Retail Mortgage Loan Originator
About the job
- At least one year of experience in a banking and/or lending environment, with basic knowledge of residential property types.
- Good organizational, written, and verbal communication skills.
- Solid interpersonal and negotiation skills.
- Demonstrated proficiency in relevant computer applications.
- Must be compliant with the SAFE Mortgage Licensing Act within 30 days of employment, including new or transferred registration, and pass the applicable NMLS acceptable background check.
- Execute effective mortgage marketing and development plans to meet or exceed agreed-upon mortgage production goals.
- Maintain complete and thorough knowledge of Mortgage Strategies, Policies and Procedures, as well as the secondary-market investor guidelines used by Truist.
- Comply fully with Truist policies and procedures related to internal and external rules and regulations, particularly those established by state and federal law.
- Provide mortgage clients with sound mortgage advice based on a full understanding of client needs and Truist Mortgage products and their benefits.
- Execute Truist's referral process by introducing mortgage clients to other bank solutions to deepen client opportunities.
- Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review.
- A bachelor's degree in Business, Marketing, Accounting, or related studies, or equivalent financial sales experience.
- Two or more years of experience in residential mortgage lending, with solid knowledge of the local market and regulations.
- Previous sales awards and leadership positions.
About the company
Truist Bank runs consumer and commercial banking for households, small businesses, and larger companies across the United States. Its services connect everyday accounts and borrowing with business cash management and wealth planning through the wider Truist group. Customers manage money through branches and digital banking, while businesses use the bank to collect payments, move funds, and finance operations. It earns interest on loans and fees for banking and trust services, with brokerage and investment advice handled by separate affiliates. The Truist brand emerged from the BB&T and SunTrust merger in 2019, and the bank is headquartered in Charlotte, North Carolina.
Company Size
10,001+
Company Stage
IPO
Headquarters
Washington DC, District of Columbia
Founded
2019
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Simplify's Take
What believers are saying
- Eligible Truist teammates gain another retirement income source: the company fully funds a defined-benefit pension.
- Teammates get time for community work: Truist allocates 24 volunteer hours through its onboarding program.
- Truist rewards deeper relationships: One Checking automatically increases perks across five account levels as eligible balances grow.
What critics are saying
- Rate exposure dominates: December 2025 figures put net interest at 71% of Truist parent revenue.
- Credit costs persist: December 2025 results show Truist's parent recorded $1.89 billion in credit-loss provisions.
- New Truist hires wait for employer retirement contributions: eligible 401(k) matching starts after one year.
What makes Truist Bank unique
- Truist cushions small shortfalls: qualifying One Checking customers receive a $100 overdraft buffer without overdraft-related fees.
- Truist competes on borrowing cost: LightStream beats qualifying rival unsecured loan rates by 0.10 percentage points.
- Truist builds leadership skills through psychology: its Leadership Institute draws on more than 60 years of training.
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Benefits
- Health Insurance
- Dental Insurance
- Vision Insurance
- Life Insurance
- Disability Insurance
- Health Savings Account/Flexible Spending Account
- Unlimited Paid Time Off
- Paid Vacation
- Paid Sick Leave
- Paid Holidays
- Hybrid Work Options
- 401(k) Retirement Plan