F

FICO

Predictive credit risk scoring & analytics

Partner Account Manager - International Processors

Full-TimeUpdated on 10/23/2026
No salary listed
Mid
Remote in UK+1 moreMore locations: Remote in France
RemoteRemote work from France or the United Kingdom; significant worldwide travel required.
Sales & Account ManagementBusiness Development & Partnerships

About the job

Requirements
  • Access to and/or relationships with C-suite and senior-level executives at partners in the payments industry to collaborate on growth objectives.
  • Demonstrable experience identifying and establishing relationships within assigned key partners.
  • Deep consultative selling experience and executive relationships in a relevant industry, preferably financial services, with an emphasis in technology or decision science.
  • Strong understanding of pricing in a software-as-a-service channel distribution environment; experience in transaction-based and revenue-share-based pricing strategies is an advantage.
  • Ability to build near-term and future joint business plans with key partners.
  • Demonstrated ability to craft and sell multimillion-dollar client value propositions to C-suite executives.
  • Direct experience selling software-as-a-service solutions that significantly expand existing solution footprints or bundle products into larger solution sales.
  • Proven success identifying new business opportunities in direct and channel selling environments.
  • Experience managing partner pipelines to align with internal forecasting cycles.
  • Expert understanding of financial services market trends and target partners' specific needs and issues, and the capacity to link those needs to FICO software.
  • Strong understanding of solution delivery requirements to identify opportunities outside traditional offerings.
  • Ability to work well with others as part of a global solution team; strong problem-solving and influencing skills.
  • Excellent communication, professional presentation, process and organizational skills, creative orientation, and ability to craft innovative software solutions.
  • Experience creating teaming relationships and third-party alliances; proven ability to deliver financial results and outstanding client satisfaction.
  • Ability to travel worldwide significantly to engage regularly with partners.
Responsibilities
  • Create and execute strategic business plans for assigned partners by evaluating market opportunities, partner objectives, financial performance, executive priorities, and FICO's differentiated value proposition to drive long-term growth.
  • Build or maintain relationships with C-suite and senior-level executives at assigned key partner organizations, understand their goals and objectives, and identify how FICO intellectual property can help achieve those goals.
  • Use knowledge of FICO's core competencies in analytics, software development, and data management to build credible relationships with assigned partners.
  • Serve as the senior relationship executive for a partner, managing partner and FICO virtual teams across sales, pre-sales, technology, and professional services delivery to drive partner satisfaction and partner-led revenue growth.
  • Pursue and sell FICO software solutions through channel partners, negotiating and closing assigned business.
  • Generate, qualify, and convert new leads through networking, prospecting, and sales campaigns at existing partners.
  • Identify and translate joint solutions leveraging FICO software that can be scaled through financial services partners, creating partner-led growth and client value at the end-client, partner, and FICO levels; create and deliver proposals and manage the sales process.
  • Manage multiple channel sales engagements end-to-end, from pipeline development through contract negotiations.
  • Initiate and oversee co-marketing and co-sales campaigns with partners to drive adoption and revenue growth from installed software.
  • Represent FICO at partner and industry conferences and association meetings.
  • Maintain in-depth knowledge of FICO software and product offerings and their applications across the financial services industry.
Desired Qualifications
  • Experience in transaction-based and revenue-share-based pricing strategies is an advantage.
  • Consultative selling and executive relationship experience in financial services, especially technology or decision science, is preferred.

About the company

FICO provides data analytics and decision management tools that help financial institutions assess credit risk and detect fraud. The company’s primary product, the FICO score, works by transforming consumer credit report data into a numerical value that predicts the likelihood of a borrower repaying a loan. Unlike many competitors, FICO’s scoring system serves as the primary industry standard for consumer lending in the United States, integrated directly into software that manages the entire customer lifecycle. The company’s goal is to provide lenders with the predictive tools necessary to make informed, data-driven decisions regarding account origination, marketing, and risk management.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

San Jose, California

Founded

1956

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Simplify's Take

What believers are saying

  • Q3 fiscal 2026 revenue reached $674.2 million, up 26%, with guidance raised to $2.53 billion.
  • More than 70 lenders joined Score 10T by October 2026, representing 55% of top originator volume.
  • FICO signed direct license agreements covering 60% of mortgage reseller volume, expanding distribution leverage.

What critics are saying

  • FHFA expanded VantageScore 4.0 on September 9, 2026, pressuring Classic FICO volumes.
  • Fannie Mae and Freddie Mac aligned pricing grids on September 30, 2026, weakening FICO's tollbooth.
  • FICO carries $5.58 billion debt after June 2026 term-loan financing, raising refinancing pressure.

What makes FICO unique

  • FICO Score 10T pairs trended bureau data with mortgage workflows, validated by GSE datasets.
  • Optimal Blue and LoanPASS integrations embed FICO scoring into lending, pricing, hedging, and valuation.
  • Pindrop Marketplace and Plaid-powered UltraFICO widen FICO beyond scores into fraud and cash-flow decisioning.

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Benefits

  • Health Insurance
  • Flexible Work Hours
  • Professional Development Budget
  • Wellness Program
  • Remote Work Options

Growth & Insights and Company News

6 month growth

0%

1 year growth

0%

2 year growth

0%
Yahoo Finance
Oct 2nd, 2026
Fair Isaac faces mortgage score challenge while Cadence grows across all products

Fair Isaac and Cadence Design Systems both sell products customers cannot easily replace, but their growth drivers differ significantly. Cadence's chip design software grows across all product groups, whilst Fair Isaac's growth stems primarily from raising prices on its FICO Score. In September 2026, the Federal Housing Finance Agency announced it would start using VantageScore, a cheaper rival, to set mortgage prices. This decision particularly affects Fair Isaac, whose Scores revenue grew 41% in fiscal Q3 2026, driven mainly by higher mortgage score prices. Cadence carries far less debt, at 2.7% of market value versus Fair Isaac's 40%. Fair Isaac trades at 18.4 times earnings compared to Cadence's 69.7 times. Fair Isaac's share price has fallen 56% over the past year, whilst Cadence is down 0.2%. Fair Isaac has not reported results since the government announcement.

Associated Press
Aug 11th, 2026
Alogram joins FICO Marketplace to offer explainable AI fraud intelligence

Alogram Inc. has joined FICO Marketplace, making its fraud intelligence offerings available to FICO Platform customers worldwide. The suite includes Account Forensics, Behavioral Intelligence, Email Intelligence, Identity Intelligence, Purchase Forensics, and Telecom Intelligence. These modular capabilities are designed to help enterprises identify suspicious digital activity and emerging AI-enabled fraud patterns. The offerings provide explainable indicators and audit-ready evidence that integrate directly into existing decisioning workflows. FICO Marketplace enables customers to discover and deploy pre-built AI models, data services, and analytics without replacing existing infrastructure. Alogram's CEO d'Artagnan Osborne said the partnership provides customers with additional signals and forensic context to better understand fraud risks. The listings are now accessible to FICO Platform customers through the marketplace, allowing enterprises to explore how these intelligence capabilities can support their fraud and risk management strategies.

Yahoo Finance
Jul 24th, 2026
Three companies beat market with strong growth: Brinker International up 214%, Construction Partners up 212%, Fair Isaac up 123%

Three companies have delivered strong returns over the past five years, according to recent analysis. Brinker International, which operates Chili's and Maggiano's Little Italy, has returned 214% with same-store sales growth averaging 15.5% over two years and £5.73 billion in revenue. Construction Partners, a civil infrastructure firm, has gained 212% with 39.9% annual revenue growth over the past two years. Its earnings per share growth of 46.7% outpaced revenue gains. Fair Isaac Corporation, creator of the FICO credit score, has returned 123%. The company's earnings per share growth of 29.3% exceeded revenue gains over the last two years, whilst maintaining a 34% free cash flow margin. All three companies have demonstrated consistent earnings growth and improving operational metrics.

Business Wire
Jun 4th, 2026
Optimal Blue integrates FICO Score 10T into capital markets platform for mortgage lenders

Optimal Blue, a mortgage capital markets platform, has integrated FICO Score 10T into its technology, marking a significant step in the adoption of FICO's most predictive credit scoring model across the mortgage industry. The integration enables lenders to price and decision non-agency loans using FICO Score 10T within Optimal Blue's product, pricing and eligibility engine, as well as mortgage servicing rights valuation and hedging capabilities. Optimal Blue supports approximately 60% of the top 50 US mortgage lenders. FICO Score 10T is currently available at no cost alongside Classic FICO through the FICO Score 10T Free Access Programme, allowing lenders to conduct side-by-side testing without additional fees. The integration extends to the secondary market, where investors and servicers can leverage the score for portfolio assessment.

Yahoo Finance
May 29th, 2026
FICO partners with Pindrop to integrate AI fraud detection into banking workflows

FICO has partnered with Pindrop to integrate AI-powered fraud detection into the FICO Platform. The agreement embeds Pindrop Protect to deliver real-time, multi-signal fraud intelligence for financial institutions, including deepfake detection and consortium intelligence within FICO decisioning workflows. The collaboration positions FICO as an orchestration layer for high-risk interactions such as account opening, wire transfers and call centre authentication. By hosting Pindrop Protect in the FICO Marketplace, the company aims to make advanced fraud controls function as a plug-in for banks and telecoms. The partnership expands FICO's role beyond credit scoring into voice, device and behavioural signals, adding another data-rich partner alongside existing arrangements with AWS and Plaid.