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Sunflower Bank

Offers personal, business, mortgage financial services

Job Not Found

Retail & Commercial BankingUpdated on Nov 14
Full-timeIrvine, CA, USAIn-person

About the Job

Requirements

  • Strong knowledge of Freddie Mac's Asset Management process using the Seller/Servicing Guide and Lender Applications (PRS, DMS, CRT).
  • Understanding of and compliance with the Bank's Credit Policy.
  • Working knowledge of responsibilities under the Bank Secrecy Act, Anti-Money Laundering regulations, and Office of Foreign Assets Control regulations.
  • College degree or equivalent experience is preferred.
  • A minimum of 7–10 years of previous experience as a bank credit analyst or in commercial real estate lending is preferred.
  • Strong understanding of commercial real estate and multifamily underwriting, risk rating methodologies, and investor requirements.
  • Strong understanding of financial analysis, accounting principles, and loan structure.
  • Proficiency in Microsoft Office, including Excel and Word.
  • Ability to manage multiple priorities under tight deadlines.
  • Detail-oriented work with a high level of accuracy.
  • Professional demeanor when interacting with internal and external stakeholders.
  • Ability to present a professional image when dealing with customers and interdepartmental and external representatives.
  • Ability to perform essential job functions with or without reasonable accommodation, including extended sitting or standing, operating computers or other equipment, reaching, and regular walking; occasional bending, stooping, kneeling, or climbing; and lifting or moving items up to 10 pounds.
  • Vision capabilities including close and distance vision, color and peripheral vision, depth perception, and ability to adjust focus.

Responsibilities

  • Adhere to all compliance programs and complete required and assigned training by established due dates.
  • Understand duties and responsibilities under the Bank Secrecy Act, Anti-Money Laundering regulations, and Office of Foreign Assets Control regulations, including Bank program requirements, required training, and reporting obligations.
  • Ensure timely completion of required compliance training.
  • Oversee the LIT and Watch List monthly reports using the relevant Freddie Mac Asset Management process, Seller/Servicing Guide, and Lender Applications.
  • Support the AQR Manager in overseeing the daily activities and workload of AQR Analysts.
  • Mentor and train junior analysts and serve as a subject matter expert on review methodology and technical questions.
  • Coordinate required inspections and second reviews for Freddie Mac loans with the Chief Appraiser, and track deadlines for due dates and compliance with required repairs and life-safety issues.
  • Act as liaison between the bank's insurance department and Freddie Mac for hazard claims.
  • Contribute to preparing internal and regulatory asset quality reports.
  • Participate in investor loan reviews and ensure compliance with investor requirements.
  • Coordinate with Loan Servicing, Construction, and Special Assets teams to resolve issues related to insurance claims, financial reporting, and covenant compliance.
  • Participate in developing and refining AQR procedures and tools to improve review efficiency and accuracy.
  • Collaborate with underwriting, loan servicing, and special assets teams to address credit-related issues.
  • Perform the job in accordance with applicable industry laws and regulations and company policies and procedures.

Desired Qualifications

  • Demonstrated leadership or mentorship experience.
  • Experience with credit or loan servicing systems.
  • Experience in Multifamily Agency Lending, specifically Freddie Mac.

About the Company

Sunflower Bank

Offers personal, business, mortgage financial services

Sunflower Bank provides a full range of personal, business, and wealth management financial services, including Guardian Mortgage for home loans. Its products work through relationship-focused banking delivered via a regional structure with local expertise; Guardian Mortgage originates residential mortgages while other offerings handle everyday banking and lending with advisory support. It differentiates itself by emphasizing long-term relationships and deep community roots across the Sunflower Bank, First National 1870, and Guardian Mortgage brands. Its goal is to create possibilities in customers’ lives and communities by offering practical financial solutions with steady, local support.

Company size
1,001-5,000
Company stage
Not listed
Total funding
Not listed
Headquarters
Denver, CO
Founded
1892

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