T

TransUnion

Credit reporting, risk analytics, fraud detection

Principal – Product and AI Strategy

Full-TimeUpdated
$168.8k - $281.3k/yr+ Annual bonus eligibility
Expert
Chicago, IL, USA+2 moreMore locations: Reston, VA, USA | New York, NY, USA
HybridHybrid role; in person at an assigned TU office at least two days per week.
Business & StrategyCorporate Strategy
Company Historically Provides H1B Sponsorship

About the job

Requirements
  • At least 10 years of experience in product strategy, corporate strategy, management consulting, product management, SaaS/PaaS, analytics, or related fields, with demonstrated experience operating at a senior strategic level.
  • Demonstrated experience developing multi-year business or product strategies and translating strategic objectives into clear priorities, roadmaps, and execution plans for complex technology, data, analytics, or software businesses.
  • Experience working within a product organization, with a strong understanding of product strategy, portfolio management, and the product development lifecycle sufficient to partner effectively with product and technology leaders.
  • Demonstrated success leading complex, cross-functional initiatives within a highly matrixed and/or global organization, influencing senior stakeholders across functions, markets, and geographies.
  • Strong executive communication, reporting, and storytelling skills, including the ability to synthesize complex information, develop compelling recommendations, and create a consistent strategic narrative for senior executive audiences.
  • Strong analytical and financial modeling capabilities, including experience developing revenue forecasts, investment cases, business cases, scenario analyses, and strategic recommendations.
  • Working knowledge of modern SaaS/PaaS product and technology environments and how product, engineering, data, and technology teams collaborate to develop and scale solutions.
  • Ability to interpret product, market, financial, and technology data and translate findings into actionable strategic recommendations.
  • Working understanding of AI-enabled products and analytics sufficient to partner effectively with AI Engineering, Data Science, Technology, and Product teams; deep engineering or software development expertise is not required.
Responsibilities
  • Develop and evolve an overarching 3–5 year TruIQ strategy and execution plan, connecting product, market, technology, AI, and business priorities into a cohesive global direction.
  • Lead strategic planning for international expansion by evaluating where TruIQ should expand, sequencing market opportunities, and identifying the capabilities, investments, and actions required to enter new markets successfully.
  • Shape TruIQ’s AI product strategy by identifying opportunities to incorporate emerging AI capabilities across data, analytics, modeling, insights, and decisioning workflows based on customer value, differentiation, feasibility, and business impact.
  • Partner with Product, Global Technology, Engineering, AI Engineering, Data Science, and international teams to connect individual product strategies and roadmaps to the broader TruIQ portfolio strategy.
  • Lead monthly and quarterly executive reporting and strategic storytelling, creating a clear and consistent view of TruIQ priorities, performance, opportunities, and direction for senior leadership, CEO, and Board-level discussions.
  • Own and coordinate strategic planning activities, including growth assumptions, revenue outlooks, investment requirements, business cases, and prioritization of strategic initiatives.
  • Analyze product performance, customer needs, market trends, competitive activity, and technology developments to identify growth opportunities, risks, and strategic actions.
  • Drive alignment across a highly matrixed, global organization, influencing senior stakeholders with different priorities and perspectives to create a shared understanding of TruIQ’s strategy and execution roadmap.
  • Partner with TruIQ leaders to identify portfolio expansion opportunities while helping establish the structure and strategic discipline needed to support continued global growth.
Desired Qualifications
  • Strategy or management consulting experience, particularly within a top-tier management consulting firm, or experience within a strategy function of a large, complex organization.
  • Experience with analytics, AI, decisioning, data platforms, or cloud-based SaaS/PaaS solutions, including familiarity with generative AI, agentic AI, large language models, retrieval-augmented generation, or related emerging technologies.
  • Experience supporting global businesses or international market expansion, particularly working across markets, cultures, and time zones.
  • Knowledge of financial services, credit risk, lending, fraud, marketing, analytics, or decisioning markets.
  • Experience influencing product P&L decisions, investment prioritization, portfolio tradeoffs, or commercialization strategy.

About the company

TransUnion is a global information and insights company. It collects and analyzes data to provide services for businesses and consumers. For business clients, it offers credit portfolio management, marketing solutions, and fraud detection to help manage risk and make informed decisions. For consumers, it provides tools to monitor personal credit, including credit reports and scores. The platform supports enterprise use by enabling storage, identity resolution, and protection for building traditional and generative AI models. TransUnion generates revenue through three segments: U.S. Markets, International, and Consumer Interactive. Its goal is to help customers understand and manage credit risk, prevent fraud, and derive actionable insights from large data assets.

Company Size

5,001-10,000

Company Stage

IPO

Headquarters

Chicago, Illinois

Founded

1968

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Simplify's Take

What believers are saying

  • Q2 2026 revenue rose 15% to $1.31 billion, and guidance increased again.
  • International growth accelerated in Canada, the U.K., and India after OneTru deployments.
  • Snowflake integration and Universal Ads partnerships widen non-credit revenue beyond bureau cycles.

What critics are saying

  • FTC and CFPB rental-screening litigation remains pending after June 2026, threatening penalties.
  • Illinois layoffs already hit 640 workers by March 2024, signaling continuing cost pressure.
  • Experian and Equifax can copy TransUnion's product bundling, eroding pricing by 2027.

What makes TransUnion unique

  • TransUnion's OneTru migration hit 60% of U.S. matches by July 2026.
  • TransUnion launched 40 AI products in first-half 2026, including TruIQ and TruValidate.
  • TransUnion owns Trans Union de Mexico after March 2026, broadening North American data coverage.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Mental Health Support
  • Disability Insurance
  • Paid Parental Leave
  • Adoption Assistance
  • Fertility Treatment Support
  • Legal Services
  • Long-Term Care Insurance
  • Commuter Benefits
  • Tuition Reimbursement

Company News

Yahoo Finance
Oct 31st, 2026
TransUnion Q3 revenue up 12.2% to $1.31B as international and insurance offset mortgage drag

TransUnion met Wall Street's revenue expectations in the third quarter of 2026, with sales up 12.2% year on year to $1.31 billion. Adjusted earnings of $1.25 per share beat analysts' estimates of $1.21. Fourth-quarter revenue guidance of $1.28 billion at the midpoint fell short of the $1.30 billion analysts expected. The company raised its full-year adjusted earnings guidance to $4.85 per share at the midpoint. Its shares trade at $75.43, down from $79.61 before the results. India and Latin America grew 18%, and insurance revenue kept growing at a double-digit pace. Higher interest rates and cautious lending continue to weigh on mortgage revenue. The company bought back $126 million of shares in the quarter and announced a new $2 billion authorisation. Chief financial officer Todd Cello will leave, and a search for his successor is under way.

Yahoo Finance
Oct 28th, 2026
TransUnion shares fall 5.3% to $75.42 as Q3 revenue rises 12.2% but margin slips

TransUnion shares fell 5.3% to $75.42 on the first full trading day after the credit bureau reported third-quarter 2026 results. Investors focused on margins and debt, despite strong earnings. Revenue rose 12.2% to $1,312.5 million, or 8% on an organic constant currency basis. Net income climbed 61.7% to $156.2 million, and adjusted diluted earnings per share came in at $1.25. Adjusted EBITDA grew 9%, but its margin slipped to 35.4% from 36.3% a year earlier. The company says its OneTru technology overhaul should lift margins over time. TransUnion carries $5.5 billion in debt and is buying back shares. It raised its full-year guidance.

Yahoo Finance
Oct 26th, 2026
TransUnion Q3 earnings preview: analysts expect 11.8% revenue growth after $1.31B last quarter

TransUnion (NYSE:TRU) reports third-quarter results on Tuesday morning. Analysts expect revenue to grow 11.8% year on year, up from 7.8% in the same quarter last year. In the previous quarter, the credit reporting company posted revenue of $1.31 billion, up 14.9% year on year. It beat analysts' revenue and earnings per share estimates, and has a history of topping Wall Street expectations. Peers have already reported. SS&C's revenue rose 7.8%, meeting expectations, and its shares fell 7.3%. Equifax's revenue rose 9.6%, in line with consensus, and its shares gained 10.7%. TransUnion shares are up 23.1% over the past month, trading at $81.47. The average analyst price target is $89.29.

Yahoo Finance
Oct 21st, 2026
TransUnion launches Transaction Matching with Fiserv to identify unknown in-store shoppers

TransUnion has launched Transaction Matching, a tool that links in-store purchases to persistent, privacy-conscious customer identities. It uses Fiserv's Unknown Shopper solution to help merchants recognise shoppers they could not previously identify, such as loyalty members who paid with a new card, or used tap-to-pay or a mobile wallet. Merchants can add demographic and lifestyle insights to pseudonymised profiles, cut duplicate records, and tell new customers from returning ones. Red Lobster is an early user. "Before partnering with TransUnion and Fiserv, a new credit card could look like a new customer, even when it belonged to a loyalty member," said Alisa Stewart, the chain's director of customer relationship management. The launch is the first collaboration under TransUnion's broader Transaction Matching solution.

Yahoo Finance
Oct 20th, 2026
TransUnion launches first adverse-actionable scores against $2.4B synthetic fraud, debuts on Oscilar

TransUnion has launched Credit Washing and Synthetic Fraud Scores with adverse action capability, which it calls the first of their kind. Lenders can use them to spot synthetic identities and credit washing, and to give consumers reason codes when credit is denied. TransUnion research puts lender exposure to synthetic identity fraud at $2.4 billion as of June 2026. Consumers whose charge-offs were hidden through credit washing are 3.5 times more likely to charge off a new account within a year, and super prime consumers are 10 times more likely. Oscilar, a risk platform serving more than 100 financial institutions, is the first to offer the scores. They run alongside credit decisioning in one workflow, so lenders can cite fraud risk in adverse action notices.