Director – Compliance

About Ramp

Ramp is a financial operations platform designed to save businesses time and money. Combining corporate cards with expense management, bill payments, vendor management, accounting automation, and more, Ramp’s all-in-one solution frees finance teams to do the best work of their lives. More than 25,000 companies, from family-owned farms to e-commerce giants to space startups, have saved $1B and 10M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over 35 billion dollars in purchases each year.

Ramp’s investors include Sequoia, Founders Fund, Thrive Capital, Khosla Ventures, Greylock, Stripe, Goldman Sachs, Coatue, and Redpoint, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.

Ramp has been named to Fast Company’s Most Innovative Companies list and LinkedIn’s Top U.S. Startups for over 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine’s 100 Most Influential Companies.

About the Role

We are looking for a compliance professional to lead our Compliance Team. You will own the policies, procedures, and technology stack for our compliance program, which spans numerous financial products in multiple jurisdictions. You will work with partners in Legal, Risk, Product, and Marketing to provide operational support and oversight, and you will liaise with external financial institution partners and regulators. You will also conduct financial crimes investigations and file required regulatory reports, and will work to identify and mitigate financial crime risks to Ramp’s business. This role requires a deep understanding and familiarity with KYC/KYB, BSA/AML, sanctions, and related regulatory regimes. You should have the ability to gauge and balance risk, to take on a variety of small and big tasks, and to independently drive a broad set of projects.

What You’ll Do

• Conduct and operationalize KYC/KYB, enhanced due diligence, transaction monitoring, and suspicious activity investigations and reporting (SARs) and iterate and improve on these processes

• Partner with Risk, Legal, Product, and Engineering to build or integrate compliance tooling to increase operational efficiency

• Develop and refine compliance policies and procedures by leveraging experience, legal and regulatory guidance, and external and internal data

• Partner with data analysts to help develop KPIs and build monitoring dashboards

• Work with internal and external stakeholders to document processes, escalations, trainings, and updates across Ramp

• Program-manage relationships with financial institution partners

• Liaise and develop relationships with regulators, examiners, and auditors

• Conduct internal monitoring and audits of compliance functions pursuant to internal policy and external obligations

What You Need

• Minimum 6 years of experience in compliance or related operational teams 

• Familiarity with KYC/KYB, BSA/AML, sanctions, EDD, and financial crimes compliance

• Experience building and scaling a compliance team

• Experience in the Fintech sector preferred

• Proven ability to understand complex business and regulatory issues and translate them into actionable guidance

• Excellent written and verbal communication skills

• Investigative and critical thinking skills

Nice to Haves

• Accreditation by ACAMS, an equivalent industry body, or other qualifications in the areas of financial crime, risk management, or compliance

• Experience in high growth start-ups 

• Experience at a fintech or helping to build complex financial products

• Experience supporting operations, growth & finance teams

Benefits (for U.S.-based full-time employees)

• 100% medical, dental & vision insurance coverage for you

  • Partially covered for your dependents

  • One Medical annual membership

• 401k (including employer match on contributions made while employed by Ramp)

• Flexible PTO

• Fertility HRA (up to $5,000 per year)

• WFH stipend to support your home office needs

• Wellness stipend

• Parental Leave

• Relocation support for NY

• Pet insurance

Other notices

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.