Full-Time

Sales Agent

Branch Financial

Branch Financial

201-500 employees

Insurtech delivering instant, embedded home/auto quotes

Compensation Overview

$16.80 - $24/hr

+ Employee stock options + $1,000 vacation contribution

No H1B Sponsorship

Columbus, OH, USA

Remote

Remote within the listed states, with a preference for candidates in Ohio.

Category
Sales & Account Management (1)
Required Skills
Sales

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Requirements
  • An active Property & Casualty license.
  • Two to four years of experience in multi-carrier home and auto insurance sales.
  • Strong understanding of underwriting, risk appetite, and coverage structures.
  • Ability to navigate multiple systems and digital workflows, including rater and carrier platforms.
  • Ability to operate effectively in a high-volume, fast-paced, dynamic environment.
  • Strong verbal and written communication skills with a clear, confident, and member-focused approach.
Responsibilities
  • Drive inbound and outbound conversations, creating a seamless member experience.
  • Deliver fast and accurate multi-carrier quotes grounded in strong underwriting judgment.
  • Navigate multiple rater and carrier systems with speed, accuracy, and efficiency.
  • Manage the sales pipeline through proactive follow-up and a focus on conversion.
  • Guide members through coverage choices so they feel informed and confident.
  • Identify bundling opportunities and promote Branch solutions when appropriate for the member's needs.
  • Represent the Branch brand professionally and maintain a member-first approach.
Desired Qualifications
  • Prior agency experience, especially with multi-carrier quoting.
  • Collaborative team orientation and passion for helping people and strengthening the community.

Branch Insurance provides personal lines coverage (home, auto, renters, umbrella) through a member-owned reciprocal exchange and a multi-channel distribution model. Its platform uses data and automation to bind a bundled home and auto quote in seconds from just a name and address, and it enables embedded insurance via APIs with partners like Rocket Mortgage, OpenRoad Lending, and SimpliSafe. The company differentiates itself with a Branch Insurance Exchange that returns unused premiums to members, a flat 5% management fee, and a Public Benefit Corporation/B Corp status, along with a nonprofit, SafetyNest, to help underserved people. Its goal is to make insurance cheaper and more accessible while serving the communal good.

Company Size

201-500

Company Stage

Series C

Total Funding

$229.5M

Headquarters

Columbus, Ohio

Founded

2017

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Simplify Jobs

Simplify's Take

What believers are saying

  • Branch reported 2025 results with a 60% adjusted loss ratio and nine improving quarters.
  • July 2026 CrashBay expansion strengthens claims control without adding headcount or heavy fixed costs.
  • Branch’s 2024 Series D gave runway to expand life insurance and partner channels.

What critics are saying

  • Branch cut jobs again in April 2026, signaling growth pullbacks and operating strain.
  • Maryland and Wisconsin rate cuts show pricing pressure and reliance on favorable loss trends.
  • A bad catastrophe year or claims inflation can crush the exchange and force retrenchment.

What makes Branch Financial unique

  • Branch’s instant-bind home-and-auto quoting still compresses acquisition friction and sales cycles.
  • The reciprocal exchange structure ties pricing discipline to member-owned economics, not pure fee extraction.
  • CrashBay launched Branch’s direct repair program in under three weeks, proving unusual execution speed.

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Benefits

Remote Work Options

Flexible Work Hours

Loan?

Growth & Insights and Company News

Headcount

6 month growth

2%

1 year growth

0%

2 year growth

-1%
Quandec Corporation
Jul 28th, 2026
Branch partners with CrashBay for direct repair program.

Branch partners with CrashBay for direct repair program. Branch, the digital-first insurer, said today it has expanded its direct repair program through CrashBay, connecting policyholders to a vetted repair network with managed claims coordination. The companies said the program went from decision to launch in under three weeks. The arrangement routes Branch collision claims to repair facilities through a third-party marketplace rather than through a network the carrier builds and staffs itself. CrashBay do matches carrier repair needs to a vetted network and manages the work, the payments and customer communication through repair completion. "CrashBay integrated its managed repair program within its claims management system in under three

Legacy Crashbay
Jul 28th, 2026
Branch enhances its direct repair program offering with CrashBay.

Branch enhances its direct repair program offering with CrashBay. The digital-first insurer adds a fully managed, vetted repair network to its claims service offerings. COLUMBUS, Ohio, July 28, 2026 - Branch today announced an enhancement to its direct repair program that gives its members greater access to a digital-first vetted repair network with fully managed claims coordination. The program, powered by CrashBay, was built in just under three weeks. Most direct repair programs (DRP) take months to design, staff, and launch. But, Branch, a digital-first insurer designed to make everything about insurance more efficient, wanted a partner that could match its velocity. Working with CrashBay, it went from decision to live program in under three weeks, and members began seeing the benefit almost immediately. CrashBay - a neutral coordination infrastructure - connects Branch's members to a vetted repair network and coordinates each repair end to end. Crashbay doesn't own any of the repair shops and does not perform repairs, but by serving as a true digital marketplace, is able to offer Branch members access to the best repair options in any marketplace they reside. For a carrier built on automation and fast cycle times, the program adds a fully managed repair layer without adding headcount or administrative drag. "Branch is the kind of carrier we move fastest with," said John Harvey, founder of CrashBay. "They are decisive, they are built on technology, and they wanted a repair program that could keep up. We stood it up in weeks rather than months, and it has delivered for their policyholders almost right away." "CrashBay strengthened a direct repair program we were already proud of, integrating with our claims management system and raising the bar on coordination and execution for our members," said Charlie Wendland, Chief Claims Officer, Branch. "CrashBay integrated our managed repair program within our claims management system in under three weeks and connected our members to a vetted network with a level of coordination and execution they deserve." Branch's launch shows what is possible when a digital-first carrier and a coordination platform move at the same speed. About CrashBay. CrashBay is a digital platform that connects every side of the collision repair industry: insurance carriers, fleets, OEMs, third-party administrators, and repair shops. CrashBay operates as neutral coordination infrastructure. It does not own repair facilities and does not perform repairs. Instead, it matches carrier and fleet repair needs with a vetted repair network and manages the work, the payments, and the customer experience through to completion. By delivering managed-repair and concierge-grade coordination, CrashBay fills the gaps that traditional direct repair programs leave behind, giving carriers a better claims outcome, giving shops steady and well-supported volume, and giving customers a faster, more transparent repair. Learn more at CrashBay.com. About Branch. Branch launched in 2019 by insurance veteran Steve Lekas and tech entrepreneur Joe Emison with a mission to make insurance more accessible so more people can be covered. Branch brings deep data and technology expertise to bear to improve the entire insurance experience for consumers, agencies, and carriers. For consumers and agencies, Branch operates the Branch Insurance Exchange, a modern-day insurance cooperative powered by a revolutionary instant-bind capability that removes all of the friction associated with getting covered so consumers can bundle their home and auto insurance with ease and save money faster than ever before. Headquartered in Columbus, Ohio, Branch is a Public Benefit Corporation and Certified B Corporation committed to meeting high standards of social and environmental performance, and accountability.

Metric Media LLC
Jul 1st, 2026
NAMIC presents annual innovation award to Branch for AI-driven claims modernization.

NAMIC presents annual innovation award to Branch for AI-driven claims modernization. The National Association of Mutual Insurance Companies presented its annual Award in Innovation, sponsored by Guy Carpenter, to Branch on July 1 for its work in modernizing first notice of loss and call center operations using artificial intelligence technology. The initiative aimed to improve member accessibility, data integrity, and claims responsiveness. Branch, an Ohio-based company, implemented AI-enabled voice technology to handle structured claim intake and integrate data directly into its claims platform. The company also redesigned workflows to ensure faster assignment and improved downstream handling. These changes extended beyond the claims process to broader call center operations by reducing hold times, improving documentation quality, and allowing human representatives to focus on complex interactions rather than manual data capture. Neil Alldredge, president and CEO of NAMIC, said, "Mutual insurers, and reciprocals like Branch, thrive when they remain focused on policyholders. Through its use of AI, Branch has made one of the more arduous parts of insurance - claims processing - faster and more efficient, which benefits everyone." Branch was founded in 2017 by Steve Lekas and Joseph Emison. It offers auto, homeowners, renters, and umbrella insurance as a tech-forward reciprocal insurance company. Charlie Wendland, chief claims officer at Branch, said, "What we're most excited about is that [this award-winning initiative] has improved member experience. We have seen multiple-point increases on our NPS year over year. We're not placing all the credit on AI, but it has freed up employees to spend more time on the customer care side of things, which explains the 'why' of what we are doing."

Coverager
May 20th, 2024
Branch Insurance Exchange Reports Q1 Results

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Coverager
Mar 15th, 2024
Branch Insurance Exchange Reports Q3 2024 Results

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