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SouthState Bank

Regional bank serving Southeastern communities

Customer Care Representative 1

Full-TimeDeadline 11/12/26
$33.7k - $50.5k
Entry
Denton, TX, USA
RemoteMust reside within 50 miles of Denton, Texas.
Customer Experience & SupportCustomer Support

About the job

Requirements
  • High school diploma or equivalent.
  • Previous customer service experience in an inbound call center.
  • Experience in financial services.
  • Strong computer skills and ability to navigate systems for quick resolution.
  • Excellent customer service skills, including verbal, listening, and problem-solving skills.
  • Ability to work with confidential information, both internally and externally, in a professional manner.
  • Ability to work flexible hours when necessary.
  • Ability to receive coaching and feedback.
  • Ability to meet or exceed goals and solve problems in a fast-paced environment.
  • Interpersonal skills to create a positive and effective work environment.
  • Ability to effectively access and interpret information on computer screens, documents, and reports, and identify customers.
  • Ability to maintain a dedicated work area separated from other living areas that provides information privacy.
  • Ability to keep company-sensitive documents secure, if applicable.
  • Agreement not to provide child or adult care during scheduled work hours.
  • Reliable internet service with at least 10 Mbps download and 5 Mbps upload speed, from a cable, DSL, or fiber-optic/FiOS provider.
  • Ability to connect directly to the router or modem via Ethernet cable.
  • Must reside within 50 miles of Denton, Texas.
  • Must be available to travel when necessary.
Responsibilities
  • Identify and resolve customer inquiries using active listening, critical thinking, and probing skills to achieve first-call resolution.
  • Answer inbound phone inquiries promptly, accurately, and professionally, providing customers with a personalized and rewarding experience.
  • Respond to general account inquiries, including balance inquiries, transaction history, transfers, stop payments, loan inquiries, phone banking PIN resets, customer maintenance updates, product assistance, and check orders.
  • Provide tier-one digital banking support, including unlocking or deleting multi-factor authentication, unlocking customer online banking profiles, and helping customers use the self-service password tool.
  • Provide debit card support, including inquiries, research, blocking, reissuing or reordering cards, and Regulation E disputes.
  • Process customer inquiries accurately and efficiently according to established policies and procedures.
  • Promote virtual branch solutions and ensure customer expectations are met or exceeded.
  • Meet or exceed customer care quality and productivity goals assigned by management.
  • Protect customer information and help minimize bank loss by authenticating customers on every incoming call.
  • Use available systems and resources to review and interpret customer information.
  • Maintain working knowledge of personal computer skills, troubleshoot common problems, and navigate the internet, intranet, and multiple systems.
  • Perform additional duties and tasks as needed or assigned.
  • Maintain a positive, empathetic, and professional demeanor with customers, including during stressful calls.
  • Keep customers informed about changes in bank services, practices, and other factors affecting their account relationships.
  • Follow established processes and guidelines, and comply with company and department policies.
  • Complete additional skills training as required or requested.
  • Complete annual regulatory compliance training and customer care new-hire training.

About the company

SouthState Bank provides personal and commercial financial services, including deposit accounts, loans, and wealth management, to customers across the Southeastern United States. These products work by pooling customer deposits to fund local lending and investment activities, which are managed through a network of physical branches and digital banking platforms. Unlike larger national competitors, the bank focuses on a relationship-based model that prioritizes local market knowledge and personalized service while maintaining the financial scale of a major regional player. The bank's goal is to support the financial health of its clients and communities by combining the resources of a large institution with the accessibility of a local community bank.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Winter Haven, Florida

Founded

1934

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Simplify's Take

What believers are saying

  • Q2 2026 EPS reached $2.35, and net income hit $230 million.
  • Dividend rose 10% in July 2026, signaling confidence and capital strength.
  • Credit quality improved: non-performing assets fell 14%, and net charge-offs stayed 0.06%.

What critics are saying

  • Cyber Incident litigation settled June 24 2026, proving operational vulnerability still monetizes.
  • Net interest margin fell to 3.78% in Q2 2026 as deposit competition intensified.
  • Government contractor banking depends on winning specialized teams before Truist and PNC respond.

What makes SouthState Bank unique

  • SouthState spans nine states, pairing Southeast scale with local relationship banking.
  • Its government contractor vertical, launched August 17 2026, targets defense-adjacent clients.
  • Commercial lending discipline stands out: Q2 2026 loans rose 11% annualized.

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Benefits

  • Remote Work Options
  • 401(k) Retirement Plan
  • Health Insurance
  • Paid Vacation
  • Wellness Program
  • Flexible Work Hours
  • Conference Attendance Budget
  • Family Planning Benefits
  • Fertility Treatment Support
  • Professional Development Budget
  • Stock Options
  • Company Equity

Company News

Yahoo Finance
Oct 23rd, 2026
SouthState Bank shares rise 2.4% as Q3 net income falls 9.2% to $223.8M

SouthState Bank shares rose 2.4% in the first full session after its third-quarter 2026 results, despite falling profit and a tighter lending margin. Net income from continuing operations fell 9.2% to $223.8 million. Revenue dropped 4.1% to $665.1 million, and basic earnings per share slipped to $2.31 from $2.44. The net interest margin held at 3.78%, down from 4.06% a year earlier. Loans and deposits grew about 9% annualised, and quarterly loan production reached roughly $5 billion, helped by banker hiring. Costs are rising. Noninterest expense climbed about $17 million from the second quarter, mostly from pay and hiring. The bank guides to about 4% expense growth for the year.

Yahoo Finance
Oct 23rd, 2026
SouthState Q3: 9% loan and deposit growth, stable 3.78% margin, $592M net interest income

SouthState Bank reported third-quarter 2026 loan and deposit growth of 9% annualized, with a stable net interest margin of 3.78% and low credit losses. Higher Treasury rates weighed on capital-markets fee income. Chief executive officer John Corbett said growth was broad-based and led by commercial and industrial lending, up 12% annualized. Loan production neared $5 billion, up 45% from a year earlier. Net interest income was $592 million. Noninterest income fell $3 million to $94 million, as correspondent banking income dropped to $20.1 million from $24.8 million. Net charge-offs were 9 basis points. The bank expects high-single-digit loan growth in 2026 and a net interest margin of 3.75% to 3.85% through 2027.

Yahoo Finance
Oct 21st, 2026
SouthState misses Q3 revenue estimates as sales fall 1.9% to $685.4M

SouthState (NYSE:SSB) missed Wall Street's revenue and profit estimates in the third quarter of 2026. Revenue fell 1.9% year on year to $685.4 million, against analyst estimates of $688.9 million. Adjusted earnings per share were $2.30, 4.2% below the $2.40 analysts expected. Tangible book value per share rose 6.8% year on year to $58.19, short of the $59.81 forecast. Net interest income was $591.5 million, in line with estimates. The net interest margin held at 3.8%. Chief executive officer John C. Corbett said loans and deposits each grew at a 9% annualised rate. He added that capital markets activity softened as treasury yields rose. The stock fell 2.8% to $99.90 after the report.

Minichart
Sep 12th, 2026
Cardinal Infrastructure secures $250M delayed draw term loan and boosts revolving credit to $100M

Cardinal Infrastructure Group's construction subsidiary, Cardinal Civil Contracting, has secured a $250 million delayed draw term loan facility and expanded its revolving credit line from $75 million to $100 million through a Second Amendment to its Credit Agreement with Truist Bank. The delayed draw facility can be accessed in up to five separate advances over 18 months from the 10 September 2026 effective date. The amendment requires the borrower to maintain a Consolidated Total Net Leverage Ratio of no greater than 1.60 to 1.0 and Consolidated EBITDA of at least $125 million for the twelve months ended 30 June 2026. The expanded credit capacity provides Cardinal Infrastructure significant liquidity for potential acquisitions, project investments, or operational needs. The lending syndicate includes Truist Bank, First Horizon Bank, KeyBank, Regions Bank, and other financial institutions.

Business Wire
Sep 7th, 2026
Cari Raises Over $30 Million in First Tranche of Initial Funding Round, Backed Entirely by Banks

Cari, the bank-governed digital money network, today announced it has raised $32.5 million in the first tranche of its initial external funding round, with t...