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Wells Fargo

Nationwide banking and financial services

Associate Personal Banker

Full-TimePosted on 9/30/2026Deadline 10/5/26
$23 - $31/hr+ Sales incentives + Discretionary bonuses + Restricted stock units
Entry
Chicago, IL, USA
In Person
No H1B Sponsorship

About the job

Requirements
  • At least 6 months of customer-interaction experience, or equivalent experience demonstrated through work, training, military experience, or education.
  • SAFE registration is required at employment; Wells Fargo will initiate the process after the start date. Loan Originators must meet LO/CFPB requirements and Wells Fargo policies concerning financial responsibility, character, fitness, and criminal background. A credit report may be reviewed, and ongoing screening may apply.
  • This position is not eligible for visa sponsorship.
  • Ability to work a schedule that includes Saturdays.
Responsibilities
  • Build lasting customer relationships through proactive conversations that support financial well-being and deepen engagement.
  • Lead discovery-driven conversations to understand customer needs and connect them with relevant banking products, services, and solutions.
  • Drive branch growth by identifying opportunities, promoting solutions, and making appropriate referrals to meet customer and business goals.
  • Support everyday banking needs, including new account openings, service requests, and credit applications.
  • Perform cash handling and teller line activities, accurately processing transactions while maintaining compliance and operational standards.
  • Use and adopt digital tools and technologies to enhance the customer experience and support evolving banking needs.
  • Deliver accurate, compliant service while exercising sound judgment within defined risk controls.
  • Collaborate with branch teammates to coordinate handoffs to licensed bankers or other specialists, ensuring customers are connected to the right expertise.
  • Support branch operations by flexing between cash handling and customer banking activities, emphasizing service through account openings and ongoing account support.
Desired Qualifications
  • Prior experience in financial services or a highly regulated, customer-facing role, demonstrating comfort with structured processes, accuracy, and service expectations.
  • Experience building trust-based customer relationships through active listening, follow-up, and consistent engagement.
  • Comfort initiating outreach through calls, emails, or other channels to strengthen relationships and identify opportunities to support customer needs.
  • Comfort with digital tools and technology, ability to learn new systems quickly, and ability to guide customers in adopting capabilities that enhance their banking experience.
  • Ability to identify customer needs and connect them to appropriate solutions, including referrals when additional expertise is needed.
  • Ability to collaborate with teammates and partners to resolve needs and deliver a seamless customer experience.
  • Ability to follow policies and regulations while identifying and escalating risk concerns.

About the company

Wells Fargo provides banking, investment, and payment services to individuals, businesses, and institutions. Its products include checking and savings accounts, loans, credit cards, wealth management, and payments, accessible through branches, online and mobile platforms, and full payment rails. The company combines a wide national footprint with a long history and a business model that integrates banking, investment, and payments, supported by a large network of branches and ATMs. Its goal is to help customers manage money, grow wealth, and move funds safely and reliably.

Company Size

10,001+

Company Stage

IPO

Headquarters

San Francisco, California

Founded

1851

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Simplify's Take

What believers are saying

  • Q2 2026 revenue rose 9% and net income reached $6.4 billion.
  • First-half 2026 loans grew 12%, driven by credit cards, autos, and commercial lending.
  • March 2026 Fed termination of its enforcement action freed Wells Fargo's growth trajectory.

What critics are saying

  • Two OCC orders still linger in 2026, keeping compliance scrutiny and remediation costs alive.
  • July 2026 layoffs in Iowa passed 300 jobs, signaling relentless cost cuts and morale damage.
  • A revived fee-driven growth model recreates misconduct incentives if sales pressure outruns controls.

What makes Wells Fargo unique

  • June 2025 asset-cap removal lets Wells Fargo grow loans, deposits, and markets balance sheet.
  • Fargo passed 1 billion interactions by March 2026, proving scalable digital engagement.
  • Q2 2026 investment banking fees hit $939 million, showing credible capital-markets regain.

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Benefits

Health Insurance

401(k) Retirement Plan

Paid Vacation

Paid Sick Leave

Parental Leave

Disability Insurance

Life Insurance

Tuition Reimbursement

Commuter Benefits

Adoption Assistance

Company News

TipRanks
Oct 1st, 2026
Workday expands revolving credit facility from $1B to $1.5B

Workday has expanded its revolving credit facility from $1.0 billion to $1.5 billion under a new multi-bank agreement led by Wells Fargo. The facility, which entered into effect on 1 October 2026, replaces the company's previous credit agreement from April 2022. The new credit agreement runs until October 2031, with options for limited one-year extensions. It supports multi-currency borrowing in US dollars and approved foreign currencies, with no revolving loans outstanding as of the closing date. The facility features a maximum leverage ratio of 3.50 to 1.00, with flexibility up to 4.50 to 1.00 following certain qualified acquisitions. Interest and fee structures are tied to either Workday's consolidated leverage ratio or its senior unsecured debt ratings.

MarketScreener
Sep 30th, 2026
CTO Realty Growth closes $1B unsecured credit facility, extends debt maturities to 2029

CTO Realty Growth has closed a $1.0 billion unsecured credit facility, extending its debt maturity profile and increasing total commitments by $250 million. The Winter Park, Florida-based owner and operator of open-air shopping centres will use proceeds to repay outstanding borrowings under its previous $300 million revolving credit facility and two term loans. The new facility comprises a $400 million revolving credit facility due September 2030 and four term loans ranging from $150 million each, maturing between September 2029 and March 2032. The refinancing increases the company's weighted average debt maturity to 4.3 years from 1.6 years. Initial fixed interest rates on the term loans range from 3.4% to 5.3%, based on applied SOFR swaps. The facility was provided by a syndicate led by KeyBank National Association.

StreetInsider
Sep 29th, 2026
Tesla secures $30B in new credit facilities across three senior unsecured agreements

Tesla has secured $30 billion in new credit facilities through three agreements dated 29 September 2026. The package includes a $20 billion three-year delayed draw term loan facility with Citibank as administrative agent, plus an $8 billion five-year revolving credit facility and a $2 billion 364-day revolving credit facility, both administered by Wells Fargo Bank. The delayed draw term loan permits up to ten withdrawals within 18 months, with available commitments stepping down over time. The revolving facilities support borrowings in US dollars, pounds sterling, or euros, and can be expanded by up to $4 billion. Tesla may use proceeds for general corporate purposes. No amounts were drawn as of 29 September, and the company does not plan to draw on the facilities in 2026. Tesla terminated its existing $5 billion revolving credit agreement with no outstanding borrowings or penalties.

Yahoo Finance
Sep 29th, 2026
Wells Fargo upgrades S&P 500 Industrials to favourable on AI infrastructure demand

Wells Fargo Investment Institute has upgraded the S&P 500 Industrials sector from neutral to favourable, reversing a downgrade made in July 2026. Since that downgrade, Industrials underperformed the broader S&P 500 Index by approximately 7.8% through 24 September 2026. The firm cited the sector's positioning at the centre of several investment cycles. AI infrastructure continues driving demand for power generation, grid equipment, electrical systems, and construction machinery. Existing backlogs provide visibility into early 2027 for shorter-cycle equipment and into 2030 or later for power-generation markets. Wells Fargo expects increased infrastructure and defence spending, manufacturing reshoring, and commercial aerospace demand to broaden participation beyond early AI beneficiaries. The analysts noted strong pricing power and extended backlogs should help leading companies absorb near-term cost pressures.

Yahoo Finance
Sep 22nd, 2026
Fed hikes rates to 3.75-4%, boosting Wells Fargo's NII outlook amid higher loan yields

The Federal Reserve raised interest rates by 25 basis points to 3.75–4% on 16 September 2026, its first increase since July 2023. The move could support Wells Fargo's net interest income (NII), as higher rates typically allow banks to earn greater yields on loans and interest-earning assets. Wells Fargo's NII rose 5.2% year-over-year in the first half of 2026, driven by lower deposit costs and stronger loan balances. The Fed's removal of the bank's asset cap in June 2025 has given Wells Fargo additional flexibility to expand lending. However, higher deposit costs and potential credit demand weakness may limit gains. Wells Fargo expects 2026 NII of $50 billion.