T

The Hartford

Sells business insurance and employee benefits

Auto/General Liability Claims Specialist

Claims AdjudicationUpdated on Nov 11
Full-time

About the Job

Requirements

  • A minimum of seven years handling complex litigated Auto and General Liability coverage and liability matters is required.
  • Strong analytical ability and organizational skills are required.
  • Excellent oral and written communication skills are required.
  • Strong strategic thinking and execution skills are required.
  • Excellent negotiation and advanced technical claim-handling skills, including knowledge of coverage and tort laws, are required.
  • The candidate must be able to communicate thoughts clearly and concisely and influence and persuade others.
  • Strong interpersonal skills are required.
  • The candidate must be able to exceed expectations and influence others.

Responsibilities

  • Handle a caseload of complex, high-exposure Auto and General Liability claims throughout the claim life cycle, and potentially handle complex, high-exposure Personal and Advertising Injury claims.
  • Conduct investigations and analyze and evaluate the information learned.
  • Make coverage determinations and communicate written positions to insureds and other required parties.
  • Set appropriate expense and indemnity reserves within prescribed authority levels and monitor them regularly for needed adjustments.
  • Present cases to management for expense or indemnity reserve authority above established authority levels.
  • Develop and implement resolution strategies to achieve high-quality outcomes.
  • Proactively manage litigation and counsel, including litigation planning and execution, budgeting, and bill review.
  • Attend trials and mediations as necessary.
  • Contribute to broader claim and enterprise goals by participating in audits, projects, and product development initiatives.
  • Prepare comprehensive reports and deliver presentations to senior claim leadership on case developments, policy issues, industry trends, and related topics.
  • Support field offices with coverage and liability analysis, time-limit demands, extra-contractual exposure evaluations, and other complex issues.
  • Work with business partners to evaluate and address claim trends and developments.
  • Address inquiries from agents and policyholders and provide customer service.

Desired Qualifications

  • A Bachelor's degree is preferred; a law degree is a plus.

About the Company

The Hartford

Sells business insurance and employee benefits

The Hartford sells insurance to businesses and individuals, covering property, liability, workers' compensation and auto risks, along with group disability, life and paid-leave benefits that employers offer their staff. Its business unit insures everything from local shops to large corporations and writes specialty coverage in the United States and abroad, while its personal unit sells car and home policies to individual customers. Agents, brokers and direct channels sell the policies, and the company earns money from premiums and from investing them before claims are paid. Its oldest insurer was founded in 1810, and the company is based in Hartford, Connecticut.

Company size
10,001+
Company stage
IPO
Headquarters
Hartford, CT
Founded
1810

Recently Posted Jobs

Explore more opportunities at The Hartford

See more jobs