when digital capabilities were more limited, particularly for lines of credit. The transformation aimed to improve the experience for both members and employees, simplify the borrowing journey across channels, and modernise the caisse's technology platform. Previously, loan and credit line applications relied on multiple disconnected systems, with online applications being limited to loans, and processing times often fell short of member expectations. Looking ahead, Desjardins indicated that additional enhancements are expected to be launched in the coming months. For instance, members will soon benefit from an online counteroffer when their initial request is not approved, without having to take any action or interact with a Desjardins employee. Desjardins also intends to bring about the same kind of transformation for mortgage financing. Desjardins was recognised at The Digital CX Awards 2026 for Best Technology Implementation for Digital CX - Canada as well as Excellence in Omni-Channel Customer Experience - Canada.
Desjardins named Best House, Capital Protection Americas for the fourth consecutive year. Sep 24, 2026, 08:16 ET MONTRÉAL, le 24 sept. 2026 /CNW/ - Desjardins has received the coveted Best House, Capital Protection award at the SRP Americas 2026 Awards Ceremony for the fourth year running-consolidating its presence as a leader in the capital-protected structured products industry. These annual awards are presented by UK-based industry intelligence organization Structured Retail Products (SRP). This award recognizes the financial institution that stood out most in the Americas for the quality of its capital-protected structured product offering. Desjardins received the award for its market-linked guaranteed investments (MLGIs) and Desjardins Structured Notes, specifically based on its sales volumes and client satisfaction. Desjardins was also named Best Capital Protected Distributor, Americas for the fourth year in a row, highlighting its excellent sales levels as well as the performance of its principal-protected structured products that matured during the reporting period. "These awards are a testament to the trust our members and clients place in us, as well as our teams' commitment to offering innovative, high-performance investment solutions," said Frédérick Tremblay, President and Chief Executive Officer of Desjardins Investments Inc. "This recognition makes it clear that our approach is effective and that we are able to support our investors in a constantly changing environment." Further recognition at the SRP Americas 2026 Awards Ceremony In addition to winning Best House, Capital Protection Americas, Desjardins also took home the following awards: * Best House, Canada - Principal Protected This award highlights Desjardins's leadership in the Canadian market, both in terms of sales and client satisfaction for its principal-protected structured products. * Deal of the Year This distinction was awarded to the MarketLever Guaranteed Investment, a solution that provides exposure to companies in different regions and business sectors while protecting the invested capital. It offers a higher return potential than the underlying basket of securities, increasing the likelihood of maximizing the investor's return at maturity. Additional recognition for Desjardins's innovative product line Desjardins was also honoured at the SPi Canada 2026 Awards for Excellence on September 17, winning the award for Best Principal Protected Issuer. This award recognizes the Canadian issuer that stood out most over the past year in the principal-protected structured products market. About Desjardins Group Desjardins Group is the largest cooperative financial group in Canada and the eighth largest in the world, with assets of $543.5 billion as at June 30, 2026. Desjardins has been named one of the top employers in Canada by both Forbes magazine and Mediacorp. It offers a full range of products and services through its extensive distribution network, its online platforms, and its subsidiaries across Canada. In addition to being ranked among the world's strongest banks according to The Banker magazine, Desjardins has one of the highest capital ratios and one of the highest credit ratings in the industry. About Structured Retail Products Ltd. (SRP): Structured Retail Products Ltd. (SRP) is a UK-based research company that specializes in research and data on the global structured products industry. For the past 20 years, SRP has tracked the development of structured products across more than 50 countries and maintains one of the sector's most comprehensive databases. The SRP Americas Awards recognize excellence among manufacturers, distributors and service providers on the structured product market. About Structured Products Intelligence (SPi): Structured Products Intelligence (SPi), a division of the WSD Group, is a company based in London, England, that provides market intelligence, reference data and lifecycle information for the structured product industry. The SP Intelligence Structured Products Conference awards prizes to Canadian financial institutions that offer structured products. Desjardins(R), trademarks containing the word Desjardins, as well as related logos are trademarks of the Fédération des caisses Desjardins du Québec, used under licence. SOURCE Desjardins Group
EMERGE Commerce has refinanced its $5.85 million debt with Desjardins Ontario Credit Union, securing a seven-year term through September 2033 with a 3.70% interest rate reduction. The new facility lowers the interest rate from 11.00% to 7.30%, reducing it from Prime Rate plus 6.55% to Prime Rate plus 2.85%. The Toronto-based e-commerce company expects approximately $400,000 in cash flow savings during the first year from lower interest costs and reduced refinancing expenses. EMERGE plans to use most of these savings to reduce debt whilst maintaining flexibility for growth and acquisitions. The refinancing also includes a $1 million revolving line of credit for working capital, guaranteed by Export Development Canada. The company operates profitable e-commerce brands across direct-to-consumer and business-to-business segments, including truLOCAL meat subscription service and golf-related businesses.
Brookfield Renewable agreed to issue C$750 million in medium-term green notes across two series, maturing in 2031 and 2036. The offering comprises C$400 million in Series 21 Notes due August 13, 2036, carrying a 4.949% interest rate, and C$350 million in Series 22 Notes due August 13, 2031, bearing 4.256% interest. The notes received investment-grade ratings from S&P Global Ratings (BBB+), DBRS Limited (BBB high), and Fitch Ratings (BBB+). RBC Capital Markets, BMO Capital Markets, Scotiabank, CIBC Capital Markets, National Bank Capital Markets, and TD Securities led the syndicate. Net proceeds will fund Eligible Investments under Brookfield's 2024 Green Financing Framework, including repaying outstanding indebtedness for those projects. The transaction represents the company's nineteenth and twentieth green-labelled corporate securities in North America. Closing is scheduled for August 24, 2026.
Desjardins' surplus rises 35% in Q2. Desjardins Group increased its surplus by 34.8% in the second quarter, thanks to higher revenue and a reduction in the reserves it sets aside for losses. The financial cooperative posted a surplus before member rebates of $1.2 billion for the quarter covering April, May, and June. That is an increase of $313 million from a year earlier. Desjardins also set aside $151 million for member rebates, up from $113 million in the same period last year. The improvement in Desjardins' financial results is due in part to a reduction in its provision for credit losses. Management set aside $165 million for this purpose, compared with $203 million in the same period last year. Economic uncertainty was high in spring 2025, as the hostile trade rhetoric of the Trump administration toward Canada was a relatively new phenomenon. The cooperative also attributed the increase in its surplus to higher interest income. Overall, Desjardins' revenue increased by $532 million, or 13%, to $4.6 billion. The institution's assets reached $543.5 billion as of June 30, compared with $501.3 billion in the same period last year. Its capital ratio came in at 23.6%, compared with 22.9% a year earlier.