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Full-Time

Fraud Investigation Analyst

Disputes

Confirmed live in the last 24 hours

Self Financial

Self Financial

501-1,000 employees

Online platform for credit score improvement

Fintech
Financial Services

Compensation Overview

$60k - $68kAnnually

+ Quarterly Performance-Based Bonuses

Junior, Mid

Remote in USA

Remote work arrangements available.

Category
Risk Management
Finance & Banking
Required Skills
Customer Service
Requirements
  • Experience working in the financial services industry with a strong knowledge of credit
  • 2+ years of experience in credit card investigations, chargebacks, and case processing (preferred)
  • Knowledge of Visa operating rules and Regulation Z (preferred)
  • Ability to adapt to change in a fast-paced environment
  • Ability to make judgmental business decisions with minimal need for support
  • Strong analytical and investigative skills with the ability to interpret data and detect anomalies
  • Ability to rapidly understand and absorb new information and takes a proactive approach to learning and self-development
  • Enjoys tackling repetitive tasks and offering ideas for process improvement
  • Brings high energy and interest to customer inquiries and remains calm under pressure
  • Strong written, verbal, and organization skills
  • Can join team culture and build rapport remotely
Responsibilities
  • Conduct thorough investigations into alleged cases of unauthorized transactions or potential billing errors
  • Ensure all actions and investigations comply with regulations, company policies, and payment network rules
  • Ensure fraud cases are documented with accurate and detailed records of the investigation
  • Prioritize and handle multiple fraud cases simultaneously, ensuring timely resolution within multiple workflows
  • Evaluate denied claims to validate a proper investigation was conducted and the correct decision made
  • Complete daily operational tasks, including transactional fraud investigation, high risk transaction reviews, and response to customer inquiries via email
  • Make outbound contacts to customers and/or merchants to gather additional information
  • Provide exceptional customer service while handling fraud-related inquiries
  • Stay informed about the latest fraud trends, techniques, and regulatory requirements

Self Financial helps individuals build or rebuild their credit scores through online services and a mobile app. Their main products are Credit Builder Loans and the Self Credit Card. A Credit Builder Loan involves a small loan that is secured in a certificate of deposit (CD), where monthly payments are reported to credit bureaus to help establish a positive credit history. Once the loan is paid off, the borrower can access the funds in the CD, turning payments into savings. The Self Credit Card requires an upfront deposit and also reports monthly payments to credit bureaus. Unlike traditional credit unions, Self Financial operates entirely online, making it accessible to tech-savvy users and those without access to conventional banking. The goal of Self Financial is to help clients improve their credit scores, enabling them to qualify for loans and other financial products while generating revenue through fees associated with their services.

Company Stage

Series E

Total Funding

$127.8M

Headquarters

Austin, Texas

Founded

2015

Growth & Insights
Headcount

6 month growth

7%

1 year growth

19%

2 year growth

53%
Simplify Jobs

Simplify's Take

What believers are saying

  • The partnership with Regions Bank enhances Self Financial's credibility and expands its reach to more consumers seeking to improve their financial health.
  • Self Financial's acquisition of RentTrack allows it to offer a more comprehensive credit-building service by including rent payment reporting to credit bureaus.
  • The company's innovative approach to gamification and incentivizing good financial habits can lead to higher user engagement and better financial outcomes for clients.

What critics are saying

  • The competitive landscape in the fintech sector is intense, with numerous companies offering similar credit-building services.
  • Reliance on fees from Credit Builder Loans and the Self Credit Card could be a limiting factor if regulatory changes impact fee structures.

What makes Self Financial unique

  • Self Financial offers a unique combination of Credit Builder Loans and a secured credit card, specifically designed to help individuals build or rebuild their credit scores, unlike traditional financial institutions.
  • The company's entirely online and mobile app-based service model makes it highly accessible to tech-savvy consumers and those without access to traditional banking services.
  • Self Financial's focus on financial inclusion and credit-building for underserved populations sets it apart from other fintech companies.

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Benefits

Company Equity in the form of RSUs

Quarterly performance-based bonuses

Generous employer-paid health, vision, & dental insurance coverage

Flexible vacation policy

Educational assistance

Free gym membership

Casual dress code

Team building events and activities

Remote work arrangements/ flexible work schedule

Paid parental leave