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Optasia

AI-driven credit decisions for financial inclusion

Financial Controller

Financial AccountingUpdated on Nov 10
Full-timeLusaka, ZambiaNo salary listed

About the Job

Requirements

  • Maintain current ZICA membership at Associate (Chartered Accountant) grade or above, in good standing.
  • Hold a recognised professional accountancy qualification such as CA Zambia, ACCA, or CIMA.
  • Have at least 5 years of accounting or finance experience, including 3 years post-qualification.
  • Have at least 2 years of experience in a bank, financial institution, payment service provider, mobile money operator, fintech, or other regulated entity.
  • Have hands-on experience with regulatory reporting, ZRA filings, bank reconciliations, and audit liaison.
  • Have working knowledge of IFRS, Zambian tax law, and the Bank of Zambia payment systems framework.
  • Have accounting software and spreadsheet skills, and accuracy with high transaction volumes.
  • Have high integrity, sound judgement, and discipline around deadlines.
  • Ordinarily reside in Zambia and have the right to live and work there.
  • Be able to meet the Bank of Zambia fit and proper requirements.

Responsibilities

  • Maintain the books and general ledger under IFRS and the Companies Act, and run the monthly close, management accounts, and Group reporting packs.
  • Prepare the annual financial statements for Group review and Board approval.
  • Prepare, sign, and submit Bank of Zambia financial and statistical returns on time, and support inspections and information requests.
  • File all ZRA returns, including corporate income tax, provisional tax, PAYE, withholding tax, and VAT, and make statutory remittances to NAPSA, NHIMA, and the Workers' Compensation Fund.
  • Reconcile the pre-funded float, token sales, and settlements with the utility and partner payment service providers every day, and resolve breaks quickly.
  • Stop any issuance, settlement, or payment that would breach float limits, controls, or delegated authority, and escalate immediately.
  • Manage banking relationships in Zambia and act as a joint signatory within the Board-approved mandate.
  • Process supplier payments, payroll, and statutory payments within delegated limits.
  • Lead the relationship with external auditors, prepare audit schedules, and track findings to closure.
  • Operate and document local financial controls, including segregation of duties and record retention.
  • Support the Chief Compliance Officer on AML/CFT obligations by flagging unusual patterns in funding, settlement, or payments.

Desired Qualifications

  • Hold a degree in accounting, finance, or a related field.
  • Have experience in prepaid, utility payments, or other settlement-heavy businesses.
  • Have experience working within a group structure and delegated authority framework.
  • Have exposure to AML/CFT and Financial Intelligence Centre requirements.

About the Company

Optasia

AI-driven credit decisions for financial inclusion

Optasia provides AI-driven fintech tools for intelligent credit decisions designed for Mobile Network Operators (MNOs), mobile wallet operators, and financial institutions. It uses a fully automated decisioning algorithm to evaluate data and generate millions of financing decisions in real time. The company operates on a B2B2X model, delivering real-time credit scoring, omnichannel delivery, and personalized marketing to partners who then serve end customers. Its solutions aim to enable scalable growth and broader financial inclusion for retail SME customers across multiple markets.

Company size
201-500
Company stage
IPO
Headquarters
Dubai, United Arab Emirates
Founded
2012

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