V

Viva.com

Cloud-based neobank offering payment processing

Client Relationship Representative

Full-Time
No salary listed
Junior
Barcelona, Spain
HybridHybrid role in Barcelona with regular travel to meet clients and attend industry events.

About the job

Requirements
  • At least 2 years of experience in business development within a fast-paced environment, preferably in a financial services institution or payments company.
  • Understanding of financial product and service features and advantages.
  • Experience working with Customer Relationship Management systems.
  • Strong negotiation skills.
  • Strong organizational and diary management skills.
  • Resilience and the ability to handle objections.
  • Ability to deal with a diverse client base.
  • Computer literacy and a technology-oriented mindset.
  • Fluency in English and Spanish.
Responsibilities
  • Promote company services by visiting clients' premises.
  • Assist merchants with verification and activation processes.
  • Monitor and analyze portfolio performance.
  • Provide in-person support and consultation for existing customers.
  • Engage in system-scheduled and self-initiated activities.
  • Ensure new merchants in the assigned portfolio complete registration.
  • Support existing merchants in maintaining active usage.
  • Escalate issues by opening cases for problems beyond the role's resolution scope.
  • Present product features and benefits to clients in a compelling manner.
  • Travel to meet clients and attend industry events.
Desired Qualifications
  • Experience in business development within a financial services institution or payments company.

About the company

Viva Wallet provides cloud-based payment processing and banking services for merchants across 24 countries, including online gateways, POS terminals, and business accounts with local IBANs and corporate debit cards. Its platform on Microsoft Azure supports 30+ payment methods and features like Tap to Pay on iPhone/Tap on Phone and a Smart Checkout that localizes language, currency, and payment options to improve conversions. A key differentiator is the 0% commission model for merchants who use both card acceptance and Viva Wallet’s corporate debit card, plus its licensed European neobank status and merchant cash‑advance capability. The company aims to simplify cross-border payments for merchants and expand its European footprint in payments, banking services, and mobile card acceptance.

Company Size

501-1,000

Company Stage

Acquired

Total Funding

$178.5M

Headquarters

Athens, Greece

Founded

2010

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Simplify's Take

What believers are saying

  • Viva.com won Cyprus's state payments contract, covering over €1.5 billion annually.
  • Wero launches across Belgium, France, and Germany, reaching 57 million users.
  • BlueStar and Advance Booking Factoring expand hardware distribution and merchant financing.

What critics are saying

  • JPMorgan's €916 million lawsuits still target Viva.com's directors in 2026.
  • The valuation fight can trigger a forced sale below €5 billion.
  • A court-ordered sale to JPMorgan would end Viva.com's founder-controlled strategy.

What makes Viva.com unique

  • Viva.com spans 29 European markets with one banking and payments integration.
  • It supports 40-plus payment methods, including Wero and Tap to Pay.
  • Fiskaltrust gives Viva.com fiscalisation plus payments, a rare compliance moat.

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Benefits

Health Insurance

Performance Bonus

Professional Development Budget

Wellness Program

Growth & Insights and Company News

Headcount

6 month growth

↑ 0%

1 year growth

↓ -1%

2 year growth

↓ -4%
Yahoo Finance
Jul 23rd, 2026
Viva.com joins European Payments Initiative to integrate Wero wallet across 29 markets

Viva.com has joined the European Payments Initiative (EPI), integrating the Wero digital wallet into its payments and banking platform. The integration will initially launch in Belgium, France and Germany, with additional countries to follow as Wero expands. Viva.com operates as a pan-European banking infrastructure across 29 markets, providing services including card acceptance and payment gateways for businesses. Wero will join more than 40 payment methods available through its platform. The Wero digital wallet supports instant account-to-account transfers and reportedly has more than 57 million users across Europe. Viva.com also plans to support Wero's expansion into NFC-based in-store acceptance when available. Earlier this year, Global Payments' Worldpay business joined EPI as a principal member.

Coindoo
Jul 22nd, 2025
UK Court Blocks JPMorgan's $1.1B Viva Bid

A UK court has blocked JPMorgan Chase's $1.1 billion lawsuit against Greek fintech Viva Wallet. The dispute arose from JPMorgan's 2022 acquisition of a 48.5% stake in Viva, with an option to buy the remaining shares if Viva's valuation fell below €5 billion by July 30, 2025. JPMorgan alleged Viva obstructed growth to maintain its valuation above the threshold, but the court halted the bank's efforts to trigger the buyout option.

Viva.com
Feb 19th, 2025
Viva.com Acquires Majority Stake in Fiskaltrust - viva.com

Viva.com Acquires Majority Stake in Fiskaltrust to Become the First in Europe to Offer Payments & Banking Solution, Integrated with Fiscalisation Services.

BilKuj
Jan 9th, 2025
JPMorgan Takes Legal Action Against Viva Wallet In Ongoing Valuation Dispute

JPMorgan Chase & Co. (NYSE: JPM) has filed two lawsuits against Greece's Viva Wallet, escalating a long-standing legal battle over the fintech company's valuation.

Greek City Times
Jan 8th, 2025
JP Morgan Sues Viva Wallet in Ongoing Dispute Over Valuation

JP Morgan sues Viva Wallet in ongoing dispute over valuation.