Full-Time

Homeowner Advisor

Posted on 9/10/2025

Splitero

Splitero

51-200 employees

Home equity investment fintech for homeowners

Compensation Overview

$118k/yr

San Diego, CA, USA

Hybrid

Hybrid role requiring in-person presence in San Diego office three days a week (Tuesday–Thursday) and remote at least two days per week; candidates must be able to work in-office Tue-Thu and remotely the other days.

Category
Sales & Account Management (5)
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Required Skills
Sales
Requirements
  • 2+ years of experience in mortgage or real estate sales
  • Active NMLS license required
  • Experience using robust CRM tools such as Salesforce
  • Experience managing an inbound sales pipeline
  • Ability to work Tuesday to Saturday, Sunday to Thursday, or Monday to Friday with 2 4-hour weekend shifts per month
  • Ability to work Tuesday to Thursday in our San Diego office and the remaining days working remotely
  • Strong communication skills including active listening, understanding homeowner needs and responding appropriately, staying composed under pressure, and communicating with empathy
  • The ability to communicate complex information in a straightforward, easy-to-understand manner
  • A true self-starter with a high level of initiative and self-motivation
  • Strong sense of self-confidence, self-worth, and professional demeanor
  • Ability to build rapport and maintain strong relationships with homeowners and teammates
  • Strong sales aptitude and ability to guide homeowners through the process
  • Attention to detail and thoroughness
  • Optimism and positivity in approaching challenges
  • Ability to handle sensitive information with integrity and confidentiality
  • Adaptability and resilience in a startup environment
  • Team-oriented mindset and collaboration
  • Desire to participate in fast-paced, early-stage startup
Responsibilities
  • Educate homeowners about Splitero's Home Equity Investment by explaining terms and how it differs from traditional financing options
  • Respond to homeowner questions, listen to their needs and concerns, and provide accurate information
  • Manage a pipeline of multiple homeowners through the entire transaction process, from initial inquiry to closing
  • Work collaboratively with Processors and other team members, contributing to a team-oriented environment and supporting overall goals
  • Utilize a comprehensive tech stack to track homeowner statuses and interactions, collaborate with team members, and manage homeowner data
  • Ensure all interactions and transactions align with Splitero’s policies and procedures and mortgage industry best practices
Desired Qualifications
  • Hybrid role experience or willingness to work in-office in San Diego three days a week Tuesday–Thursday
  • Overtime eligibility up to 10 hours per week
  • On-target earnings of $122,000 per year including a $50,000 base, paid hourly, and uncapped commissions

Splitero provides Home Equity Investments (HEI) that give homeowners a lump-sum cash amount in exchange for a share of the home's future appreciation, so there are no monthly payments or interest and no income or employment checks (minimum credit score ~500). A third-party appraisal determines value, and homeowners must retain minimum equity; settlement occurs when the home is sold, refinanced, or Splitero buys back its stake, with terms up to 30 years under “Maturity Match.” The company finances these investments through large facilities and securitizations and has launched Splitero Homes to assist its clients with selling. Its goal is to unlock liquidity for asset-rich homeowners who can’t access traditional credit while sharing in future appreciation instead of taking on debt.

Company Size

51-200

Company Stage

Growth Equity (Venture Capital)

Total Funding

$317.5M

Headquarters

San Diego, California

Founded

2021

Simplify Jobs

Simplify's Take

What believers are saying

  • $350M Blue Owl commitment in December 2024 scales HEI originations.
  • Joined CHEP board April 2026 to shape SEP regulations and education.
  • Chargers partnership October 2025 boosts Southern California brand awareness.

What critics are saying

  • CFPB reclassifies HEIs as credit under TILA within 12 months, imposing compliance costs.
  • State courts rule agreements as disguised mortgages in 18 months, triggering rescissions.
  • Hometap and Point capture 40% SEP market share in 12 months, stalling Splitero growth.

What makes Splitero unique

  • Splitero offers HEI with no monthly payments and 500 minimum credit score.
  • Maturity Match aligns HEI term with homeowner's primary mortgage timeline.
  • Splitero Homes brokerage assists HEI clients in selling for optimal prices.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Remote Work Options

Unlimited Paid Time Off

Parental Leave

Health Insurance

Phone/Internet Stipend

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

2%

2 year growth

0%
Splitero
Oct 14th, 2025
Splitero and the Los Angeles Chargers Announce Partnership to Empower Homeowners

Splitero and the Los Angeles Chargers announce partnership to empower homeowners. By Splitero Team and Los Angeles Chargers - October 14, 2025 Splitero named an Official Home Equity Partner of the Los Angeles Chargers, bringing financial education and equity access to fans and Southern California homeowners. SAN DIEGO, CA (October 14, 2025) - Splitero, the financial technology company that provides homeowners better options to access their home equity, today announced a multi-year partnership with the Los Angeles Chargers. This partnership marks a major step in Splitero's mission to support financial wellness through innovative home equity solutions. With this partnership, Splitero becomes an Official Home Equity Partner of the Los Angeles Chargers opening the Chargers Content House Built by Splitero at The Bolt, the team's state-of-the-art training facility and headquarters. In addition, Splitero will also launch a comprehensive brand presence throughout SoFi Stadium - home of the Chargers - to increase awareness and education around home equity options, especially in their home state. "This partnership with the Chargers gives us an incredible opportunity to reach more homeowners who need access to their home equity. We're proud to stand alongside an iconic team that shares our commitment to empowering local communities," said Michael Gifford, CEO and co-founder of Splitero. "Our home is Southern California, and we know how important it is to help families have the tools they need to better their lives." Southern California remains one of the most equity-rich housing markets in the country, but many homeowners are unaware of their options to access that equity without taking on additional monthly payments. According to data from the ICE Mortgage Monitor August 2025 report, homeowners entered Q3 2025 with a staggering $11.6 trillion in accessible home equity, a powerful tool that many don't realize they can use to help deal with rising financial pressures. Through this partnership, Splitero is proud to sponsor and contribute to the Chargers Content House, enabling original content, including: * Chargers Weekly Podcast Presented by Splitero - An ongoing podcast with guest appearances from players, coaches, and executives about what to expect from the team, recorded in the Chargers Content House Built by Splitero, hosted by Bolts radio play-by-play announcer Matt "Money" Smith and KCAL sports anchor and reporter Chris Hayre. * The Breakdown - An in-depth look into the strategy behind the Chargers best moments on the field, hosted by Chargers YouTube Contributor Brett Kollman. * A custom content series, geared at highlighting the stories, personalities, and equity of players and fans alike "We're excited to welcome Splitero to the family as an Official Home Equity Partner of the Los Angeles Chargers," said Corey Norkin, Chargers Chief Partnership Officer. "Through the launch of the Chargers Content House Built by Splitero, not only has Splitero created a new way to generate awareness for their array of innovative resources available to homeowners across Southern California, they've also helped further the Chargers' mission of creating dynamic content that connects authentically with our fans. It's a true win-win for everyone involved, both on the field and off." Fans will also be able to find Splitero branding and messaging across SoFi Stadium on LED ribbon boards, endzone LED boards, wing ads, replay wipes, digital signage pylons as they enter the stadium, and entry kiosks. Splitero will also appear on the videoboard as a sponsor for "In the House," a celebrity spotlight feature, and the Bolts pregame segment "Keys to the Game." For a chance to see Splitero's partnership with the Chargers in action at SoFi Stadium, visit Chargers.com/Tickets. To learn more about Splitero and to get your free cash estimate, visit splitero.com/chargers. Splitero is a financial technology company that provides homeowners better options to access their home equity with no monthly payments. Founded by real estate veterans, Splitero provides a lump sum of cash in exchange for a share of the home's future value. Splitero can help homeowners in Arizona, California, Colorado, Florida, Nevada, New Jersey, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Utah, Virginia, and Washington access their equity with no additional monthly payments. For more information, visit www.splitero.com. Now in their 66th season in Southern California, the Chargers continue to stretch the imagination and put on the most exciting show in football. But don't let the idyllic West Coast setting and iconic powder blue uniforms - widely regarded as the NFL's best - fool you. Behind the dramatic games, unforgettable highlights, beloved players and groundbreaking performances lies an uncompromising drive for success; one rooted in toughness, resilience and good old-fashioned hard work. Established in Los Angeles in 1960 as a charter member of the American Football League, the team played in San Diego from 1961 to 2016 and advanced to five of the first six AFL Championship games, capturing the 1963 title. Joining the National Football League when the two leagues merged in 1970, the Chargers have since claimed an additional 10 division titles and appeared in Super Bowl XXIX. Owned by the Spanos family since 1984, the Chargers returned to Los Angeles in 2017, opened their multi-billion-dollar SoFi Stadium home in 2020, moved into their new quarter-billion-dollar El Segundo training facility in the heart of Los Angeles' South Bay in 2024 and continue to redefine what an NFL franchise looks like in the 21st century. Learn more at www.chargers.com and follow Splitero, Inc. on Instagram, Twitter and YouTube. By Splitero Team and Los Angeles Chargers - October 14, 2025 Want to stay in the loop on the latest here at Splitero? Well you've come to the right place. Because who doesn't like free advice and help. No spam, Splitero, Inc. promise.

PR Newswire
Jan 28th, 2025
Splitero Expands Its Innovative Home Equity Solutions Into Five New States

Florida, Nevada, Ohio, Pennsylvania, and South Carolina homeowners now have better options to access their home equity with no monthly paymentsSAN DIEGO, Jan. 28, 2025 /PRNewswire/ -- Splitero, the financial technology company that provides homeowners better options to access home equity, announced today that it has expanded into Florida, Nevada, Ohio, Pennsylvania, and South Carolina. This expansion addresses housing markets burdened by rising living costs and inventory shortages, offering a timely solution as many homeowners are locked into mortgage rates and in need of a pathway to home equity."Homeowners are seeking smarter ways to access their home equity without additional debt, selling or refinancing their homes," said Michael Gifford, CEO and Founder of Splitero. "We are happy to support families in reaching their financial goals."Available home equity has reached record highs, with almost $11.5 trillion total available to US homeowners. Splitero provides homeowners with access to their equity with no income requirements to pre-qualify and no monthly payments along the way. While lenders have originated about 671,000 new HELOCs, these traditional financial products have burdensome qualification requirements and monthly payments subject to high interest rates."Many homeowners in Florida, Nevada, Ohio, Pennsylvania, and South Carolina are equity-rich, meaning they have outstanding loan balances amounting to less than half their property's market value," said Michael Gifford, CEO of Splitero

Silicon Valley Investclub
Dec 10th, 2024
Splitero Receives $350 Million Capital Commitment

Splitero receives $350 million capital commitment.

VentureCapital.com
Dec 5th, 2024
Splitero Receives $350 Million Commitment from Blue Owl Capital for Home Equity Investments

Splitero receives $350 million commitment from Blue Owl Capital for home equity investments.

CityBiz
Oct 21st, 2024
Splitero Receives $300M Investment From Antarctica Capital

Splitero receives $300M investment from Antarctica Capital.

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