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MUFG

MUFG

Global bank offering diversified financial services

Analyst

Full-Time
No salary listed
Mid
Bachelor's
Bengaluru, Karnataka, India
In Person

About the job

Requirements
  • A bachelor's degree in any stream is required.
  • Strong end-to-end Know Your Customer knowledge for low-, medium-, and high-risk clients is required.
  • Strong written and verbal communication skills are required for interaction with clients, relationship managers, sales, front-office teams, and other stakeholders.
  • Ability to operate and navigate independently in a demanding new-business-onboarding environment is required.
  • Attention to detail is required.
  • Technical knowledge of client types and structures, including financial institutions, corporates, banks, foundations, trusts, charities, joint ventures, and special purpose vehicles, is required.
  • Experience reviewing comprehensive documents, including complex ownership structures, Wolfsberg questionnaires, and organizational documents such as memoranda/articles of association and certificates of incorporation, is required.
  • Strong working knowledge of anti-money laundering and sanctions laws and regulations relating to money laundering and terrorist financing, with the ability to apply this knowledge when assessing transaction activity and customer profiles, is required.
  • Ability to multitask, adapt to changing priorities, and prioritize workflow to meet critical deadlines is required.
  • Ability to work in a fast-paced, demanding environment and under pressure is required.
  • Ability and willingness to work independently and in a team environment is required.
  • Ability to maintain effective working relationships with key business partners is required.
  • Effective internet and research skills, including use of third-party tools, are required.
  • A degree and AML-related certifications, or equivalent work experience, are required.
Responsibilities
  • Conduct periodic KYC reviews, new-business onboarding, and ad hoc reviews for MUFG Bank and MUFG Securities bookings to the EMEA region.
  • Perform customer due diligence according to required regulatory standards, including bribery, corruption, adverse-media, and sanctions screening, regulatory classification, risk assessment, and enhanced due diligence.
  • Complete timely due diligence on cases within required service-level agreements.
  • Conduct KYC operations services, including customer due diligence for new-to-bank and existing clients, according to standard operating procedures and operating manuals defined by local, regional, and global financial-crime teams.
  • Produce customer due diligence and enhanced due diligence profiles for head office and global branches across client types, with particular focus on financial institutions, banks, correspondent banks, and non-bank financial institutions.
  • Check client information using publicly and internally available sources.
  • Prepare and check KYC questionnaires and conduct client outreach through email or telephone.
  • Check analyst screening in accordance with bank policy and escalate true hits to adverse findings.
  • Complete and review customer due diligence and enhanced due diligence profiles according to the predetermined review schedule.
  • Support changes to existing customer profiles by taking appropriate actions, including event-driven reviews, administrative triggers, and escalations.
  • Complete identification, verification, and bribery/corruption checks for prospective transactions involving existing or new-to-bank clients to identify reputational, business, politically exposed person, adverse-media, and sanctions risks.
  • Liaise directly with clients, sales, relationship managers, onshore teams, and local account officers within client management and KYC teams.
  • Escalate and resolve issues proactively and in a timely manner while working with local and regional management.
  • Build knowledge within the anti-money laundering sector and understand the rationale for underlying policy requirements.
  • Assist other team members and work on ad hoc projects as needed.
Desired Qualifications
  • Two to four years of experience in AML compliance and KYC, preferably in financial services, including enhanced due diligence on foreign financial institutions.
  • Critical-thinking and problem-solving skills.
  • Familiarity with Actimize and other financial-crime, risk, and compliance applications.
  • Knowledge of AML-related certifications or equivalent work experience.
  • Knowledge of Microsoft Excel and Microsoft Word.

About the company

MUFG is a global financial group that provides banking, trust services, securities, credit cards, and asset management to individuals and businesses. Its products work by offering loans, deposits, payments, investments, and asset management through a network of banks, digital platforms, and advisers. It differentiates itself by its large size, diversified offerings, and strong international footprint, including its U.S. expansion tied to the Morgan Stanley partnership. Its goal is to support economic growth worldwide by expanding its reach and promoting sustainable finance.

Company Size

10,001+

Company Stage

IPO

Headquarters

Tokyo, Japan

Founded

2006

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Simplify's Take

What believers are saying

  • September 2026 JGB tokenization pilots position MUFG early in regulated blockchain settlement.
  • August 2026 digital-infrastructure hiring strengthens financing pipelines across EMEA data centers.
  • GROW and HESTA expansion bolsters MUFG Pension & Market Services against local administrators.

What critics are saying

  • September 2026 GROW acquisition still needs approvals, delaying promised pension technology synergies.
  • Japan private credit remains nascent; BlackRock and Morgan Stanley can capture the market first.
  • Tokenization bets depend on Japanese legal changes; stalled reform leaves Progmat commercially stranded.

What makes MUFG unique

  • MUFG’s September 2026 tokenized JGB fund ties deposits, stablecoins, and collateral rails.
  • Progmat, Digital Asset, and Secured Finance give MUFG a rare on-chain banking stack.
  • BlackRock and Morgan Stanley partnerships extend MUFG’s Japan market access and private-credit reach.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Health Savings Account/Flexible Spending Account

Unlimited Paid Time Off

Paid Vacation

Paid Sick Leave

Paid Holidays

Parental Leave

Professional Development Budget

401(k) Retirement Plan

Remote Work Options

Flexible Work Hours

Company News

Kalkine Media
Sep 10th, 2026
Mitsubishi UFJ Financial Group Acquires 6.32% Stake, Becoming Major Shareholder in Corporate Travel Management

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Kalkine Media
Sep 8th, 2026
Mitsubishi UFJ Financial Group Declares 5.68% Stake in Pilbara Minerals

Catch the latest updates from Australia's premier stock exchange & market indices.

Finadium
Sep 3rd, 2026
BigGo: MUFG launches Japan's first domestic JGB tokenized fund.

BigGo: MUFG launches Japan's first domestic JGB tokenized fund. September 3, 2026 Four Mitsubishi UFJ Financial Group companies - Mitsubishi UFJ Asset Management, Mitsubishi UFJ Morgan Stanley Securities, Mitsubishi UFJ Trust Bank, and Progmat - established the first domestically domiciled tokenized investment trust in Japan and began verification in a live production environment, reports BigGo Finance. The fund deploys ¥200 million (approximately $1.3 million) of proprietary capital in short-term Japanese government bonds with remaining maturities of three months or less, and will not be offered to external investors. Beneficiary registry management is conducted on a blockchain, while the certificate-based representation of units is maintained. The objective is to connect the fund with stablecoins and tokenized deposits, transforming investment trusts into "usable assets" that can serve as settlement instruments or collateral. However, institutional constraints remain, as the legal framework for Japanese investment trusts presupposes the physical certificate representation of beneficiary rights. Your Finadium username has not changed. In most cases, your existing password will continue to work on this updated site. If your password does not work, please click the "Lost your password?" link below to set a new password on the upgraded system.

Web-Release
Sep 2nd, 2026
MUFG EMEA appoints Bénédicte de Giafferri as Head of Digital Infrastructure Coverage.

MUFG EMEA appoints Bénédicte de Giafferri as Head of Digital Infrastructure Coverage. MUFG EMEA today announces the appointment of Bénédicte de Giafferri as Managing Director, Head of Digital Infrastructure Coverage for EMEA. In this newly created role, Bénédicte will further develop client relationships to deliver MUFG's pipeline of digital transactions, including data centres, in a product-agnostic role. As part of MUFG's EMEA coverage business, she will support clients with diversification of funding for this growing sector, which is evolving from traditional project financing to include corporate and securitisation structures. Bénédicte, with over 25 years' experience in banking and infrastructure finance, will build out the digital infrastructure strategy for EMEA and lead the EMEA team, working in close collaboration with colleagues in U.S. and APAC regions. She will be based in Paris and report locally to Genoveva Ramon-Borja, Head of Global Corporate and Investment Banking EU Platform and Corporate Coverage, and functionally to Holly Villiers, Deputy Head of Global Corporate and Investment Banking, EMEA. Bénédicte spent the past 16 years at Natixis, most recently leading the Real Assets worldwide origination teams for five years. Her previous roles included various positions at the European Investment Bank and Dexia Crédit Local. Genoveva Ramon-Borja, Head of Global Corporate and Investment Banking EU Platform and Corporate Coverage, said: "This role was designed with a truly regional mandate, supporting digital infrastructure clients across EMEA, irrespective of location. Reflecting that, we conducted a talent search across the entire region to identify the strongest leader for the business, and Bénédicte emerged as the clear standout candidate. Her deep sector expertise, strong client relationships and international perspective will be invaluable as we continue to strengthen our digital infrastructure franchise and support clients across EMEA in this fast-evolving market." Holly Villiers, Deputy Head of Global Corporate and Investment Banking, EMEA, said: "Digital infrastructure is one of the most dynamic and strategically important sectors in EMEA today, necessitating the rapid evolution of financing structures. Bénédicte's experience will be instrumental as we continue to build our pipeline in the sector and support clients in navigating an increasingly diversified funding landscape. Her leadership will further enhance our ability to deliver innovative financing solutions across the capital structure and deepen our relationships with clients across the region." Bénédicte de Giafferri, Managing Director, Head of Digital Infrastructure Coverage, EMEA, said: "I am delighted to be joining MUFG at such an exciting time for both the bank and the digital infrastructure sector. Demand for digital infrastructure continues to accelerate, creating significant opportunities for clients as funding models evolve and new pools of capital enter the market. I look forward to working with colleagues across EMEA, the U.S. and APAC to build on MUFG's strong franchise and support clients with their strategic ambitions in this rapidly growing sector."

Royal Crescent Publishing Limited
Sep 1st, 2026
MUFG taps BlackRock and Morgan Stanley as it eyes Japanese private credit.

MUFG taps BlackRock and Morgan Stanley as it eyes Japanese private credit. September 1 2026 Mitsubishi UFJ Financial Group (MUFG) is exploring separate collaborations with BlackRock and Morgan Stanley Investment Management (MSIM) to develop an open platform for institutional investment in Japanese private credit. MUFG has entered into discussions with both firms on developing Japan's private credit segment, as the country's nascent market starts to attract global investors and managers look to expand their presence in the region. The potential collaborations aim to connect domestic and global capital with Japanese companies, MUFG said. The discussions will cover the evaluation, sourcing and investment in private credit opportunities, it added. MUFG brings a large Japanese corporate client network and local market access to the partnerships, while BlackRock contributes global private credit expertise through its HPS platform. MSIM, also brings its experience in the space, having provided debt solutions to businesses globally for more than 15 years. Japan's private credit market remains at a relatively early stage of development compared with those in Europe and the US. However, private credit firms, encouraged by a combination of macroeconomic factors and changing investor attitudes towards alternative credit, have recently been expanding their presence in Japan. For example, Fiera Capital opened a Tokyo office in October 2025 and made a number of hires, including Chinatsu Aoyama as director, private markets specialist, earlier this year.