Redwood Credit Union

Full-service credit union banking & loans

Compliance Analyst

Regulatory Compliance & EthicsConfirmed live in the last 24 hours

Full-timeNapa, CA, USAIn-person

About the Job

Requirements

Comprehensive knowledge of laws, regulations, principles, and processes related to financial institutions.
Strong analytical and problem-solving skills.
Strong communication, organizational, and interpersonal skills.
Insight and judgment to initiate timely and appropriate action.
Meticulous attention to detail.
Skill in operating a PC with Microsoft Office software and browser-based applications, and ability to navigate internet and intranet applications.
Ability to communicate complex ideas effectively, both verbally and in writing.
Ability to establish and maintain effective working relationships with diverse groups of people and other departments.
Ability to effectively research and report on complex legal issues.
Ability to organize, coordinate, and prioritize a variety of activities simultaneously with limited supervision.
Ability to act independently and confidentially, using discretion and tact.
Ability to distinguish and manage confidential material and information.
Ability and desire to work in a team environment.
Education and experience equivalent to a bachelor's degree in business, pre-law, or a related field, with a minimum of five years of experience in the financial services industry, regulatory compliance, or financial institution internal audit.
Ability to attend offsite conferences, which may require travel by car or air.
Ability to use a computer keyboard and calculator.
Ability to lift up to 15 pounds occasionally.

Responsibilities

Proactively identify and evaluate risks and controls, complete regulatory compliance analysis and research, identify issues or areas for improved efficiency or effectiveness, and work with management to develop action plans to mitigate risks and correct issues.
Plan, organize, and perform compliance activities and projects of a varied and diverse nature.
Review and analyze regulatory and legal changes affecting financial institutions to determine their applicability and impact to the credit union.
Research regulatory and legal questions for other departments as assigned.
Prepare and present analysis summaries and findings to management to support decision-making.
Work independently with departments to implement legal requirements and ensure products, services, and processes comply with applicable legal requirements.
Create and manage compliance programs and training programs.
Review advertisements, forms, letters, and disclosures for other departments to ensure compliance with applicable legal requirements.
Prepare revisions to credit union disclosures.
Prepare written reports and analysis for Compliance management.
Assist with projects, examinations, audits, and other assigned tasks.
Provide service to members and internal clients.
Prepare currency transaction reports in compliance with the Bank Secrecy Act.
Manage projects to implement regulatory and legal changes, including setting project goals, coordinating efforts across departments, and monitoring effectiveness.
Work independently with departments to identify and mitigate line-of-business risks, including compliance, business continuity, and internal controls.
Collect and prepare information for business continuity planning.
Collect and prepare information for internal and external audits.
Document audit procedures performed or coordinated or supported.
Maintain audit work papers and documentation.
Develop and monitor remediation plans for deficiencies identified in audits.
Submit audit work, including planning, programs, work papers, and reports, to the Compliance Manager for review before issuing final reports.
Administer the compliance testing program and monitor result status.
Assist with department budget preparation and perform legal expense analysis.
Complete monthly reports and maintain records of time usage.
Manage and administer the credit union's forms library and Management Procedures Manual.
Attend training as designated by the Compliance Manager.
Work primarily indoors, with most work time spent sitting at a desk; the role also requires the ability to stand, bend, stoop, sit, walk, twist, and turn.

Desired Qualifications

Compliance Officer Certification (NCCO, CUCE, or equivalent) is desirable.

Redwood Credit Union is looking for a Compliance Analyst, who will be responsible for proactively identifying and evaluating risks and controls, completing regulatory compliance analysis and research, identifying issues and/or areas for improvement in efficiency or effectiveness, and working with management in developing actions plans to ensure risks are effectively mitigated and issues are corrected. Work with broad discretion on assignments of a varied and diverse nature. Plan, organize, and perform other Compliance activities and projects.

Key Responsibilities

Compliance:

• Review and conduct in-depth analysis on regulatory and legal changes affecting financial institutions to determine applicability and impact to RCU.

• Research regulatory/legal questions for other departments as assigned.

• Prepare and present analysis summaries and findings to RCU management to assist in decision-making.

• Independently work with RCU departments to implement legal requirements and ensure changes to products, services, and processes comply with applicable legal requirements.

• Create and manage compliance programs and training programs.

• Review advertisement, forms, letters, and disclosures for other departments as assigned to ensure compliance with applicable legal requirements.

• Prepare revisions to Credit Union disclosures.

• Prepare written reports and analysis for Compliance management.

• Assist on projects, exams, audits, and other tasks as assigned.

• Provide excellent service to all Members and internal clients.

• Prepare currency transaction reports in compliance with the Bank Secrecy Act.

• Manage projects required to implement regulatory and legal changes, including setting project goals, coordinating efforts between multiple departments, and monitoring for effectiveness.

Risk Management:

• Independently work with RCU departments to identify and mitigate risks to the line of business, including compliance, business continuity, and internal controls.

• Collect and prepare information for business continuity planning.

Audit:

• Collect and prepare information for both internal and external audits.

• Document audit procedures performed or coordinated/supported.

• Maintain audit work papers and documentation.

• Develop and monitor remediation plans resulting from any deficiencies identified in audits.

• Submit all audit work (i.e., planning, programs, work papers, reports, etc.) to the Compliance Manager for review prior to issuance of final reports.

• Administer compliance testing program and monitors result status.

Administration:

• Assist with department budget preparation and perform legal expense analysis.

• Complete monthly report(s) and maintain records of time usage.

• Manage and administer RCU’s forms library.

• Manage and administer RCU’s Management Procedures Manual.

• Attend training as designated by Compliance Manager.

Join us and discover why you'll love working at Redwood Credit Union!

ABOUT REDWOOD CREDIT UNION (RCU):

At Redwood Credit Union, our mission is to passionately serve the best interests of our Members and communities. Since 1950, we have been dedicated to supporting the financial well-being of our Members through better rates, low or no fees, and best-in-class customer service. Our purpose is to inspire hope and elevate the financial well-being of our communities one person at a time, through good times and bad.

As a not-for-profit financial institution, we are committed to a people-first approach, which is reflected not only in how we serve our Members, but also in how we treat our employees. Our leadership team is deeply focused on fostering a culture of heart and empathy, integrity, passion, inclusion, meaningful relationships, excellence, and ensuring financial well-being for all.

Why work for Redwood Credit Union?

•21st largest credit union in the U.S. and the largest financial institution based in the North Bay

•Recognized by Newsweek as one of "America's Best Credit Unions 2026"

•Awarded a 5-Star Bauer Rating

• Recognized by Newsweek as one of "America's Greatest Midsize Workplaces 2026"

•Top Corporate Philanthropists (#24) - San Francisco Business Times

•Voted Best Places to Work in the North Bay 21 years in a row

•World-class Employee Engagement scores

•Rated Superior in Service by more than 90% of Members, surveyed by SF Gate

•Industry leading Net Promoter Scores across the U.S.

Minimum Qualifications: Knowledge, Skills and Abilities

Comprehensive knowledge of laws, regulations, principles, and processes related to financial institutions.
Strong analytical/problem solving, communication, organizational and interpersonal skills.
Possess insight and judgment to initiate timely and appropriate action.
Meticulous attention to detail.
Skill in the operation of a PC with the use of Microsoft Office software and Browser based applications; ability to navigate internet and intranet applications.
Ability to communicate complex ideas effectively, both verbally and in writing.
Ability to establish and maintain effective working relationships with diverse groups of people
Ability to effectively research and report on complex legal issues.
Ability to organize, coordinate and prioritize a variety of activities simultaneously with limited supervision.
Ability to act independently and confidentially, using discretion, and tact.
Ability to distinguish and manage confidential material and information.
Ability and desire to work in a team environment, with ability to establish and maintain effective working relationships in a diverse environment, including working with other departments.

Licenses and Certifications

Compliance Officer Certification (NCCO, CUCE, or equivalent) is desirable.

The ideal candidate has a combination of education and experience equivalent to a bachelor’s degree in business, pre-law, or related with a minimum of five years experience in financial services industry; regulatory compliance or financial institution internal audit.

Compensation: base starting range $42.00 to $55.00 per hour commensurate with experience.

Our base salary starting range is based on scope and responsibilities of the position, candidate's work experience, education/training, key skills, and internal peer equity. We offer a competitive total rewards package including a wide range of medical, dental, vision, financial, and other benefits.

Redwood Credit Union offers a robust benefits package to our eligible employees including:

• Competitive medical, dental, and vision insurance, mental health offerings

• Employee performance incentive plan

• Salary Advancement– Merit increase based on performance

• 401(k) program with employer match

• Time Off- Competitive PTO accrual plus 11 paid company holidays and your birthday off!

RCU Discounts and Perks:

• RCU employees are eligible for a .75% discount off RCU standard collateral auto loans

• RCU employees are eligible for a 1% discount on all recreational or boat loan products

• 2% discount off Visas and LOC Loans through RCU

• 0% interest loan to support employees with various immigration related expenses such as visa application fees and relocation costs. Loan amount up to $1,000.

• 0% interest loan to support employees with expenses associated with the naturalization process. Loan amount up to $15,000.

• 0% interest on garment, fitness, or home office equipment loan of up to $500

• 100% financing for employee purchased homes!

Physical Requirements:

• Ability to attend offsite conferences which may include travel by car or air.

• Ability to stand, bend, stoop, sit, walk, twist, and turn.

• Ability to use a computer keyboard and calculator.

• Ability to lift up to 15 pounds occasionally.

• Work environment is indoors, majority of the time is spent sitting at a desk.

*Redwood Credit Union is not offering Visa transfers and/or sponsorships for this position.

Internal Team Members: If you are a current Team Member, please apply through the internal careers page located in RCUNET.

We are an Equal Opportunity Employer

About the Company

Redwood Credit Union

Full-service credit union banking & loans

Redwood Credit Union is a member-owned financial cooperative serving California’s Northern Bay Area. It offers personal and business banking services including checking and savings accounts, certificates, loans (auto, home), insurance, wealth management, and online/mobile banking. Members deposit funds to open accounts and borrow via loans or lines of credit with advertised rates, while digital tools and support keep accounts accessible. Its goal is to help members save, plan, and manage money while supporting the local communities it serves.

Company size: 201-500
Company stage: Not listed
Total funding: Not listed
Headquarters: Santa Rosa, CA
Founded: 1950

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