Full-Time

Senior Software Engineer

Frontend

Perpay

Perpay

51-200 employees

Interest-free paycheck-deducted installment payments

Compensation Overview

$160k - $200k/yr

+ Equity + Discretionary Cash Bonus

Philadelphia, PA, USA

In Person

Not remote; 100% onsite at Philadelphia office.

Category
Software Engineering (1)
Required Skills
Kubernetes
JavaScript
React.js
Redux.js
Docker
AWS
REST APIs
React Native
Requirements
  • 5+ years of experience delivering commercial products to market
  • 2+ years of experience leading technical teams and large, complex projects
  • Significant experience with React and the React ecosystem and unidirectional data flow patterns, preferably Redux
  • Strong knowledge of JavaScript, including the latest ECMAScript standards
  • Understanding of RESTful APIs
  • Experience with optimizing web applications for performance and accessibility
  • Product focus and a passion for UX/UI design or familiarity with UX/UI principles
  • Strong curiosity about industry trends
  • Ability to pick up new technologies quickly, with software engineering best practices prioritized over familiarity with specific tools or languages
  • History of cross-functional collaboration on mission-critical projects
  • Experience with React Native, AWS, Docker, and Kubernetes is nice to have
  • Experience standing up a design system is also a nice to have
Responsibilities
  • Collaborate closely and communicate with other members of the development team, including UX designers, product managers, and other engineers, to ensure that the frontend meets the needs of the business and provides an excellent user experience
  • Ensure our application is responsive and accessible across different devices and platforms
  • Write clean, efficient, and maintainable code
  • Contribute to the engineering design process by bringing forward tradeoffs and opinions on how to weigh them
  • Leverage continued research around the changing frontend landscape to bring best practices and innovation to our code, developer experience, and user experience

Perpay provides a platform for interest-free installment shopping. Users receive a spending limit based on a few questions and pay for their purchases through automatic deductions taken directly from their paychecks. Unlike many competitors that rely on traditional credit checks or high-interest loans, Perpay uses payroll integration to simplify the repayment process. The company's goal is to make significant retail purchases more accessible and affordable for people who want to avoid debt.

Company Size

51-200

Company Stage

N/A

Total Funding

$2.5M

Headquarters

Philadelphia, Pennsylvania

Founded

2016

Simplify Jobs

Simplify's Take

What believers are saying

  • CFPB 2024 guidance on earned wage access legitimizes paycheck-deduction compliance framework.
  • Marqeta partnership enables scaled card issuance to 2 million members rapidly.
  • Credit score increases (32 points in three months) drive retention and referrals.

What critics are saying

  • Celtic Bank regulatory scrutiny over subprime lending halts credit card operations.
  • Marqeta outages or pricing increases cripple card issuance and repayments.
  • CFPB enforcement against deceptive BNPL practices forces shutdown or restructuring.

What makes Perpay unique

  • Automatic credit bureau reporting builds credit history unlike most BNPL competitors.
  • Paycheck-linked repayment model reduces default risk through direct deposit integration.
  • Income-based spending limits ($500–$2,500) target underbanked consumers systematically.

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Benefits

Competitive salary + company equity

401k with company match

Medical / Dental / Vision insurance

Pre-tax Public Transportation benefit

Relocation assistance

Student loan company match

Gym subsidy with City Fitness

Cell phone plan

Paid parental leave

Unlimited PTO

Optional work from home (WFH) up to 4 weeks per year

Growth & Insights and Company News

Headcount

6 month growth

-1%

1 year growth

-1%

2 year growth

7%
PaySpace Magazine
May 8th, 2025
Perpay Selects Marqeta to Power Consumer Credit Card

Perpay selects Marqeta to power consumer credit card.