Full-Time

Mortgage Post Closer

Key Mortgage Services

Key Mortgage Services

51-200 employees

Independent lender providing mortgage, brokerage, title

Compensation Overview

$47k - $52k/yr

Schaumburg, IL, USA

In Person

Category
Clerical & Data Entry (1)
Required Skills
Word/Pages/Docs
Excel/Numbers/Sheets

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Requirements
  • At least 1 year of post-closing experience is required.
  • Familiarity with industry quality control standards and fraud detection methods is required.
  • The ability to work efficiently in a fast-paced environment is required.
  • Proficiency with Google Suite, Microsoft Word, and Microsoft Excel is required.
  • Proficient knowledge of office technology and equipment, including printers and scanners, is required.
  • Excellent interpersonal skills are required.
Responsibilities
  • Review daily investor portals for suspense conditions and monitor deficiency notifications to prioritize daily workflow.
  • Update suspense conditions in the Encompass loan origination system for document tracking and root-cause analysis.
  • Track, gather, and upload documents required to clear suspense conditions.
  • Refute invalid investor suspense conditions.
  • Communicate professionally with all necessary departments to obtain documentation in a timely manner.
  • Monitor and respond to post-purchase audit and file requests from internal and external examiners, auditors, investors, quality-control providers, and other external parties as assigned by management.
  • Identify process-improvement opportunities within post-closing, secondary-market, and servicing-transfer operations.
  • Escalate problems to a manager so they can be resolved without expense.
  • Follow high standards of professionalism and service in written and verbal customer communications when customer follow-up is required.
Desired Qualifications
  • Experience with Encompass is preferred.
Key Mortgage Services

Key Mortgage Services

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Key Mortgage Services is a family-owned, independent lender that helps people buy homes. It started in 1988 in the Chicagoland area and grew from real estate roots tied to the Baird & Warner family of companies. The company combines brokerage, mortgage, and title services into a single, “one-stop-shop” experience to make homebuying smoother. It emphasizes a client-first approach rather than chasing rapid growth. In 2021, Ralph Melbourne became president to guide growth and refine the integrated model. While rooted in Illinois, Key Mortgage Services now operates nationwide. In 2025, it launched Key Mortgage Affinity to partner with community banks and credit unions, giving them the tools to offer comprehensive mortgage services under their own brands. The company’s goal is to make homeownership more accessible by providing trusted, integrated mortgage solutions and expanding its reach through strategic partnerships.

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

N/A

Founded

1988

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Simplify's Take

What believers are saying

  • Affinity launched September 16, 2025 with three models and co-branded marketing.
  • The program reports over 90 NPS, signaling strong service quality and partner retention.
  • Partnerships with credit unions and community banks expand distribution without heavy branch spending.

What critics are saying

  • Nonbank mortgage partnerships face regulatory scrutiny and rising origination costs through 2026.
  • White-label Affinity competes with BMO, KeyBank, and larger correspondent platforms on price.
  • If Affinity stalls, Key Mortgage remains a small regional lender vulnerable to consolidation.

What makes Key Mortgage Services unique

  • Baird & Warner-backed since 1988, Key Mortgage blends brokerage, title, and lending.
  • Ralph Melbourne, president since August 2021, brings BMO and Guaranteed Rate Affinity experience.
  • September 16, 2025 Affinity targets credit unions and community banks with white-label support.

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Benefits

Health Insurance

Dental Insurance

401(k) Company Match

Paid Vacation

Volunteer Time Off