Q

Q2

Digital banking platform for community institutions

Senior Data Scientist

Full-TimeUpdated on 10/23/2026
No salary listed
Senior, Expert
Bachelor's
Cary, NC, USA
In PersonHybrid work opportunities are mentioned, but the attendance schedule and whether they apply to this position are not specified.
Data & AnalyticsData Science
No H1B Sponsorship

About the job

Requirements
  • Typically requires a Bachelor's degree in Data Science, Computer Science, Statistics, or a relevant field and 8 years of related experience; or an advanced degree with 6 or more years of experience; or equivalent related work experience.
  • Demonstrate strong proficiency in Python or R, SQL, and machine learning libraries.
  • Have hands-on experience with large language models, including prompt engineering, retrieval-augmented generation, and large language model evaluation frameworks.
  • Prove the ability to lead end-to-end data science projects from discovery through production.
  • Have experience writing clean, maintainable code and using version control such as Git.
  • Be authorized to work for any employer in the United States.
  • Have fluent written and oral communication in English.
Responsibilities
  • Explore and engineer features from large, complex commercial banking datasets, including loan pricing, relationship profitability, and deal performance data.
  • Design and prototype machine learning models, including pricing recommendation, deal win likelihood, and anomaly detection, and carry them through to production deployment.
  • Build and evaluate large language model-powered features, including retrieval-augmented generation pipelines, prompt engineering, and embedding-based retrieval over banking data.
  • Partner with product and business stakeholders to translate commercial banking problems into data science solutions and contribute to roadmap prioritization.
  • Collaborate with engineering teams to deploy and maintain production-grade models and analytics systems.
  • Mentor junior team members and contribute to best practices in modeling, experimentation, and responsible artificial intelligence.
  • Communicate findings and model insights through visualizations and presentations to technical and non-technical audiences.
Desired Qualifications
  • Have familiarity with vector databases and embedding-based retrieval.
  • Have experience with cloud platforms such as Amazon Web Services, Google Cloud Platform, or Microsoft Azure.
  • Have experience with business intelligence tooling such as Power BI or equivalent.
  • Have experience in financial services, banking, or fintech; commercial banking familiarity is strongly preferred.

About the company

Q2 provides a suite of digital banking tools to regional and community financial institutions (RCFIs), alternative finance and leasing companies (Alt FIs), and FinTechs. Its offerings include digital banking, banking as a service, lending, and leasing services that enable end users to transact anytime, anywhere, and on any device. The platform is sold to financial institutions, which in turn use the tools to strengthen their digital brands, attract and engage customers, and expand their services. Unlike generic fintechs, Q2 emphasizes serving community banks and credit unions, helping them stand out, grow smart, and scale beyond traditional boundaries. The company’s goal is to build stronger, more diverse communities by supporting the financial institutions that serve them.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Austin, Texas

Founded

2004

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Simplify's Take

What believers are saying

  • Q1 2026 revenue hit $216.5 million, up 14%, with record bookings.
  • Q2 repurchased $97.2 million of shares in Q1 2026 and retained debt-free flexibility.
  • Second Quarter Assistant and Treasury Fulfillment broaden monetization across support, onboarding, and fraud operations.

What critics are saying

  • Synovus and Pinnacle integration dependencies expose Q2 to large-bank merger churn through 2026.
  • Stablecoin and AI launches face scrutiny from bank compliance teams and regulators in 2026.
  • Fintech rivals like Alkami and NCR Voyix pressure pricing as banks consolidate vendors.

What makes Q2 unique

  • Q2 embeds banking workflows with Innovation Studio, now used by over 90% of customers.
  • Q2 Code and Second Quarter Assistant turn regulated banking workflows into governed AI products.
  • Q2 combines digital banking, fraud, treasury fulfillment, and ecosystem integrations in one platform.

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Benefits

  • Hybrid Work Options
  • Professional Development Budget

Growth & Insights and Company News

6 month growth

1%

1 year growth

2%

2 year growth

1%
Associated Press
Aug 6th, 2026
Over 90% of Q2 digital banking customers now use Innovation Studio SDK and fintech ecosystem

Q2 Holdings announced that over 90% of its digital banking customers now use Q2 Innovation Studio, five years after launch. The SDK-powered platform enables financial institutions to deploy fintech solutions from an ecosystem of more than 215 integrated partners. More than 450 banks and credit unions use the ecosystem, with the average institution running five partner integrations and some using up to 20. Partners address areas including payments, fraud prevention, and artificial intelligence. Chartway Credit Union, a $3.2 billion institution, achieved 6% organic deposit growth, a 10% increase in digital banking transactions, and a 40% reduction in manual fraud review volume using the platform. Q2 recently introduced Q2 Code, an AI development environment enabling users to build experiences using natural language prompts. The tool is purpose-built for the Q2 Digital Banking Platform.

Yahoo Finance
Jul 16th, 2026
Wall Street sets ambitious targets for Monolithic Power Systems and FTAI Aviation, warns on Q2 Holdings

Wall Street analysts have set ambitious price targets for several stocks, but their forecasts warrant scrutiny due to institutional pressures that can lead to overly optimistic projections. Q2 Holdings, which provides cloud-based digital solutions for financial institutions, faces challenges despite a consensus price target implying 37% upside. The company's billings growth of 11% underwhelmed over the past year, and its estimated sales growth of 9.5% suggests slowing demand. Its gross margin of 55.6% lags competitors significantly. Conversely, Monolithic Power Systems shows strong fundamentals with exceptional 25.9% annual revenue growth over five years. The analogue and mixed-signal chipmaker's earnings per share growth of 27.7% outpaced revenue performance. FTAI Aviation, specialising in aircraft engine services, received a consensus price target suggesting 65.8% upside potential.

Benzinga
May 28th, 2026
OCA Foods wins $100K Austin FC Dream Starter competition for Brazilian-inspired snacks

OCA Foods, an Austin-based Brazilian-inspired snack company, has won the 2026 Austin FC Dream Starter Competition presented by Q2 Holdings. The company will receive $100,000 in funding to accelerate its business. OCA produces a cleaner, preservative-free version of Paçoca, a traditional Brazilian peanut bite, using simple ingredients. Founded by Renato Raposo, the company aims to honour heritage and create community connections through its products. The competition, which combines Q2's mission with Austin FC's community inclusivity pillar, supports local entrepreneurs by providing resources to build profitable, high-growth companies. Five finalists competed in a pitch contest on 27 May at Q2 Stadium, evaluated by representatives from Austin FC, Q2 Holdings and the Austin entrepreneurial community. OCA will be honoured during halftime at the Austin FC versus Seattle Sounders match on 22 July.

Yahoo Finance
May 5th, 2026
Q2 Holdings reports $216.5M Q1 revenue, up 14% YoY, with record bookings and $97.2M share buyback

Q2 Holdings reported $216.5 million in revenue for Q1 2026, a 14% year-over-year increase. GAAP net income rose to $26.6 million from $4.8 million in the prior-year quarter, whilst adjusted EBITDA reached $60 million. Subscription annualized recurring revenue grew to $802.3 million. The digital banking solutions provider achieved record first-quarter bookings, including nine Enterprise and Tier 1 contracts and its largest-ever fraud deal. The company repurchased approximately 1.8 million shares for $97.2 million during the quarter. Q2 Holdings updated its full-year 2026 guidance, projecting total revenue between $875 million and $882 million and adjusted EBITDA between $237 million and $242 million. Management remains focused on advancing its AI strategy across digital banking and fraud prevention.

Business Wire
Apr 28th, 2026
Q2 launches Treasury Fulfillment to automate commercial client onboarding for banks

Q2 Holdings has launched Q2 Treasury Fulfillment, a solution designed to streamline how banks and credit unions onboard commercial clients for treasury services. The platform automates the fulfillment process by connecting front-office intake with back-office systems, eliminating redundant data entry and reducing errors. Unlike traditional onboarding solutions focused on workflow management, Q2 Treasury Fulfillment automates the actual delivery of treasury services. The solution is embedded within the Q2 Digital Banking Platform, providing a unified experience across onboarding, fulfillment and ongoing servicing. Q2 Treasury Fulfillment forms part of Q2 Catalyst, a suite of commercial banking solutions aimed at helping financial institutions accelerate client onboarding and grow profitable relationships. The Austin-based company provides digital transformation solutions for banks, credit unions and fintechs globally.