Financial Crimes Investigator - Consultant

About The Role:

The Consultant Financial Crimes Investigator role will be responsible for utilizing analytical skills and innovative strategies to detect, prevent, and report fraudulent activities at Northern Trust. This role will operate within a fast paced and dynamic global fraud team that is instrumental in protecting our clients against financial fraud. 



Daily activities include, but are not limited to:
• Utilize advanced data analysis techniques to detect and prevent fraud within client facing applications. Review comprehensive daily reports to identify anomalous patterns, transactions, or behaviors that may indicate unauthorized activity or fraud.
• Review and verify login anomalies and suspicious transactions to identify or prevent policy violations, identity theft, and financial crimes by means of web-based and internal system research, coordinated efforts through cross-functional partnerships, client and internal partner notifications and interviews.
• Analyze datasets from various sources and systems to identify and prevent potentially fraudulent activity. Research complex account movements that may involve multiple transaction channels, accounts, or client relationships.
• Review and authenticate alerts generated by the Internal Fraud Detection systems. Validate transactions and activities using data from multiple sources. Escalate cases as needed to managers, HR and Fraud Investigations.
• Leverage advanced skills and subject matter expertise to work independently, within an established fraud research and mitigation framework, to detect and respond to identity theft, scams and fraud risks appropriately and effectively.
• Conduct thorough and well documented analysis, in accordance with policy and procedures. Consult with cross-functional departments to validate or invalidate suspicious transactions, and take appropriate proactive action to protect clients and the bank from additional fraud exposure.
• Maintain the integrity of highly sensitive data, analysis, and confidentiality of systems, policies and case details, and ensure that all fraud prevention efforts are executed in compliance with relevant laws and regulations.
• Communicate findings, trends, and potential risks to the fraud team and management, to aid in strengthening the bank’s preventative posture and enhancing the fraud program.


Qualifications:
• Strong analytical skills and the ability to work with complex data.
• Knowledge of Actimize Xceed / Guardian Analytics preferred.
• Current and historical knowledge of malware variants and common attack vectors.
• Experience in phone interviewing for the identification of client impersonators and scams.
• Understanding of common industry client Authentication processes, tools and Internet Security.
• Ability to identify potential fraudulent or suspicious accounts and activities and take appropriate action to prevent loss. Display good judgement in a fast-paced and results-driven environment.
• General understanding of commercial web browsers such as Internet Explorer, Firefox, Google Chrome, and Safari.
• General understanding of computer networking, including but not limited to; local area networks (LAN), wide area networks (WAN), internet service provision (ISP), internet protocol (IP), local machine and group security policies, firewalls, and web proxy/content filtering.
• General understanding of end-user operating systems, including Windows and Apple OS.
• General understanding of traditional money movement transactions, systems and fintech.
• Experience with advanced data analysis tools (i.e. power BI, advanced Excel, link analysis, R / Python, OSINT, etc.)
• Several years relevant work experience is preferred. Related Industry qualification (e.g., ACAMS, CFE) or studying towards, is preferred.