Senior Compliance Manager
Fair Lending
Confirmed live in the last 24 hours
Chime

1,001-5,000 employees

Mobile banking & debit cards
Company Overview
Chime's mission is to make financial peace of mind a reality for everyone. The company has created "a new approach to online banking that doesn’t rely on fees, gets you your paycheck up to 2 days early with direct deposit, and helps you grow your savings automatically."
Fintech

Company Stage

Series G

Total Funding

$2.2B

Founded

2012

Headquarters

San Francisco, California

Growth & Insights
Headcount

6 month growth

5%

1 year growth

10%

2 year growth

18%
Locations
San Francisco, CA, USA
Experience Level
Entry
Junior
Mid
Senior
Expert
Desired Skills
Communications
Marketing
CategoriesNew
Legal & Compliance
Requirements
  • 8+ years of professional experience in Compliance, Risk or Audit roles financial institutions consumer compliance experience
  • Significant experience performing fair Lending risk assessment and reviews
  • Experience as a Certified Regulatory Compliance Manager (CRCM) is preferred
  • Strong knowledge of consumer protection regulations such as Equal Credit Opportunity Act, Truth in Lending, Fair Credit Reporting Act, and UDAAP
  • Demonstrable working experience with technology solutions used to provide robust fair lending analysis (e.g., RiskExec, CRA Wiz, SAS, etc.)
  • Excellent communicator across different audiences with the ability to adjust communication style as appropriate; ability to simplify complex topics and distill information down to essential points for a non-technical audience
  • Strong organization, analytical, and planning skills; ability work in a fast-paced environment and manage multiple projects toward completion without compromising quality
  • Strong ability to work with business partners to ensure alignment and positively impact change
Responsibilities
  • Lead the maintenance, enhancement, and execution of the fair lending compliance program, including governance, policies and procedures, advisory frameworks, risk assessment, and testing
  • Provide subject matter expertise on fair lending compliance and communicate regulatory expectations for fair lending matters throughout the product life-cycle across applicable products, features, and services
  • Perform ongoing reviews of consumer complaints, marketing & advertising, loan documentation, and all applicable consumer-related forms for fair lending risks
  • Evaluate proposed business changes, including new or modified products/services/models/policies/processes to ensure compliance with applicable fair lending-related laws and regulations
  • Drive corrective actions taken to address fair lending issues, including assisting with the implementation of remediation, conducting follow-up reviews to determine the adequacy, and effectiveness of the action taken
  • Develop and administer training and education on fair lending across the company as applicable
  • Provide regular reporting to senior management, committees, and bank partners on the effectiveness of the fair lending compliance program, including key deliverables, issues, regarding the level and direction of fair lending risk, status of remediation efforts, and communicate emerging trends or issues
Desired Qualifications
  • Bachelor's degree; an advanced degree is a plus