Full-Time

Senior Lead Analyst - Payment Operational Resiliency

Payments Business Management

Posted on 9/23/2025

Citi

Citi

10,001+ employees

Global financial services including banking, investment

No salary listed

Dublin, Ireland

Hybrid

Up to 2 days working at home per week.

Category
Product (1)
Required Skills
Risk Management
Data Analysis
Requirements
  • Extensive relative experience
  • Knowledge of marketing, credit, acquisitions, product development, and/or analytics
  • Ability to work unsupervised and adjust priorities quickly as circumstances dictate
  • Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
  • Consistently demonstrates clear and concise written and verbal communication
  • Demonstrated analytical skills
  • Demonstrated problem-solving and decision-making skills
Responsibilities
  • Define and drive the payments product strategy to embed operational resilience from design through to delivery and ongoing management for all UK and EMEA payments services.
  • Act as a subject matter expert and trusted advisor to senior leadership and across the firm on payments operational resilience, including driving resiliency assessments and improvement initiatives.
  • Translate complex regulatory requirements into actionable product development roadmaps and operational processes.
  • Strategically engage with all levels of the firm across multiple lines of business to serve as an experienced advisor to leadership and stakeholders on operational resilience.
  • Ensure compliance of all new and existing payments products and services with UK and EMEA operational resilience regulations (e.g., BoE SS1/21, PRA SS2/21, FCA PS21/3, and relevant European regulatory frameworks like DORA).
  • Lead engagement with regulatory bodies on operational resilience matters related to payments, including preparing for and responding to regulatory inquiries, audits, and submissions/exams.
  • Monitor the evolving regulatory landscape, anticipate future requirements, and proactively adapt product and operational strategies, ensuring continuous improvement of the Payments Operational Resilience framework for global regulatory compliance and process optimization.
  • Lead Payments Operational Resilience initiatives for the EMEA cluster, providing oversight across all in-scope Jurisdictions.
  • Strengthen operational business resilience planning efforts across the Payments Business, integrating cluster and/or jurisdiction considerations.
  • Facilitate consistency across Payments Critical Business Services (CBSs)/Important Business Services (IBS) within supported Jurisdictions (Framework, deliverables, approach, sharing information).
  • Oversee the identification of important business services within the payments domain, mapping of interdependencies, and setting of impact tolerances.
  • Develop and implement robust product and operational frameworks for incident response, recovery, and business continuity planning specific to payments.
  • Drive scenario testing and stress testing initiatives to validate the resilience of payments products and services, identifying and remediating vulnerabilities.
  • Manage, lead, or participate in strategic initiatives focused on strengthening the firm's resilience framework and capabilities.
  • Partner with product development, technology, and operations teams to embed resilience principles into the end-to-end lifecycle of payments products, including design, architecture, testing, deployment, and monitoring.
  • Collaborate with Risk, Compliance, and Audit functions to identify, assess, and mitigate operational resilience risks across the payments value chain.
  • Oversee the development and execution of remediation plans for identified resilience gaps or failures.
  • Support existing governance roles in resilience and risk committees to ensure effective engagement in resilience assurance, planning, and mitigation activities.
  • Champion a culture of continuous improvement in operational resilience performance.
  • Build strong collaborative relationships with internal stakeholders across Product, Technology, Operations, Risk, Compliance, Legal, and Business Units.
  • Communicate complex operational resilience concepts and strategies clearly and concisely to diverse audiences, from technical teams to executive leadership and regulators.
  • Represent the bank/Payments Business at internal and external industry forums, working groups, and steering committees related to payments and operational resilience.
  • Drive, manage, and support internal communications and forums to encourage and enable collaboration and adoption, and drive awareness of Operational Resilience across the Enterprise.

Citi provides financial services including consumer banking, credit, investment banking, and wealth management to individuals, corporations, and governments. The company operates by earning interest on loans and collecting fees for managing investments, processing trades, and facilitating cross-border transactions through its digital platforms. Unlike many local banks, Citi maintains a physical and digital presence in over 160 countries, allowing it to serve as a single partner for clients with global financial needs. Its goal is to drive growth and profitability for its clients and shareholders while supporting environmental and social sustainability initiatives.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1812

Simplify Jobs

Simplify's Take

What believers are saying

  • Investment banking fees rose 12% YoY in Q1 2026, fueled by AI-driven M&A acceleration.
  • Hired 60 managing directors from 20 rivals, boosting banking revenues 15% to $1.8bn in Q1 2026.
  • $30bn share buyback signals confidence, targeting 14-15% ROTE by 2031 post-restructuring.

What critics are saying

  • JPMorgan erodes Citi's #5 investment banking rank, diverting mandates within 12-24 months.
  • Investor backlash to 2031 ROTE target causes share underperformance versus Bank of America in 6-12 months.
  • Stripe captures cross-border volumes as Citi's tech lags low-cost alternatives in 24-36 months.

What makes Citi unique

  • Citi leads global cross-border payments, enabling near-instant transfers to Mastercard debit cards across 65 origination countries.
  • Citi expanded TTS non-interest revenue 98% YoY to $1.1bn in Q4 2024 via US dollar clearing growth.
  • Citi operates in 160 countries, serving 200 million accounts with unmatched global network scale.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Retirement Plan

401(k) Company Match

Wellness Program

Paid Vacation

Paid Sick Leave

Paid Holidays

Company News

Yahoo Finance
Apr 14th, 2026
Banks report strong profits but warn of rising energy prices hitting consumers

America's largest banks reported strong first-quarter profits driven by robust investment banking activity and a resilient economy, though executives warned about mounting risks from rising energy prices and geopolitical uncertainty. JPMorgan Chase posted a profit of $16.49 billion, up 13% year-on-year, whilst Wells Fargo earned $5.25 billion and Citigroup reported $5.79 billion. Investment banking fees surged, with JPMorgan seeing a 30% jump and Citigroup a 12% increase in advisory fees, fuelled by market volatility and corporate dealmaking. However, JPMorgan CEO Jamie Dimon cautioned about "an increasingly complex set of risks", including wars, energy prices and trade tensions. Wells Fargo noted customers allocating more spending to petrol whilst cutting discretionary purchases, signalling potential downstream economic impacts from elevated oil prices.

The Associated Press
Apr 14th, 2026
Banks report strong Q1 profits but warn rising energy prices threaten consumer spending

America's largest banks reported strong first-quarter profits driven by investment banking activity and a resilient economy, but executives warned about emerging economic headwinds from rising energy prices and geopolitical uncertainty. JPMorgan Chase posted a 13% profit increase to $16.49 billion, with investment banking fees jumping 30%. Wells Fargo earned $5.25 billion whilst Citigroup reported $5.79 billion in profits. The gains came amid market volatility and increased merger activity. However, JPMorgan CEO Jamie Dimon cited "an increasingly complex set of risks" including wars, energy prices and trade tensions. Wells Fargo's CFO noted consumers allocating more spending towards petrol whilst reducing discretionary purchases. Dimon warned that higher oil prices' impact "will likely take some time to materialise" if they persist.

Yahoo Finance
Apr 14th, 2026
Citi stock poised to jump as Wall Street loves the name, says Jim Cramer

Citigroup has raised interest among investors, with Jim Cramer highlighting strong market sentiment towards the stock. Following earnings, Cramer noted that Citigroup is "love, love, love by everybody on Wall Street" and expects the stock to jump higher. The bank delivered solid quarterly results, with 8% revenue growth and 35% earnings per share increase, excluding one-time charges. Net interest income rose 14%, beating expectations. However, results were mixed across divisions, with services, banking and fixed income performing well, whilst equity trading and personal banking fell short. Trading at a significant discount to peers despite rising 66% last year, Citigroup remains attractive. CEO Jane Fraser indicated the bank's transformation efforts are over 80% complete, though questions remain about future growth once self-help measures conclude.

Yahoo Finance
Apr 14th, 2026
Citi beats Q1 profit estimates with $5.8B net income as dealmaking surges 14%

Citigroup beat first-quarter profit estimates on Tuesday, reporting net income of $5.8 billion, or $3.06 per diluted share, compared to $4.1 billion in the prior-year period. The result exceeded analysts' estimate of $2.63 per share. Revenue rose 14% whilst net income grew 42%, driven by strong dealmaking activity. Investment banking fees increased 19% to $1.3 billion, with growth in advisory and equity capital markets. Services revenue climbed 17%, and markets crossed $7 billion in revenue. Global investment banking revenue reached $28.2 billion in the first quarter, the highest since 2021. Chief executive Jane Fraser attributed the performance to softer regulation under President Trump and the AI boom. The bank remains on track to deliver its 10-11% return on tangible common equity target.

Structured Retail Products
Apr 13th, 2026
MerQube secures Series C funding from 7RIDGE and Deutsche Börse to scale derivatives-linked ETF platform

MerQube, a US-based index provider specialising in rules-based and derivatives-enabled strategies, has closed a Series C funding round led by 7RIDGE and Deutsche Börse Group. Existing investors including Allianz Life Ventures, Citi, Intel Capital, J.P. Morgan, Laurion Capital Management and UBS also participated, though the funding amount was not disclosed. The company plans to use the investment to scale its technology platform and expand in derivatives-linked ETF and structured product markets. MerQube focuses on providing customised index solutions and data-driven strategies for institutional clients.

INACTIVE