Full-Time
Commercial Banking Development Program Credit Analyst
Warehouse Lending
Posted on 9/9/2026
Western Alliance
1,001-5,000 employees
Regional bank offering tailored business banking
No salary listed
Company Does Not Provide H1B Sponsorship
Phoenix, AZ, USA
In Person
Bachelor's
 Finance & Banking (1) |
|---|
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- Completion of an Accounting course.
- A bachelor's degree or equivalent experience is required.
- A GPA of 3.0 or higher is required.
- Strong analytical, conceptual, communication, leadership, and organizational skills.
- An interest in working in Commercial Banking.
- Ability to self-motivate and work productively without supervision.
- Entry-level speaking and writing communication skills.
- Spread, manage, and maintain financial background information on present and prospective customers.
- Develop credit studies for Loan Officers, the Chief Credit Officer, and other Executive Management.
- Manage spread assignments, conduct financial analyses, and maintain related records and files.
- Prepare credit department reports.
- Support the Credit Administration team in analyzing credit and collateral information to determine lending risk.
- Collect, organize, and analyze company financials to ensure bank compliance, and update the bank's systems accordingly.
- Work directly with clients to resolve compliance issues and operational inquiries.
- Review client financials and perform sensitivity analysis to evaluate credit risk in connection with bank structures.
- Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
- Collaborate cross-functionally with bank groups to execute treasury management products, foreign exchange instruments, derivatives, and legal documents.
- Produce loan packages for new and restructured loans.
- Facilitate reporting and requests on behalf of the bank with third parties, including field auditors and appraisers.
- Monitor loan disbursements to ensure compliance with bank regulations.
Western Alliance provides banking products and financial services to small and middle-market businesses, real estate investors, and professional firms. The company operates through several regional divisions and specialized lending groups that generate revenue by providing customized loans, deposit accounts, and treasury management services. Unlike many traditional banks, it uses a relationship-based model that combines local geographic expertise with national specialized groups in sectors like technology and life sciences. Its goal is to provide tailored financial solutions to specific industries and local markets through a diversified portfolio of commercial and industrial lending.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Phoenix, Arizona
Founded
2002
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Simplify's Take
What believers are saying
- Q2 2026 EPS reached $2.36 and net income hit $268.8 million.
- Western Alliance cut higher-cost deposits by over $1 billion and lowered funding costs.
- Management raised 2026 ambitions to $5 billion loan growth and $150 million buybacks.
What critics are saying
- Jefferies sued Western Alliance on July 2, 2026 over the First Brands $25 million account.
- March 6, 2026 LAM charge-off of $126.4 million exposed weak oversight in structured trade finance.
- Heavy CRE and specialized-lending concentration makes another fraud, servicing, or tenant shock immediately earnings-damaging.
What makes Western Alliance unique
- WA VenueX launched July 24, 2026, giving Western Alliance always-on dollar settlement for crypto clients.
- Western Alliance serves about 150 institutional digital-asset clients, including stablecoin issuers, exchanges, and trading firms.
- Its specialized lending platform spans CRE, tech, and mortgage warehouse financing across national niches.
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Benefits
Health Insurance
Dental Insurance
401(k) Company Match
Tuition Reimbursement
Employee Referral Bonus
Wellness Program
Company News
Hadrian has closed a $360 million revolving credit facility to expand its US manufacturing infrastructure and meet production targets for defence and aerospace programmes. Morgan Stanley Senior Funding served as lead arranger, with joint lead arrangers including Western Alliance Bank, J.P. Morgan, and First Citizens Bank. The financing follows Hadrian's $1.37 billion Series D fundraise announced last week, which valued the advanced manufacturing company at $7.87 billion. The credit facility will support buildout of Hadrian's factory network and machinery investments. Hadrian currently operates four facilities totalling nearly 3 million square feet in California, Arizona, and Alabama, with additional sites under development. The company builds highly automated factories combining robotics and AI for space and defence manufacturers.
MarginEdge, an Arlington, Virginia-based restaurant management and financial software platform provider, raised $80m in Series D and debt funding
Ordway, a monetisation platform for innovative business models, has secured $20 million in growth capital. The funding round was led by Harbert Growth Partners, with Western Alliance Bank's Innovation Banking Group participating through debt. The company plans to use the investment to double its research and development budget, focusing on advancing its artificial intelligence product roadmap. Ordway has doubled its recurring revenue over the past two years whilst remaining profitable. Recent AI-powered launches include MCP access for Claude, an advanced cash reconciliation feature, and a contract data abstraction tool. The company has also introduced Ordway Payments, an integrated platform designed to streamline payment processing and revenue reconciliation. The funding will support development of AI agents to automate time-consuming tasks such as updating financial records and creating AI-powered forecasting models for cash flow and revenue predictions.
Western Alliance launches WA VenueX for round-the-clock dollar settlement. Western Alliance Bank revealed on Friday that it has formally launched WA VenueX, an institutional platform offering real-time US dollar liquidity and support for digital asset activity within a regulated banking environment. The Phoenix-based commercial bank, which holds more than $90 billion in assets, said that its WA VenueX Network provides 24/7 dollar instant settlement for approved institutional digital asset businesses. Since an initial rollout earlier this year, the network has processed billions of dollars in transaction volume across stablecoin minting and redemption, institutional settlement and real-time liquidity rebalancing. The launch places Western Alliance among a small group of regulated US financial institutions offering always-on infrastructure for institutional digital asset markets. Further capabilities, including digital asset custody, financing, tokenisation and programmable financial services, are said to be in development and will be introduced in phases. "Western Alliance Bank is always looking for innovative ways to better serve our clients while advancing the S-curve funding growth strategy we outlined at our Investor Day in May," stated Dale Gibbons, vice chairman and chief banking officer, deposit initiatives and innovation. He added that the platform also supported the bank's deposit remixing efforts and a more diversified source of funding. David Fragale, senior managing director of the bank's digital assets group, said WA VenueX "brings together real-time USD settlement and a roadmap toward integrated digital asset capabilities within a single platform." The bank noted that it launched the platform with nearly five years of digital asset banking experience and about 150 institutional clients, including stablecoin issuers, exchanges and trading firms. The network is currently available to select clients, with integration supported via API.
Western Alliance Bank has launched WA VenueX, an institutional financial platform providing 24/7 US dollar liquidity for digital asset businesses. The bank, which has over $90 billion in assets, said the platform has already processed billions of dollars in transactions since its initial rollout earlier this year. WA VenueX Network enables real-time settlement for stablecoin minting and redemption, institutional digital asset settlement, and liquidity rebalancing. The platform currently serves select institutional clients, with Coinbase among the users. Western Alliance plans to expand the platform's capabilities to include digital asset custody, financing, tokenisation, and programmable financial services in coming months. The bank has approximately 150 institutional digital asset clients, including stablecoin issuers, exchanges, and trading firms.