Full-Time

Senior Software Engineer

Frontend, React

Confirmed live in the last 24 hours

Perpay

Perpay

51-200 employees

Facilitates interest-free paycheck deduction payments

Fintech
Financial Services

Senior

Philadelphia, PA, USA

This is not a remote opportunity; it is 100% onsite.

Category
Frontend Engineering
Software Engineering
Required Skills
JavaScript
UI/UX Design
React.js
Redux.js
REST APIs

You match the following Perpay's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • 5+ years of experience delivering commercial products to market
  • Significant experience with React and the React ecosystem and unidirectional data flow patterns, preferably Redux
  • Strong knowledge of JavaScript, including the latest ECMAScript standards
  • Understanding of RESTful APIs
  • Experience with optimizing web applications for performance and accessibility
  • Product focus and a passion for UX/UI design or familiarity with UX/UI principles
  • Strong curiosity about industry trends
  • Ability to pick up new technologies quickly, with software engineering best practices prioritized over familiarity with specific tools or languages
  • History of cross-functional collaboration on mission-critical projects
Responsibilities
  • Collaborate closely and communicate with other members of the development team, including UX designers, product managers, and other engineers, to ensure that the frontend meets the needs of the business and provides an excellent user experience
  • Ensure our application is responsive and accessible across different devices and platforms
  • Write clean, efficient, and maintainable code
  • Contribute to the engineering design process by bringing forward tradeoffs and opinions on how to weigh them
  • Leverage continued research around the changing frontend landscape to bring best practices and innovation to our code, developer experience, and user experience
Desired Qualifications
  • Experience with React Native, AWS, Docker, and Kubernetes is nice to have
  • Experience standing up a design system is also a nice to have

Perpay helps consumers make shopping more accessible and affordable by allowing them to purchase products through interest-free payments that are deducted directly from their paychecks. Users start by answering a few questions to determine their spending limit, which can range from $500 to $2,500. Once approved, they can shop immediately, with payments spread over a series of typically eight installments. This model is particularly useful for individuals who may not have access to traditional credit or who want to avoid high-interest rates. What sets Perpay apart from its competitors is its focus on interest-free payments and the simplicity of having payments deducted directly from paychecks, making the repayment process easier for users. The company's goal is to provide a hassle-free shopping experience that allows consumers to make significant purchases without incurring debt or interest.

Company Size

51-200

Company Stage

N/A

Total Funding

$2.4M

Headquarters

Philadelphia, Pennsylvania

Founded

2016

Simplify Jobs

Simplify's Take

What believers are saying

  • Rising demand for flexible payment options boosts Perpay's interest-free installment model.
  • AI integration can refine Perpay's spending limit assessments, improving user experience.
  • Embedded finance trends offer Perpay expansion opportunities through e-commerce partnerships.

What critics are saying

  • Increased competition from fintech startups may erode Perpay's market share.
  • Regulatory scrutiny on income-based limits could raise compliance costs for Perpay.
  • Economic downturns may affect users' repayment ability, impacting Perpay's financial stability.

What makes Perpay unique

  • Perpay offers interest-free payments deducted directly from paychecks, simplifying user experience.
  • The company targets consumers avoiding traditional credit, providing a unique market position.
  • Perpay's model supports significant credit score increases, enhancing user financial health.

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Benefits

Competitive salary + company equity

401k with company match

Medical / Dental / Vision insurance

Pre-tax Public Transportation benefit

Relocation assistance

Student loan company match

Gym subsidy with City Fitness

Cell phone plan

Paid parental leave

Unlimited PTO

Optional work from home (WFH) up to 4 weeks per year

Growth & Insights

Headcount

6 month growth

5%

1 year growth

10%

2 year growth

1%