Full-Time

Business Analyst

Posted on 10/31/2025

Zeta

Zeta

1,001-5,000 employees

Cloud-native payment card issuer platform

No salary listed

Hyderabad, Telangana, India + 1 more

More locations: Bengaluru, Karnataka, India

In Person

Category
Business & Strategy (2)
,
Requirements
  • 4 years of experience as a Business Analyst in payments, fintech, banking, or SaaS platforms.
  • Strong understanding of card payments, wallets, and digital benefits ecosystems.
  • Proven ability to analyze, document, and translate requirements into functional solutions.
  • Excellent communication, presentation, and stakeholder management skills.
  • Hands-on experience in preparing FSDs, PRDs, process flows, data flow diagrams, and user stories.
  • Ability to collaborate effectively with cross-functional teams (product, engineering, QA, design).
  • Bachelor's degree in business administration, Computer Science, Engineering, or related field (MBA preferred).
  • 5 years of total experience as a Business Analyst, Consultant, or Solution Architect with product, consulting, or fintech companies.
  • Prior experience managing large, global client projects is a plus.
Responsibilities
  • Requirement Analysis & Documentation Engage with Pluxee stakeholders across India and the Philippines to gather, validate, and prioritize business requirements.
  • Translate business needs into functional specifications, process flows, and user stories.
  • Maintain traceability across requirements, solution design, and delivery outcomes.
  • Solution Design & Consultation Act as a solution consultant by recommending best practices aligned with Zeta a0Benefit SaaS platform.
  • Collaborate with product, engineering, and design teams to define scalable and feasible solutions.
  • Create and maintain FSDs, PRDs, data flow diagrams, and client-facing deliverables.
  • Stakeholder Management Facilitate workshops, walkthroughs, and design discussions with client stakeholders.
  • Ensure alignment between Pluxee client teams and Zeta Studio teams on scope, timelines, and priorities.
  • Provide clear communication, timely updates, and risk visibility.
  • Delivery Support Partner with QA and engineering to validate requirements during development and testing.
  • Support UAT planning and execution, ensuring scenarios are thoroughly validated.
  • Oversee delivery, ensure timely sign-offs, and unblock functional queries during implementation.
  • Continuous Improvement Identify opportunities to optimize business processes and customer journeys.
  • Contribute to internal BA best practices, playbooks, and knowledge sharing.
  • Stay updated on industry trends in payments, wallets, and digital benefits.
Desired Qualifications
  • Experience working with international stakeholders across multiple geographies (India, Philippines, APAC).
  • Exposure to Agile methodologies and tools like JIRA, Confluence.
  • Familiarity with enterprise integrations (APIs, SFTP, batch processing).
  • Knowledge of regulatory/compliance aspects in payments (RBI, BSP, PCI-DSS).
  • Analytical mindset with skills in Excel, SQL, or BI tools.

Zeta provides cloud-native, API-connected payment card issuer processing platforms for banks, financial institutions, and fintechs. Its core product, Omni Stack, lets clients launch and manage digital credit, debit, and prepaid card programs through integrated APIs and cloud services. Transactions and card program management are handled via the platform, often with managed services and partner integrations (e.g., Sparrow) to offer comprehensive payment solutions. The company differentiates itself with a fully cloud-native, API-first approach combined with strong regulatory compliance (ISO IEC 27001, PCI DSS 4.0, SOC 2 Type 2), enabling rapid deployment and secure operation of embedded banking and payments. Zeta’s goal is to accelerate the world toward invisible payments by rethinking payment systems from core to edge.

Company Size

1,001-5,000

Company Stage

Late Stage VC

Total Funding

$430M

Headquarters

San Francisco, California

Founded

2015

Simplify Jobs

Simplify's Take

What believers are saying

  • Raised $50M from Optum in 2025, boosting valuation to $2B from $1.15B.
  • Serves 25M accounts, plans 25M more, with $50M+ annual revenue.
  • Digital Credit as a Service launched 2024 processes 2M daily UPI transactions.

What critics are saying

  • Optum builds competing card processing, poaches Zeta customers within 12-24 months.
  • Mastercard integrates issuer processing, bypasses Zeta for issuers in 18-36 months.
  • Profitability target missed by March 2026, collapses investor confidence immediately.

What makes Zeta unique

  • Zeta's Omni Stack enables rapid launch of compliant digital cards and loans.
  • Tachyon platform powers Sparrow's top-rated credit card for underserved since October 2023.
  • Cloud-native API stack supports issuing, fraud, and digital banking apps globally.

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Benefits

Professional Development Budget

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

1%

2 year growth

-2%
Tech in Asia
Oct 14th, 2025
Zeta raises $50M, valuation hits $2B

Zeta, an Indian fintech firm, has raised $50 million from Optum, boosting its valuation to $2 billion, up from $1.15 billion in 2021 when it received $250 million from SoftBank Vision Fund 2. Founded in 2015, Zeta aids banks and fintechs in modernizing services with cloud tech. It serves 25 million accounts, plans to add 25 million more, and aims for profitability by March 2026. The US is its largest market, followed by India, generating over $50 million annually.

VentureCapital.com
Jun 24th, 2025
Acorns Acquires Zeta for Family Finance

Acorns has acquired Zeta, a financial planning platform for couples and families, to enhance its financial wellness offerings across various life stages. This acquisition, which includes Zeta co-founders Kevin Hopkins and Aditi Shekar joining Acorns, marks the company's fifth strategic acquisition in under two years. Existing Zeta customers will gain access to Acorns' financial wellness benefits. Financial terms were not disclosed.

TechCrunch
Feb 11th, 2025
Zeta valued at $2B in new funding | TechCrunch

Zeta, a provider of banking software to banks and fintech startups, has raised $50 million from a strategic investor at a $2 billion valuation. The new Zeta, a provider of banking software to banks and fintech startups, has raised $50 million from a strategic investor at a $2 billion valuation.

Entrackr
Feb 11th, 2025
Zeta secures $50M, valued at $2B

Zeta, a modern banking tech company, has raised $50 million from an undisclosed strategic investor, valuing the company at $2 billion. Zeta became a unicorn in May 2021 with a $250 million Series C round from SoftBank Vision Fund 2. The company also received $30 million from Mastercard in March 2022 at a $1.5 billion valuation. Zeta's Indian entity reported a 9.42% revenue increase to ₹893.12 crore in FY24, with PAT rising 5.4x to ₹119.82 crore.

Business Wire
Mar 7th, 2024
Zeta Powers Sparrow’S Industry-Leading Credit Card For The Underserved

SAN FRANCISCO--(BUSINESS WIRE)--Zeta, a leading provider of next-gen card processing solutions to banks and credit unions, is proud to announce its partnership with Sparrow Financial to power the most modern credit card program in existence for non-prime customers.Sparrow is founded by industry veterans - Evan Feldman and Lisa Sturm - who have spent 30+ years building and managing large-scale credit card portfolios. They embarked on a quest for a modern card processing solution to launch a differentiated card program for underserved Americans. After meticulous evaluation of various card processors, they chose Zeta's Tachyon platform.Evan Feldman, Co-CEO of Sparrow Financial, said: “Sparrow has built the #1 credit card experience for the underserved in every respect, from a seamless application journey and instantaneous underwriting, a user-friendly mobile app, cutting-edge virtual card experience, a hassle-free repayment process, and an operations center that puts the customer first. This achievement has been made possible through the next-gen capabilities and integrated stack of Zeta.”The Sparrow credit card went live in October 2023, leveraging Zeta for card processing, mobile app, servicing, and advanced data & analytics capabilities. And, in under 6 months of launch, it has received glowing reviews for its intuitive and modern experience from customers with consistently high ratings on Credit Karma and mobile app stores, such as:Great card, easy to use app | ⭐⭐⭐⭐⭐“The virtual card is available right away on the app, which was super convenient. Overall the app is really easy to use, especially compared to some of my other cards.”| ⭐⭐⭐⭐⭐ “The virtual card is available right away on the app, which was super convenient

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