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Apple Bank

Apple Bank

High-yield savings via Wallet app

Assistant Branch Manager

Full-Time
$65k - $85k/yr
Senior, Expert
Bachelor's, Associate's
New York, NY, USA
In Person

Occasional travel may be required for mandatory training.

No H1B Sponsorship

About the job

Requirements
  • An associate degree is required.
  • At least 6 years of experience in a customer service or supervisory role within a banking or retail environment is required.
  • A minimum of 3 years of operations experience is required.
  • Excellent customer service and sales skills are required.
  • Excellent working knowledge of branch operations and banking regulations is required.
  • Effective problem-solving skills and the ability to maintain composure when interacting with customers and staff are required.
  • Strong leadership and interpersonal skills are required.
  • Excellent verbal and written communication skills are required.
  • Proficiency in Microsoft Office products, including Word, Excel, and PowerPoint, is required.
  • Experience using banking software is required.
  • The candidate must be able to stay current with and comply with industry regulations.
  • The candidate must be able to work a flexible schedule, including weekends.
  • The candidate must qualify to be licensed as a Notary Public for New York State.
  • Visa sponsorship is not available.
  • Mandatory training may require occasional travel.
Responsibilities
  • Support the Branch Manager by overseeing efficient branch operations and ensuring staff perform operational functions according to bank policies, procedures, and controls.
  • Handle operational issues and branch-related matters and make sound business decisions.
  • Coach staff on sales techniques and product knowledge, motivate them to offer suitable bank products and services, and stay current on new products, services, and promotions.
  • Supervise staff on service expectations, policies, procedures, products, systems, and banking transactions; conduct performance appraisals and counsel employees accordingly.
  • Identify and mitigate operational risk, ensure compliance procedures are followed, and implement action plans to improve controls and reduce controllable losses.
  • Oversee compliance functions, including reconciliations, audits, reporting, controls, records management, approvals, and opening and closing procedures, while ensuring security procedures are followed.
  • Cross-train on all branch positions and perform operational duties as needed during peak periods or to maintain teller coverage.
  • Ensure the branch receives an audit grade of satisfactory or better.
  • Troubleshoot problems and complex client service needs at the teller line and monitor customer service quality and efficiency.
  • Serve as liaison between the branch and various departments regarding internal policies and procedures.
  • Apply knowledge of bank products, services, procedures, policies, and regulatory matters, including the Bank Secrecy Act, privacy, fair lending, Regulation E, deposit transactions, personal loans, mortgage and equity loan originations, cash management, and electronic services.
  • Meet assigned sales goals using the bank's business development model and provided resources.
  • Assist the Branch Manager with sales programs and use sales coaching techniques to attain branch goals.
  • Execute sales opportunities with new and existing customers, increase deposit growth, refer non-deposit products, promote new business, and cross-sell products and services.
  • Assist with staffing decisions, including hiring, scheduling, disciplinary actions, and performance evaluations.
  • Prepare daily, weekly, and monthly reports, including potential losses, cash items, and sales reports, and reconcile branch general ledger accounts.
  • Conduct staff meetings about bank and branch objectives and establish priorities to ensure compliance with policies and procedures.
  • Approve customer and bank transactions within authority limits while balancing customer satisfaction with bank exposure to loss or fraud.
  • Notarize legal documents for bank customers.
  • Perform other duties as requested.
Desired Qualifications
  • A bachelor's degree in business is preferred.
  • Experience in banking is preferred for the operations background.
  • Comfort with technology, mobile services, and online banking services is a plus.

About the company

Apple Bank is a high-yield savings option offered by Goldman Sachs for Apple Card holders, accessible and manageable directly within the iPhone Wallet app. The product lets users earn interest on Daily Cash rewards automatically deposited into the Savings account and supports additional deposits from linked bank accounts. The business model relies on the interest rate spread between what Goldman Sachs earns on its investments and what it pays to savers. The primary customers are digitally savvy Apple Card users seeking to grow savings through a convenient, Apple-native experience. The goal is to broaden consumer savings by combining Goldman Sachs’ investment capabilities with Apple’s ecosystem, delivering a straightforward, mobile-first savings solution.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

New York

Founded

1863

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Simplify Jobs

Simplify's Take

What believers are saying

  • Hartsdale opened in 2025 and Lakewood opened April 28, 2025, expanding footprint.
  • Apple Bank’s 2025-2026 ESG report shows three new branches and active relocation strategy.
  • Commercial real estate and corporate lending remain growth engines across greater New York and New Jersey.

What critics are saying

  • Apple Bank reported only $38.3 million net income on $19.9 billion assets in June 2026.
  • Federal Reserve and FDIC oversight pressure margins through capital and liquidity requirements.
  • New Jersey and Westchester branch expansion risks wasted capital if deposits underperform by 2027.

What makes Apple Bank unique

  • 1863-founded New York savings bank with 79 offices and 1,260 employees.
  • Commercial lending specialization and multifamily mortgage focus differentiate it from retail-only peers.
  • Deep community ties include 40-plus partners and CRA-qualified development lending.

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Benefits

Flexible Work Hours

Professional Development Budget

Company News

Hofstra University
Oct 2nd, 2025
Zarb Expands Financial Literacy Program With Apple Bank

For more than five years, Apple Bank has partnered with Hofstra to strengthen Money & Me and extend its reach across Long Island schools.

Apple Bank
Jul 16th, 2025
Apple Bank Announces Opening of Hartsdale Branch (Coming Soon)

Apple Bank announces opening of Hartsdale branch (coming soon).

ROI-NJ
Nov 20th, 2024
Apple Bank to open Lakewood branch in 2025; Hires Crisafulli as new relationship manager

Apple Bank to open Lakewood branch in 2025; hires Crisafulli as new relationship manager.

Apple Bank
Oct 9th, 2023
Art on the Ave NYC

Apple Bank has partnered with Art on the Ave NYC to showcase multi-disciplinary art by James Hsieh as part of a ten-week artist residency at 812 Lexington Avenue, in the retail space next door to their East Midtown branch.

TechRechard
Apr 18th, 2023
Apple Launches Apple's High-Yield Savings Account

However, Apple Savings is expected to provide strong customer support since it launched with the Savings panel in the Wallet app, allowing users to quickly track their account balance and interest earned over time.