E

Edenred

Digital payments platform for employee benefits

Vice President of Product

Full-Time
$180k - $195k/yr+ Incentive compensation
Expert
Florida, USA
Remote
ProductProduct Management

About the job

Requirements
  • A minimum of 10 years of progressive product management and product leadership experience in SaaS, fintech, payments or financial technology; an equivalent combination of education and experience will be considered.
  • Significant experience leading product organizations and complex software portfolios.
  • Demonstrated experience defining and executing multi-year product strategies and roadmaps.
  • Strong understanding of SaaS product management and modern software development methodologies.
  • Proven ability to partner effectively with Engineering and Technology leadership.
  • Strong commercial orientation with an understanding of product economics, pricing, revenue and profitability.
  • Experience translating customer and market needs into scalable product solutions.
  • Strong executive communication and stakeholder management capabilities.
  • Demonstrated ability to operate successfully in a fast-moving environment requiring prioritization, organizational change and cross-functional leadership.
  • Prolonged periods of sitting at a desk and working on a computer.
  • Must be able to lift up to 15 pounds at times.
  • Must possess the physical and mental abilities to perform the tasks normally associated with an office position involving standing, sitting, reaching, manual dexterity to operate office machines, stooping, bending to handle files and supplies, and mobility to complete errands or deliveries.
  • May work at computer monitors for prolonged periods with danger of eye strain and muscle pain.
Responsibilities
  • Define where the company invests, what it builds, why it builds it, and how investments translate into customer value, revenue growth, competitive differentiation, and operating leverage.
  • Oversee a portfolio spanning B2B payment capabilities, software, integrations, application programming interfaces, data, workflow, and partner capabilities surrounding payment execution.
  • Build, lead and develop a high-performing Product Management organization.
  • Define the organizational structure, roles, capabilities and career paths for the Product team.
  • Recruit and develop product leaders and product managers.
  • Create a culture of accountability, customer focus, commercial thinking and data-driven decision-making.
  • Raise the overall level of product management discipline across the organization.
  • Challenge assumptions and drive difficult prioritization decisions.
  • Communicate product strategy to executives, employees, customers, partners, Board members and investors.
  • Establish and communicate a product vision and strategy aligned with company growth and value-creation objectives.
  • Translate corporate strategy into a focused product portfolio, investment priorities and roadmap.
  • Determine where the company should build, buy, partner, integrate or retire capabilities.
  • Identify opportunities to expand the addressable market, increase payment volume, improve monetization and deepen customer relationships.
  • Evaluate market trends, customer needs, competitive offerings, emerging technologies and regulatory developments.
  • Tie product investments to measurable business outcomes.
  • Own the enterprise product roadmap and establish a methodology for prioritizing product investments.
  • Balance strategic innovation, customer commitments, platform modernization, technical debt, regulatory requirements and near-term commercial opportunities.
  • Establish business cases for major product investments, including customer impact, revenue opportunity, cost, risk and required resources.
  • Drive portfolio management and make trade-off decisions when resources are constrained.
  • Ensure product roadmaps have clear objectives, milestones, dependencies, ownership and success metrics.
  • Lead strategy across virtual card, automated clearing house, check and other electronic payment methods.
  • Improve payment acceptance, supplier adoption, payment conversion, transaction economics, payment visibility, reconciliation and exception management.
  • Develop product strategies that increase payment volume and maximize payment-network economics.
  • Partner with Operations and Vendor Enablement to improve supplier enrollment, electronic payment adoption and the payment experience.
  • Incorporate operational, regulatory, fraud, risk, banking and network considerations into B2B payment strategy.
  • Evaluate proprietary payment capabilities and reduce dependency on third-party infrastructure where appropriate.
  • Develop strategy for application programming interfaces, integrations, embedded payments and partner-enabled capabilities.
  • Ensure integration with enterprise resource planning, accounting, accounts payable automation, procurement and financial systems.
  • Lead product strategy for strategic partnerships involving embedded company or partner capabilities.
  • Define product requirements, customer experience, commercial considerations, service expectations and operating models for strategic integrations.
  • Drive scalable platform architecture supporting multiple products, partners, customer segments and distribution models.
  • Establish a product management methodology spanning market and customer insight, product strategy, discovery, business case, requirements, prioritization, development, launch, adoption and measurement.
  • Create roles and decision rights across Product Management, Engineering, Architecture, User Experience, Operations, Sales and Customer Experience.
  • Establish product requirements and product discovery practices before development begins.
  • Improve roadmap transparency and stakeholder understanding of priorities, trade-offs and delivery expectations.
  • Create governance for product decisions and reduce reactive development driven by individual customer or sales requests.
  • Serve as the primary executive partner to the technology executive organization on product development.
  • Establish accountability between Product and Engineering, with Product owning the what and why and Engineering owning the how.
  • Ensure Engineering teams receive customer problems, business requirements, priorities and acceptance criteria.
  • Participate in capacity planning and align development resources to the company’s highest-value opportunities.
  • Partner with Engineering leadership on platform modernization, technical debt reduction, scalability, reliability and innovation.
  • Partner with Sales, Marketing and Partnerships to translate product capabilities into market propositions.
  • Define target customer segments, buyer personas, use cases, positioning and differentiation.
  • Ensure new products have go-to-market and launch plans before release.
  • Support strategic customer opportunities and major sales pursuits when product expertise is required.
  • Incorporate sales and customer feedback systematically without allowing individual deals to dictate the product roadmap.
  • Partner with Finance and commercial leadership on pricing, packaging and monetization strategies.
  • Build a voice-of-the-customer program involving customers, prospects, partners, Sales, Customer Experience and Operations.
  • Spend time with customers and prospects to understand unmet needs and emerging opportunities.
  • Establish competitive intelligence and market analysis as inputs into product strategy.
  • Use quantitative product data and qualitative customer insight to inform investment decisions.
  • Establish a product scorecard measuring product revenue, payment volume, revenue and margin by payment type, electronic payment conversion, virtual card and automated clearing house adoption, supplier enrollment and acceptance, customer adoption and utilization, product attach and cross-sell rates, customer retention, time-to-value, development velocity, roadmap predictability, reliability, contribution margin and return on investment.
  • Use product metrics to evaluate where to increase, reduce or discontinue investment.
Desired Qualifications
  • Prior experience in B2B payments, including accounts payable automation; procure-to-pay or source-to-pay; virtual cards; automated clearing house; commercial card networks; payment processing; supplier enablement or enrollment; embedded payments; payment application programming interfaces; enterprise resource planning and accounting integrations; banking or payment infrastructure; fraud and payment risk; reconciliation; or payment monetization.
  • Ability to define a product vision while driving near-term decisions.
  • Understanding that products must create measurable customer value and attractive company economics.
  • Ability to engage deeply with Engineering and Architecture.
  • Use of customer insight, product analytics, economics and market evidence to make investment decisions.
  • Ability to bring Product, Engineering, Sales, Operations, Customer Experience and Partnerships together around common objectives.
  • Ability to modernize products, processes and organizations while maintaining delivery against current customer commitments.

About the company

Edenred is a digital payments and services platform for the working world, connecting 60 million users, 2 million merchant partners, and nearly 1 million corporate clients across 45 countries. It offers employee benefits (such as Ticket Restaurant meal vouchers), mobility services, employee engagement tools, and corporate payment instruments, delivered through digital platforms and apps with wallet integrations. Its uniqueness comes from its global scale and broad product mix spanning benefits, mobility, and payments, plus innovations like virtual Ticket Restaurant and early wallet partnerships in France. Its goal is to simplify daily life for employees, boost well-being, attract talent, and improve company performance by making benefits and payments smoother and more connected.

Company Size

5,001-10,000

Company Stage

IPO

Headquarters

Issy-les-Moulineaux, France

Founded

1983

Get referred to Edenred

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • Edenred completed The Mobility House Solutions acquisition on August 3, 2026, expanding EV charging.
  • Electra partnership gives Edenred Mobilité clients a 30% discount across France since April 8, 2026.
  • Toolstation’s August 27, 2026 gift-card launch validates Edenred Payment Solutions’ rapid embedded-finance execution.

What critics are saying

  • Italy’s AGCM opened an abuse-of-dominance probe on March 26, 2026; penalties and remedies loom.
  • Rome ordered Edenred Italia to stand trial over a 2019 tender; reputational drag continues.
  • Abry’s July 31, 2026 Edenred Pay North America deal dilutes control; integration risk persists.

What makes Edenred unique

  • Edenred spans benefits, mobility, and payments across 44 countries, bundling employer workflows.
  • UTA Edenred’s one-million-point charging network and ChargePilot deepen its fleet electrification moat.
  • Edenred Payment Solutions issues virtual cards instantly, powering embedded finance for corporates and retailers.

Help us improve and share your feedback! Did you find this helpful?

Benefits

  • Remote Work Options
  • Performance Bonus
  • Paid Vacation
  • Profit Sharing

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
Yahoo Finance
Oct 16th, 2026
Edenred up 60% this year, yet trades at 13.9x earnings, below Fair Ratio

Edenred shares have risen about 60% so far this year, raising the question of whether earnings justify the price. The stock trades on about 13.9 times earnings. That is slightly above the diversified financial industry average of roughly 12.8x, and below the peer group average of about 15.0x. A Simply Wall St "Fair Ratio" benchmark, which weighs profitability, size and sector risks, points to a higher multiple, suggesting the market is applying a discount. Investors are split. Bulls cite Beyond Food and Beyond Fuel offers, which account for more than 40% of revenue. Bears point to a 6.6% rise in first-half 2026 operating expenses and a drop in operating EBITDA margin to 37%, and call the stock 45% overvalued.

Edenred
Sep 17th, 2026
"Helping users spend smarter and maximize their purchasing power": The ambitions of Ludovic de Valon, Edenred's new Director of User Products & Advertising Monetization.

"Helping users spend smarter and maximize their purchasing power": The ambitions of Ludovic de Valon, Edenred's new Director of User Products & Advertising Monetization. Since joining Edenred in September, Ludovic de Valon has been sharing his ambitions for driving user engagement across Edenred's products. This French-American executive, who has worked at Amazon, Google and TikTok, has been tasked with offering more features to users of Edenred's platforms. This will enable them to make better use of their benefits in everyday life, which will benefit the entire Edenred ecosystem and create new revenue streams. Ludovic de Valon will first focus on the Edenred+ app, which brings together multiple employee benefits.

Vaigo
Sep 3rd, 2026
Edenred Mobility Hub runs on Vaigo.

Edenred Mobility Hub runs on Vaigo. By Roeland Vanrenterghem | Posted sep 3, 2026 Edenred, the everyday companion for people at work, has chosen Vaigo technology to power its mobility offering in Belgium. The Edenred Mobility Hub is live: fully branded as Edenred, integrated in their applications, contracted by Edenred with their own customers. Behind it, Vaigo runs the platform and the operations. That reach is what makes it significant - more than 60.000 clients and over 2 million users in Belgium, now a step closer to mobility that manages itself. Why it matters. Most Belgian companies still manage mobility with spreadsheets, paper receipts and a lot of patience. It doesn't have to be that way. Mobility budgets, the federal mobility budget, commuting policies, payroll integration - all of it can run automatically, in the background, while HR focuses on people instead of paperwork. What "we run the operations" means. * The administration is performed, not redesigned. Subscriptions ordered and stopped, receipts validated against the employer's own policy, payroll corrections entered. What reaches payroll is wage-code-ready lines, never a stack of receipts. * The employee questions land with Vaigo BV. What is the best choice for me? Does the policy allow this? Am I entitled to it? Those questions are the real workload in a mobility scheme. They come to its helpdesk, in the employee's own language. * The cost moves. Public transport spend right-sized per employee, double commuting allowances blocked, charging sessions outside policy caught - with the outcome flowing to payroll as a reimbursement or a deduction. HR sets the rules once. The platform enforces them every day. Vaigo BV handle whatever falls outside them. Its go-to-market from here. Two routes, and the difference is standardisation - not company size. Via partners - standardised. Packaged configurations, defined scope, partner-branded, partner-contracted. Faster to deploy and a shorter path through procurement, because the supplier is already approved. This is where volume belongs, and Edenred is the first channel proving it at scale. Directly with Vaigo - custom. Setups where the policy itself is complex, the integrations are custom, or new vendors have to be connected. Multiple entities or countries, specific wage-code logic, public tenders. Cases where the policy has to be designed before it can be automated. Vaigo BV is opening the channel further. The construction works - a partner's brand and contract in front, its platform and operations behind. Vaigo BV is looking for the same fit in adjacent industries where mobility sits close to an existing employer relationship: HR social secretaries, EV charging and energy, leasing and fleet. What Vaigo BV look for is an existing relationship with the employer, and an existing product where mobility strengthens the core offer rather than competing with it. What Vaigo BV don't offer is a mobility API with a logo option. The point is that the work gets done - which means its operations team, its rules and its helpdesk sit behind whatever brand is on the front. A partner of Edenred's scale betting on its platform tells Vaigo BV the market is ready. So are Vaigo BV. Rethinking mobility for your organisation, or looking to carry it under your own brand? [email protected] - Vaigo BV'll show you what effortless looks like.

SYMEX ECONOMICS SA
Sep 2nd, 2026
published on 09/02/2026 at 18:20 from EDENRED (EPA:EDEN)

published on 09/02/2026 at 18:20 from EDENRED (EPA:EDEN). Appointment to Edenred's Executive Committee. Fabrizio Ruggiero appointed Chief Operating Officer, Benefits & Engagement. Edenred announces today the appointment of Fabrizio Ruggiero, effective September 28, 2026, as Chief Operating Officer, Benefits & Engagement and member of Edenred's Executive Committee. Based in Issy-les-Moulineaux, Fabrizio Ruggiero will report to Bertrand Dumazy, Chairman and Chief Executive Officer of Edenred. He will succeed Arnaud Erulin, who will be leaving the Group to take on new responsibilities. As Chief Operating Officer for Benefits & Engagement, Fabrizio Ruggiero's mission will be to strengthen Edenred's leadership as the most trusted global Benefits & Engagement digital platform. Delivering on Edenred's Amplify25-28 strategic plan, his role will encompass the acceleration of clients' acquisition, and the generation of higher Average Revenue per User growth, thanks to the upselling and cross-selling of Edenred's unmatched portfolio of solutions. Its roadmap also includes the development of new services for merchant partners, as well as AI-powered innovations. Bertrand Dumazy, Chairman and CEO of Edenred, said: "I am delighted to welcome Fabrizio to Edenred's Executive Committee. The in-depth knowledge of our Benefits & Engagement activities that he has acquired since joining Edenred in 2021, coupled with his international culture gained across leading B2B and B2C service and digital businesses, will be invaluable assets for Edenred's development. I would also like to warmly thank Arnaud Erulin for his strong contribution and unwavering commitment to Edenred's success over the past 32 years." Fabrizio Ruggiero (biographical details). Graduated in Business Administration from Sapienza University of Rome and holding an MBA from the Polytechnic University of Milan, Fabrizio Ruggiero has built extensive experience in the service industry (Leisure & Travel, Financial and Digital Services). Fabrizio Ruggiero began his career at Accenture and later at Bain & Company. In 2004, he joined Leasys (a leading Italian leasing group), becoming Managing Director in 2007. He then moved to Europcar as Managing Director in Italy in 2011, before becoming Deputy CEO of Europcar Mobility Group in 2016. Since 2021, Fabrizio Ruggiero has been General Manager of Edenred Italy. Edenred is the global leader in Benefits & Engagement and Mobility. With more than 1 million client companies across 44 countries, Edenred's platform gives more than 60 million users access to the services and products of more than 2 million partner merchants. Edenred offers digital solutions dedicated to employees (meal vouchers, commuting, gift cards, wellness, rewards, and preferential offers), fleet managers (multi-energy solutions including EV charging, maintenance services, VAT refund services, tolls, and parking), and corporate payments (virtual cards). Guided by Edenred's purpose, "Enrich connections. For good.", these solutions enhance employees' well-being and purchasing power and simplify the lives of professional drivers. They promote access to healthier food, more environmentally friendly products, and more sustainable mobility. Finally, they improve the attractiveness and efficiency of businesses while vitalizing the employment market and local economies. Edenred's 12,000 employees are committed to making the world of work a connected ecosystem that is safer, more efficient and more responsible every day. In 2025, thanks to its unique technology platform, Edenred generated a business volume of €49 billion, mainly through mobile applications, online platforms, and cards. Edenred is listed on the Euronext Paris stock exchange and included in the following indices: CAC Next 20, CAC Large 60, Euronext 100, Euronext Tech Leaders, FTSE4Good, DJBIC Europe Index and DJBIC World index. The logos and other trademarks mentioned and featured in this press release are registered trademarks of Edenred S.E., its subsidiaries or third parties. They may not be used for commercial purposes without prior written consent from their owners. Contacts. Communications department. Media relations. Investor relations.

Financial IT
Aug 27th, 2026
Edenred Payment Solutions powers Toolstation's launch of its new-to-market omnichannel gift card programme.

Edenred Payment Solutions powers Toolstation's launch of its new-to-market omnichannel gift card programme. * Payments * 27.08.2026 10:26 am Edenred Payment Solutions (EPS), a leading payment services provider and regulated Electronic Money Institution (EMI), today announced the launch of a new closed-loop gift card programme for Toolstation, one of the UK's fastest-growing multi-channel retailers of tools, accessories and building supplies. Developed and launched in a record time of just eight weeks, the new gift cards give DIY enthusiasts and trade professionals total flexibility to purchase and redeem gift cards across all Toolstation touchpoints. This includes in-store across its network of over 590+ UK branches, online, or through the Toolstation mobile app. The programme enables new brand activation for Toolstation and serves as an opportunity to further build customer engagement, loyalty and revenue. Powered by EPS's API-based payments platform, the programme provides Toolstation with end-to-end card processing capabilities, including real-time top-ups, balance enquiries, and secure redemptions built directly into Toolstation's checkout systems with zero third-party redirects. EPS also equips the Toolstation team with dedicated customer service management tools and advanced analytics dashboards to monitor activity, breakage, customer behaviour, and campaign performance. From the initial conversation, EPS understood the opportunity for Toolstation to introduce a gift card offering and consulted with key stakeholders at Toolstation on industry and product best practices. After defining the product requirements, Toolstation set an ambitious launch target and recognised Edenred Payment Solutions as well placed to deliver on this. Rehana Mitha, Managing Director at Edenred Payment Solutions, said, "Toolstation is the latest retailer to recognise the importance of incorporating gift cards into their customer proposition. They wanted to create a brand new programme with zero friction when their customers were using the gift card, regardless of how they choose to purchase and redeem across stores, the web and app. They set an ambitious goal of integration, card manufacture, and launch in their stores in just eight weeks. Our dedicated project team worked with great agility and close collaboration with several Toolstation stakeholders to meet this timeline. We are thrilled to support Toolstation with an end-to-end payment solution that promotes long-term customer loyalty while also giving rise to meaningful community and B2B initiatives in the future."