C

Clair

No-cost on-demand wage advances for employees

Strategic Finance Senior Manager

Full-Time
$165k - $185k/yr+ Equity
Mid, Senior
Bachelor's
New York, NY, USA
In Person
Finance & BankingCorporate Finance & FP&A

About the job

Requirements
  • A bachelor's degree in Finance, Accounting, Economics, or a related field.
  • Four to five years of experience in corporate finance, strategic finance, financial planning and analysis, investment banking, or financial reporting.
  • Strong financial modeling, forecasting, and data visualization skills.
  • Direct experience building process automations with AI and planning tools, and familiarity with data structures beyond spreadsheets.
  • Experience building board-quality charts and presentations, with high attention to detail on data accuracy.
  • Advanced Excel and PowerPoint skills, and comfort working across accounting outputs, financial planning and analysis model outputs, and executive audiences simultaneously.
  • Experience supporting month-end close reporting and management reporting packages.
  • Strong communication, organization, and cross-functional collaboration skills, including the ability to produce a clear financial summary and explain the numbers to a non-finance partner.
Responsibilities
  • Partner with Finance leadership on forecasting, budgeting, long-range planning, and business performance analysis.
  • Build and maintain financial models across revenue, unit economics, profitability, headcount, and cash flow to support strategic decision-making.
  • Evaluate new products, partnerships, and growth opportunities through financial analysis, business cases, and scenario modeling.
  • Own the creation of board, investor, and leadership reporting, translating complex data into clear insights and recommendations.
  • Deliver monthly business reporting and performance reviews for leaders across Product, go-to-market, Partnerships, and Controllership.
  • Partner cross-functionally to understand performance drivers, identify opportunities, and improve business outcomes.
  • Build scalable reporting infrastructure using Pigment, Snowflake, SQL, AI tools, and automation to improve speed, accuracy, and efficiency.
  • Champion AI and automation initiatives that help Finance scale through systems and technology.
  • Support fundraising, investor relations, and other strategic finance initiatives as Clair continues to grow.
Desired Qualifications
  • Fintech, payments, or high-growth startup experience, especially earned wage access, lending, or embedded finance.
  • Familiarity with Pigment, Snowflake, Sigma, Looker, or SQL.
  • Experience modeling credit risk, cohort economics, or loan-level unit economics.
  • Ability to independently build and maintain dashboards and reporting infrastructure.

About the company

Clair offers on-demand wage access as a fintech service for employees. It partners with employers to integrate wage-advance functionality into payroll systems, allowing workers to access a portion of their earned wages before payday through Clair’s platform and a virtual or physical debit card. The core product has no fees or interest, so employees can obtain advances without extra costs. Clair generates revenue through employer partnerships and optional rewards programs, and its service is designed as an employee benefit that supports financial wellness and workplace satisfaction. Clair differentiates itself by providing a no-cost, no-interest wage-advance option and by embedding the service into existing HR/payroll workflows, making it easy for employers to offer this benefit. The company’s goal is to expand access to earned wages, helping hourly workers and gig economy workers cover unexpected expenses and manage finances more effectively.

Company Size

51-200

Company Stage

Series B

Total Funding

$218.3M

Headquarters

New York City, New York

Founded

2019

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Simplify's Take

What believers are saying

  • Clair hit a $100 million revenue run rate on August 11, 2026.
  • It also became cashflow positive, with $2 billion volume, 500,000 MAUs, and 300,000 businesses.
  • August 2026 launches Bill Assist and Credit Builder expand Clair beyond wage access.

What critics are saying

  • H.R. 9330 advanced September 1, 2026, threatening stricter federal EWA disclosure and lending rules.
  • Clair depends on Pathward and payroll partners; a single contract change can cripple distribution.
  • Payroll giants can copy EWA in-house, compressing Clair's margins and relevance within 24 months.

What makes Clair unique

  • Clair embeds earned wage access inside Gusto and QuickBooks workflows, not a standalone app.
  • Pathward, N.A. originates advances, giving Clair FDIC-insured banking rails and compliance credibility.
  • Clair charges workers nothing, monetizing interchange and platform relationships instead of borrowing fees.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Health Savings Account/Flexible Spending Account

Unlimited Paid Time Off

Paid Vacation

Hybrid Work Options

401(k) Retirement Plan

401(k) Company Match

Parental Leave

Growth & Insights and Company News

Headcount

6 month growth

-2%

1 year growth

-1%

2 year growth

1%
The Mirror Democrat and Savanna Times-Journal
Oct 8th, 2026
Pathward and Clair extend partnership to expand access to Earned Wage advances.

Pathward and Clair extend partnership to expand access to Earned Wage advances. * 1 hr ago Pathward Financial, Inc. (Nasdaq: CASH) through its subsidiary, Pathward(R), N.A., ("Pathward") a national bank focused on expanding financial access through payments and lending solutions, announced an extension of its partnership with Clair, an embedded financial technology company providing earned wage advances through payroll and workforce platforms. Under the renewed agreement, Pathward will continue originating advances offered through Clair's platform, helping workers access eligible earned wages before payday. National bank, Pathward, announced an extension of its partnership with Clair, an embedded financial technology company providing earned wage advances through payroll and workforce platforms. "Clair has built an embedded solution that gives workers greater choice in when they access their earnings," said Pathward's Chief Customer Officer Will Sowell. "Extending our partnership reflects our shared commitment to responsible innovation and expands the reach of a solution designed to improve financial access. We look forward to continuing to provide the banking and lending infrastructure that supports Clair's growth." Clair embeds earned wage advance solutions into payroll and workforce platforms, giving eligible workers access to a portion of their earned wages before payday. For employers, the solution can provide a financial wellness benefit without requiring changes to existing payroll processes and without an employer fee. Through the partnership, Pathward provides the lending infrastructure and originates the earned wage advances offered through Clair's platform. According to Clair, its platform has reached a $2 billion wage advance volume run rate, 500,000 monthly active users, and more than 300,000 active businesses. "Our partnership with Pathward has been central to building an experience that can scale responsibly across payroll and workforce platforms," said Clair CEO and Founder Nico Simko. "This extension allows us to continue expanding access to earned wages through the technology workers already use." About Pathward Financial, Inc. Pathward Financial, Inc. (Nasdaq: CASH) is a U.S.-based financial holding company driven by its purpose to power financial inclusion. Through its subsidiary, Pathward(R), N.A., Mycarrollcountynews strive to increase financial availability, choice and opportunity through payments sponsorship and lending. These capabilities provide support to individuals and businesses. Learn more at pathwardfinancial.com. About Clair Clair is a leading provider of embedded Earned Wage Access (EWA), empowering workforce management and payroll platforms to offer early access to earned wages to employees at no cost to employers. Supported by its partnership with FDIC-insured national bank Pathward, N.A., Clair has 300,000 active businesses on the platform across 41 different industries, increasing retention and financial wellness amid front-line worker shortages. Based in New York, Clair has a team of 78 full-time employees and has raised $69.2M in funding from investors including Thrive Capital, Upfront Ventures, Kairos HQ, and Founder Collective. For more information, visit getclair.com. Media gallery

Business Wire
Sep 12th, 2026
Fintech company Clair raises $175 million to launch first free, on-demand pay solution powered by FDIC-insured bank, to help front-line workers get paid same day

Clair, a mission-driven fintech company, today announced it raised $175 million in funding to launch the first free, consumer-friendly, on-demand pay solutio...

TechRseries
Aug 12th, 2026
Clair reaches $100M revenue run rate in under two years.

Clair reaches $100M revenue run rate in under two years. The rapid growth is fueled by $2 billion in wage advance volume run rate, 500,000 monthly active users, and over 300,000 active businesses on the platform. Clair, the embedded earned wage access infrastructure powering payroll and workforce platforms, announced it has crossed $100 million in revenue run rate in under two years. Clair also turned cashflow positive earlier this year. These milestones come as Clair hits record highs across its platform, with $2 billion in wage advance volume run rate, 500,000 monthly active users, and over 300,000 active businesses. This growth underscores the scale of the financial problem Clair was built to solve: U.S. employers currently hold $500 billion in unpaid, earned wages. By embedding directly into partner platforms, including Gusto and QuickBooks, Clair unlocks that money for Americans when they need it most. These milestones show that work is accelerating as inflation and rising costs are making unexpected bills untenable for many American workers. "For centuries, the rule of labor was set in stone: work today, get paid weeks later," said Clair CEO Nico Simko. "We are rewriting that rule and betting that payroll and workforce apps will lead the democratization of faster access to wages. I am incredibly proud to achieve these milestones and see this vision operating at a massive scale." Clair is also expanding beyond earned wage access. The company unveiled two new products designed to help consumers pay their bills, build their credit, and save on fees. Bill Assist helps individuals keep track of their bills to help avoid overdraft or late fees, and Credit Builder provides individuals with a new path to build their credit score with every paycheck. Clair continues to work toward its mission to make America's workforce financially free by providing seamless, transparent, and fair access to financial services connected to the workplace. [To share your insights with us, please write to [email protected]]

PR Newswire
May 18th, 2026
Belfry partners with Clair to offer on-demand pay for US security officers

Belfry, an operating platform for security guard services companies, has launched On-Demand Pay, allowing security officers to access earned wages before payday. The earned wage access benefit is powered by financial technology company Clair, with advances originated by Clair's banking partner, Pathward. The service addresses financial stress amongst the US private security industry's one million-plus hourly workers, who often face cash flow challenges between pay periods. Belfry aims to help security companies compete for talent in a sector struggling with high turnover and chronic understaffing. On-Demand Pay is included at no additional cost for Belfry customers and requires no changes to payroll processes. Employers are not responsible for funding advances or collecting repayments. The feature is embedded directly in the Belfry app.

Business Wire
May 22nd, 2025
Wages Earned, Wages Paid: Embedded Fintech Clair Raises Over $23M in Series B to Continue its Mission to Provide Secure, Simple Earned Wage Access

Clair, the pioneering fintech company offering Earned Wage Access (“EWA”) originated by national bank, Pathward®, N.A., today announced that it has raised $2...