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Independence Home Loans

Wholesale mortgage broker offering transparent rates

Executive Loan Officer

Full-Time
$150k - $500k/yr+ Commission
Junior
Scottsdale, AZ, USA
In Person
Finance & BankingRetail & Commercial Banking

About the job

Requirements
  • At least 2 years of experience in mortgage lending or loan origination.
  • A proven track record of exceeding goals.
  • Strong knowledge of loan products, underwriting, and compliance.
  • Must already be licensed and have passed the SAFE Exam.
  • Ability to thrive in a fast-paced, high-reward environment.
Responsibilities
  • Originate and close mortgage loans with borrowers.
  • Follow up with prospective borrowers promptly and accurately.
  • Work with dedicated assistants, processors, and closers, with operations support handling other parts of the process.
Desired Qualifications
  • High-energy, client-first communication style.
  • Relentless follow-up, speed, and precision.

About the company

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Independence Home Loans

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Independent Home Loans is a residential mortgage broker that provides home loan options across purchase, refinance, and reverse mortgages. It works through wholesale lending channels to access lender rates and offers products including Conventional, FHA, USDA, VA, QM and Non-QM. The company emphasizes direct access to underwriters and processors and uses technology to streamline the loan process for faster, easier closings. Unlike retail banks, it aims for lower rates and greater transparency by avoiding hidden fees and backend points, with a pricing model and service designed to be straightforward and fully disclosed. Its goal is to deliver affordable loans with clear terms and responsive service, backed by licenses to operate in multiple states including UT, CA, TX, WA, CO and FL.

Company Size

11-50

Company Stage

N/A

Total Funding

N/A

Headquarters

Australia

Founded

2020

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Simplify's Take

What believers are saying

  • August 2026 lease expansion at The Galleria doubled Scottsdale office footprint.
  • Michelle Hedger leads enterprise technology and AI, supporting underwriting and origination efficiency.
  • Wide state licensing enables rapid market entry whenever mortgage volumes recover.

What critics are saying

  • BBB logged 123 complaints in three years, signaling persistent servicing or sales friction.
  • Federal Savings Bank sued Independence Home Loans in 2023, keeping litigation risk alive.
  • StopIHLCalls alleges illegal telemarketing; repeated call-abuse claims can trigger regulator scrutiny.

What makes Independence Home Loans unique

  • Scottsdale-based lender with nationwide licensing across 40-plus states, including California and Texas.
  • Eric Katz’s leadership team includes compliance, technology, and military-veteran operators.
  • March 2026 Irvine hiring and 253 LinkedIn employees show multi-market distribution reach.

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Benefits

  • Flexible Work Hours