Full-Time
Principal Software Engineer
Confirmed live in the last 24 hours
Affirm
1,001-5,000 employees
Provides buy now, pay later financing solutions
Compensation Overview
$230k - $340kAnnually
Expert
Remote in USA
- Strong experience leading engineering organizations, across multiple product lines, to deliver high quality software.
- Track record of successfully leading engineering teams at both rapidly scaling startups and complex larger technology companies.
- Expertise in synthesizing complex technical requirements, designs, trade-offs, and capabilities into clear decisions, and influence product direction.
- Ability to communicate decisions and practices to the engineering organization effectively.
- Extensive experience building and owning large-scale, highly available consumer product.
- Track record of successfully mentoring and developing technical leaders.
- 15+ years software engineering experience.
- Experience with Fintech and Retail industries for both B2C and B2B (merchants/affiliates) is a plus.
- Experience with Salesforce SalesCloud or ServiceCloud platform is a plus.
- This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
- Drive the long-term vision and architecture of Affirm’s post-purchase user experience, as well as the full lifecycle of our partner onboarding and configuration experience.
- Champion innovative, scalable, and delightful solutions across the engineering organization.
- Promote a strong culture of innovation, drive evaluation, development and roll out of new technologies/frameworks. Actively research, brainstorm, prototype, and present ideas.
- Establish architecture, technical design, and code review standards, coach team members to conduct effective design and code reviews. Ensure high programming standards, create best practices, and lead by example.
- Provide technical guidance and influence in other areas of Engineering.
- Lead technical teams to develop end-to-end solutions for complex problems, interfacing with multiple services and platforms, and multiple external organizations.
- Partner with Product Management, provide technical input to shape product direction and roadmap.
- Lead the organization by hiring, coaching, managing, and supporting a team of senior engineering leaders in technical contributor roles.
- Foster a culture of technical excellence, humility, constant improvement, and rigor to build a team that can confidently tackle complex challenges across multiple technical domains.
- Provide leadership in development of a technical architecture and strategy for a complex and quickly growing business and serve a broader engineering team.
Affirm provides point-of-sale financing solutions as an alternative to traditional credit cards. Its main service is the "buy now, pay later" (BNPL) model, which allows consumers to make purchases and pay for them over time through installment plans, often without hidden fees. Affirm partners with merchants to integrate its payment solutions into both online and in-store shopping experiences, using user-friendly plugins and APIs. This integration requires minimal technical effort from merchants. Affirm generates revenue through interest and fees on the loans it offers to consumers, as well as fees from merchants who use its services. Additionally, it provides a merchant dashboard for transaction processing and marketing support, helping businesses increase conversion rates and enhance customer purchasing power. The goal of Affirm is to offer flexible payment options that benefit both consumers and merchants in the e-commerce and retail markets.
Company Stage
IPO
Total Funding
$2.9B
Headquarters
San Francisco, California
Founded
2012
6 month growth
↑ 4%1 year growth
↑ 3%2 year growth
↓ -11%
Simplify's Take
What believers are saying
- Affirm's partnerships with major brands and events, like the Austin Marathon, enhance its visibility and consumer trust.
- The company's IPO and subsequent market performance indicate strong investor confidence and growth potential.
- Affirm's integration with Apple's new installment loan offerings could significantly expand its user base and market reach.
What critics are saying
- New CFPB regulations could impose additional compliance costs and operational burdens on Affirm, affecting profitability.
- Data breaches, such as the recent Evolve Bank incident, pose significant risks to consumer trust and data security.
What makes Affirm unique
- Affirm's seamless integration with both online and in-store shopping experiences sets it apart from other BNPL providers who may focus solely on e-commerce.
- The dual revenue stream from both consumer interest/fees and merchant fees provides a robust financial model, unlike competitors who may rely on a single revenue source.
- Affirm's user-friendly plugins and APIs make it easier for merchants to adopt their payment solutions, reducing technical barriers to entry.
Benefits
Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.