C

Cepal Hellas Financial Services

Specialized loan and credit receivable servicing

Head of Corporate Law & Governance

Full-TimePosted on 10/21/2026
No salary listed
Senior
Bachelor's, Master's
Nea Smyrni, Greece
HybridHybrid work model; the posting does not specify office-day requirements.
LegalLegal Counsel & Legal Support

About the job

Requirements
  • A law degree from a Greek or foreign university is required.
  • Seven to eight years of post-qualification experience is required, with the ability to handle matters independently from start to finish.
  • Experience gained in a reputable law firm, an in-house legal department of a group of companies, or ideally both is required.
  • Membership in the Athens Bar Association is required.
  • Excellent written and spoken Greek and English, including drafting and negotiating in English, is required.
  • A business-oriented approach is required, providing practical and clear advice to management rather than purely theoretical opinions.
  • Strong drafting and negotiation skills are required.
  • Ability to manage multiple matters across several group companies simultaneously, with attention to detail and deadlines, is required.
  • Capacity to coordinate external counsel and work closely with Finance, Tax, Compliance, and other internal functions is required.
  • Integrity, discretion, and confidentiality are required.
  • Ability to work collaboratively in a growing legal team is required.
Responsibilities
  • Manage the corporate, governance, and transactional legal matters of the Company and its group companies, including compliance with the regulatory framework for credit servicers and credit purchasers.
  • Advise senior management on strategic transactions and day-to-day matters; the role is non-contentious and does not involve court appearances.
  • Manage Greek corporate law matters of the Company and its group companies, particularly matters concerning Sociétés Anonymes under Law 4548/2018.
  • Lead corporate governance by supporting the Board of Directors and General Meetings, drafting minutes and resolutions, handling GEMI filings, and overseeing subsidiary governance, including requirements applicable to credit servicers.
  • Ensure compliance with the regulatory framework for credit servicers and credit purchasers under Law 5072/2023, including licensing, ongoing obligations, notifications to and correspondence with the Bank of Greece, and outsourcing arrangements.
  • Handle corporate transactions, including legal due diligence, SPAs, shareholders' agreements, joint ventures, and share capital increases and reductions.
  • Handle loan-portfolio transactions, including servicing agreements, portfolio sales and transfers, and securitizations, including transactions under the Hercules Asset Protection Scheme (Law 4649/2019).
  • Draft, review, and negotiate intra-group agreements and day-to-day commercial contracts.
  • Coordinate external counsel and work closely with Finance, Tax, Compliance, and other internal functions.
Desired Qualifications
  • An LLM in corporate, commercial, or banking law is a strong asset.
  • Prior experience with a credit servicer, a bank, or a law firm advising the financial sector is a strong asset.

About the company

C

Cepal Hellas Financial Services

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Cepal Hellas specializes in loan and credit receivable servicing, operating as a regulated servicing company under the Bank of Greece. It manages and administers loan portfolios, handling servicing activities like payment collection, data management, and negotiations with borrowers to optimize outcomes for lenders. The service is delivered through a professional, meritocratic environment with thorough training and ongoing development, emphasizing ethical standards and strong communication and negotiation skills. Unlike many peers, Cepal positions itself as a contributor to the advancement of Greece’s loan-servicing sector, focusing on sector improvement and professional development. The company’s core goal is to enhance the efficiency and quality of loan and credit receivable servicing in Greece.

Company Size

501-1,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Athens, Greece

Founded

N/A

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Simplify's Take

What believers are saying

  • Cepal won five Digital Finance Awards in 2026, validating technology execution.
  • Cepal received MSCI AAA for 2025, strengthening institutional credibility with investors.
  • The 2025 capital reduction and 2026 consolidation plan free cash for expansion and efficiency.

What critics are saying

  • January 2026 Muzakis challenged a €1.2 million Cepal payment order, prolonging court exposure.
  • June 2025 Greek authorities fined Cepal €60,000 for disclosure lapses and mispriced interest.
  • Headcount fell from 579 in 2023 to 524 in March 2026, signaling execution pressure.

What makes Cepal Hellas Financial Services unique

  • Bank of Greece regulation and large-scale Greek receivables servicing anchor Cepal’s moat.
  • June 2025 spin-off of Cepal Solutions sharpened operations, legal, and collections specialization.
  • July 2026 Finclude investment adds open-banking analytics and credit-scoring capabilities.

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Benefits

  • Health Insurance
  • Flexible Work Hours
  • Hybrid Work Options
  • Meal Benefits
  • Professional Development Budget
  • Mentorship Program

Growth & Insights and Company News

Headcount

6 month growth

27%

1 year growth

28%

2 year growth

28%
Startupper.gr
Nov 11th, 2025
Cepal Acquires 51% Stake in Finclude

Cepal, a major financial services servicer in Southeast Europe, has signed an agreement to acquire a 51% stake in fintech company Finclude, regulated by the Central Bank of Ireland. This investment aligns with Cepal's strategy to enhance its technology and data-driven services for institutional clients. Finclude will continue operating independently within Cepal, contributing to its Data & Analytics ecosystem. The deal is subject to regulatory approvals.