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United Wholesale Mortgage

Wholesale mortgage lender financing brokers' loans

Underwriter 1

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timePontiac, MI, USAIn-person

About the Job

Requirements

  • A completed 2- or 4-year college degree is required.
  • Complex rationale and problem-solving skills are required.
  • Computer literacy in Microsoft Word, Excel, Outlook, and other internet resources is required.
  • Excellent written and verbal communication skills are required.
  • Willingness to learn and be coached is required.
  • Ability to adapt to a flexible, fast-changing industry is required.
  • Self-motivation and a strong work ethic are required.
  • Ability to take accountability for actions is required.

Responsibilities

  • Collect, review, and examine applicants’ financial history and records.
  • Perform risk assessment reports.
  • Analyze clients’ financial statements and identify effective alternatives to applications.
  • Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies, and required documentation.
  • Keep up with changes and adaptations as they occur.
  • Provide service to internal and external clients.
  • Communicate with clients via email and phone about loan status, including Mortgage Loan Officers and Broker Owners.
  • Manage multiple priorities while building rapport with clients.

Desired Qualifications

  • Experience in Finance and/or Accounting, including financial analysis, accounts receivable, and accounts payable.

About the Company

United Wholesale Mortgage

Wholesale mortgage lender financing brokers' loans

United Wholesale Mortgage funds loans for independent mortgage brokers rather than directly to homebuyers, operating as a wholesale lender. Brokers submit loan requests to UWM, which underwrites and funds the loans, then the brokers close the loan with the borrower. UWM grew from a small Michigan operation to the largest wholesale mortgage lender in the United States, helped by CEO Mat Ishbia’s leadership after joining in 2003 and driving rapid expansion. In 2021, UWM went public through a SPAC merger valued at $16.1 billion, boosting capital and visibility for the broker channel. The company differentiates itself by focusing on the broker channel, scale, and speed of funding, aiming to provide efficient, reliable mortgage funding and technology to support independent brokers and their customers.

Company size
5,001-10,000
Company stage
IPO
Headquarters
Pontiac, MI
Founded
1986

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