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Citizens Financial Group

Runs consumer and commercial banking services

Lead Product Owner - AI Platform

Full-TimePosted on 8/25/2026Deadline 10/30/26
$142k - $185k/yr+ Annual discretionary bonus
Senior
Bachelor's
United States
HybridFour days on-site and one day remote per week.
ProductTechnical Product Management

About the job

Requirements
  • Seven or more years of experience in product management, product development, platform management, digital strategy, technology, data, analytics, or a related discipline.
  • Experience owning a product or platform vision, strategy, roadmap, backlog, and delivery lifecycle.
  • Experience leading and developing employees, including direct people-management responsibility.
  • Demonstrated ability to lead complex, enterprise-scale initiatives involving Business, Technology, Cybersecurity, Risk, Legal, Compliance, Data, and other control functions.
  • Knowledge of AI and machine learning concepts, including generative AI, large language models, model development, deployment, monitoring, and responsible AI.
  • Understanding of the capabilities required to support secure, scalable, and governed enterprise AI solutions.
  • Experience translating strategic objectives and technical concepts into clear product capabilities, requirements, user stories, and acceptance criteria.
  • Demonstrated success establishing measurable objectives and key results and using data to evaluate product performance.
  • Strong understanding of agile product delivery approaches, including backlog management, iterative development, Kanban, Scrum, and continuous improvement.
  • Ability to balance business value, user experience, risk, technical integrity, and long-term platform needs.
  • Strong executive communication, facilitation, presentation, negotiation, and storytelling skills.
  • Ability to influence decisions and drive alignment across teams without relying solely on formal authority.
  • Demonstrated ability to operate effectively in a complex, highly regulated environment.
Responsibilities
  • Own and communicate the vision, strategy, and multiyear roadmap for the enterprise AI Platform.
  • Translate Citizens’ AI strategy and business priorities into platform capabilities, product outcomes, objectives, and key results.
  • Define the platform experience for developers, data scientists, product teams, business users, and other internal stakeholders.
  • Balance near-term business needs with long-term scalability, security, resiliency, governance, and technical sustainability.
  • Identify opportunities to expand the platform through reusable AI services, tools, integrations, and operating-model enhancements.
  • Monitor developments in generative AI, machine learning, large language models, agentic AI, model operations, and responsible AI to inform platform priorities.
  • Translate the product vision into clearly defined capabilities, features, requirements, user stories, and acceptance criteria.
  • Own, prioritize, and continuously refine the product backlog to ensure the highest-value work is delivered first.
  • Partner with Technology, engineering, architecture, and delivery leaders to guide platform design, development, integration, testing, implementation, and support.
  • Ensure delivery teams meet agreed-upon standards for quality, security, reliability, usability, scope, and operational readiness.
  • Establish processes for gathering, evaluating, and prioritizing platform enhancement requests.
  • Lead roadmap reviews, product demonstrations, release planning, and stakeholder updates.
  • Use platform analytics, adoption measures, operational data, user feedback, agile metrics, and objectives and key results to evaluate performance and identify improvement opportunities.
  • Manage the platform across its full lifecycle, from initial delivery through adoption, optimization, maturity, and continuous enhancement.
  • Serve as the primary product leader and advocate for the AI Platform across Citizens.
  • Partner with Business, Technology, Cybersecurity, Risk, Model Risk Management, Legal, Compliance, Privacy, Data Governance, and Analytics to align platform priorities, requirements, and delivery.
  • Facilitate decisions across stakeholders with differing business, technical, and risk considerations.
  • Embed security, privacy, governance, access management, monitoring, auditability, and human oversight requirements into the platform roadmap and backlog.
  • Ensure the platform supports the responsible, secure, transparent, and compliant development and use of AI.
  • Identify and communicate key risks, dependencies, vulnerabilities, tradeoffs, and mitigation plans.
  • Help establish repeatable processes that enable AI use cases to progress efficiently from experimentation through approval, production, and ongoing monitoring.
  • Develop clear business cases and executive-level communications to secure alignment, investment, and organizational support.
  • Translate common business and product needs into reusable enterprise platform capabilities.
  • Drive platform adoption through onboarding, training, documentation, communications, and user feedback.
  • Communicate progress against the roadmap, objectives, adoption goals, risks, and dependencies to key stakeholders.
  • Maintain awareness of evolving AI regulations, industry standards, and internal policies to inform platform priorities.
  • Lead, coach, and develop a team of three direct reports.
  • Establish clear responsibilities, performance expectations, development goals, and ways of working.
  • Delegate product ownership responsibilities while maintaining alignment across the overall platform vision and roadmap.
  • Create an inclusive, collaborative, and high-performing team environment focused on accountability, innovation, and measurable outcomes.
  • Develop team capabilities in product management, AI, stakeholder management, execution, and leadership.
  • Coordinate work across product owners, engineers, architects, data scientists, delivery leaders, and control partners.
  • Promote agile product management practices and continuous improvement across the broader AI Platform team.
Desired Qualifications
  • Experience building or managing an enterprise AI, machine learning, data science, cloud, developer, or technology platform.
  • Experience within financial services or another highly regulated industry.
  • Familiarity with AI governance, model risk management, cybersecurity, privacy, data governance, and regulatory requirements.
  • Experience enabling AI solutions from experimentation and prototyping through production deployment and ongoing monitoring.
  • Familiarity with cloud platforms, machine learning operations, large language model operations, application programming interfaces, identity and access management, observability, and platform integration.
  • Experience developing platform adoption, onboarding, training, and change-management strategies.
  • Bachelor’s degree in business, technology, engineering, computer science, data science, or a related field, or equivalent professional experience.

About the company

C

Citizens Financial Group

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Citizens Financial Group runs consumer and commercial banking businesses for households, small firms and larger companies, alongside wealth management. Through Citizens Bank, it accepts deposits, processes payments and lends for homes, education and business needs through branches and digital channels. Its commercial teams manage corporate cash flows, arrange financing and advise on mergers and acquisitions, while its private bank serves wealthy families and business owners. The group earns interest on loans and securities, pays interest on deposits and charges fees for financial services and advice. Its banking roots date to 1828, and it is headquartered in Providence, Rhode Island.

Company Size

10,001+

Company Stage

IPO

Headquarters

Providence, Rhode Island

Founded

1828

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Simplify's Take

What believers are saying

  • Profits support stability: July 2026 reporting showed Citizens earned $587 million in the second quarter, up 35% yearly.
  • Wealth services broaden: Citizens added an insurance advisory team for business owners and families in May 2026.
  • Employees build retirement savings: Citizens adds 1.75% of eligible earnings annually plus matching contributions after one year.

What critics are saying

  • Borrower defaults still cost money: July 2026 reporting showed Citizens wrote off $135 million net in the second quarter.
  • Rate changes affect earnings: Citizens' floating-rate loans reprice faster than its core deposits, according to its 2025 filing.
  • Part-time health coverage has limits: Citizens requires scheduled work above 20 hours weekly for plan eligibility.

What makes Citizens Financial Group unique

  • Citizens gathers deposits beyond branches: its Citizens Access division runs entirely online.
  • Citizens finances Apple purchases directly: Citizens Pay is the lender named in Apple's credit agreement.
  • Citizens targets private equity buyers: its 2025 review reports fourth place in sponsor-backed middle-market M&A deal volume.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Parental Leave
  • Flexible Work Hours
  • Tuition Reimbursement
  • Wellness Program
  • Paid Vacation
  • Paid Sick Leave

Company News

Yahoo Finance
Oct 16th, 2026
Citizens Financial Q3 net income jumps 29% to $636M, dividend up 13%, $1.95B buyback

Citizens Financial Group reported third quarter 2026 net income of $636 million, up 29% from a year earlier. Earnings per share rose 34% year on year and 8% from the previous quarter, to $1.41. Return on tangible common equity was 15.1%. Operating leverage was a positive 5.3% year on year. The board raised the quarterly dividend by $0.06, or 13%, to $0.52 per share, payable on November 13, 2026. It also increased its share repurchase capacity to $1.95 billion, $1.3 billion above the $650 million remaining under the prior authorisation. Chairman and chief executive officer Bruce Van Saun said he is confident in the outlook for the fourth quarter and for 2027.

Inc.
Oct 8th, 2026
Stord Secures $400 Million And Wants to Be Bigger Than Amazon

Stord is about to cross $1 billion in revenue. The buzzy logistics star is just getting started.

Yahoo Finance
Sep 14th, 2026
Citizens Bank sues SoFi over poaching 30 mortgage staff who generated $5M in revenue

Citizens Bank has sued SoFi, alleging the digital lender poached 30 mortgage employees since 2024, affecting operations across nine states. The lawsuit centres on two employee groups, particularly nine Connecticut-based staff who resigned in June within minutes of each other. Citizens claims SoFi "strategically orchestrated" the departures, which represented $400 million in closed loans and $5 million in revenue the previous year. The bank alleges employees transferred confidential client data before leaving. The Connecticut departures eliminated 70% of the branch's mortgage producers and 80% of mortgages, essentially wiping out Citizens' market presence there. Three additional Connecticut employees have since joined SoFi. A SoFi spokesperson called the lawsuit "a baseless allegation and a clever attempt to prevent Citizens employees from pursuing career opportunities elsewhere.

Morningstar
Aug 26th, 2026
NewPower Worldwide expands credit facility to $750M to support global growth

NewPower Worldwide, an electronics distributor, has expanded its committed credit facility to $750 million. The increased capacity will enable the company to invest in inventory, support customer growth, and capitalise on global supply chain opportunities. Since its founding in 2014, NewPower has grown to 14 offices across the Americas, EMEA, and APAC, with $5 billion in annual sales and more than $1 billion in inventory worldwide. The facility expansion strengthens the company's ability to purchase strategically and support large-scale customer requirements. Chief executive officer Carleton Dufoe said the expanded facility provides additional capacity to secure inventory and respond faster to market opportunities. Citizens led the increased credit facility to support NewPower's growth objectives. The New Hampshire-based company distributes electronic components and finished goods to OEMs, EMS providers, and supply chain partners worldwide.

Associated Press
Jul 16th, 2026
Citizens Financial Group reports Q2 2026 net income of $587M, up 35% YoY

Citizens Financial Group reported second quarter 2026 net income of $587 million, up 35% year-over-year, with earnings per share of $1.30, up 41% year-over-year and 15% quarter-over-quarter. The Providence, Rhode Island-based bank, which has $233.8 billion in assets, attributed the results to strong revenue growth and favourable credit performance. Chairman and CEO Bruce Van Saun highlighted progress on strategic initiatives, including growth in the Private Bank, record wealth fees, and record second quarter fees in capital markets. The company also announced successful launch of a new consumer mobile platform and progress on its "Reimagine the Bank" initiative. Citizens' board declared a quarterly dividend of $0.46 per share, payable on 13 August 2026 to shareholders of record on 30 July 2026.

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